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ActiveMLS #3840334

11220 S Bay LN, Austin TX 78739

Austin, TX 78739 · Circle C Ranch Ph B Sec 10

Single Family Residence for sale in Circle C Ranch Ph B Sec 10

5Bedrooms
3Bathrooms
2,813Square Ft
0.19Acres
2Garage
1994Year Built
Open Sat 12–2pmNew
1 / 38
$840,000
3D tour

Overview

Property Description

Welcome to this beautifully updated 5-bedroom, 3-bath home offering 2,813 square feet on a 0.18-acre lot in the heart of Circle C Ranch. Classic limestone, mature live oaks, and a covered entry set the tone, and the big-ticket items are already done: a brand-new roof (October 2026), new HVAC system (September 2026), and new carpet upstairs (October 2026) offer true peace of mind. The showstopping kitchen features custom white shaker cabinetry to the ceiling with glass-front uppers and a dramatic quartz waterfall island with brushed gold fixtures. A 36" six-burner gas range sits beneath a custom hood against a striking navy and brass tile backsplash, plus a microwave drawer and stainless appliances. The sunny breakfast area is wrapped in windows overlooking the backyard, with access to the patio. The kitchen opens to the family room, where soaring vaulted ceilings, a limestone corner fireplace, and a wall of windows bring in natural light and treetop views. The formal dining room makes a bold statement with crown molding and a designer pendant. The main level also offers a guest bedroom with an adjacent full bath, plus a second bedroom or home office, ideal for guests or work-from-home. Wood-look flooring flows throughout the main level. Upstairs, the spacious primary suite features vaulted ceilings, a dramatic arched window, and room for a sitting area. The en suite bath offers dual vanities, a separate shower and tub, and a walk-in closet. Two additional bedrooms and a second full bath complete the upper level. The home is pre-wired with state-of-the-art, high-end wiring throughout. Out back, the fenced yard is shaded by mature trees, perfect for relaxing or entertaining. Circle C living means neighborhood pools, parks, and miles of hike-and-bike trails, with quick access to MoPac, the Veloway, and the Lady Bird Johnson Wildflower Center. Zoned to highly regarded Kiker Elementary, Gorzycki Middle, and Bowie High School.

Financial Info
Price
$840,000
$ / Sqft
$299
HOA
Yes - Mandatory / $515 / Semi-Annually
HOA Name
Circle C HOA
HOA Includes
Common Area Maintenance
Tax Rate
2.29608%
Est. Taxes
$14,000
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
11220 S Bay LN
County
Travis
City
Austin
State
TX
Zip
78739
Subdivision
Circle C Ranch Ph B Sec 10
Legal Description
LOT 14 BLK WW CIRCLE C RANCH PHS B SEC 10
Parcel
04264408020000
Interior Features
Floor
Carpet, Tile, Wood
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Kitchen Island
Appliances
Dishwasher, Disposal, Gas Range, Gas Water Heater
Laundry
Laundry Room
Master Bed
Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Family Room
Interior Features
Breakfast Bar, Ceiling Fan(s), High Ceilings, Quartz Counters, In-Law Floorplan, Interior Steps, Kitchen Island, Study/Home Office, Walk-In Closet(s), Wired for Sound, None, Bay Window(s), Blinds
General Info
Beds
5 Total / 2 Main Level / 3 Other Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
1994 / Resale
Square Feet
2,813 / Public Records
Garages
2
Garage Desc
Attached
Foundation
Slab
Roof
Composition
Construction
Masonry – All Sides
Acres
0.19
Lot Description
Back Yard, Front Yard, Sprinkler - Automatic, Trees-Large (Over 40 Ft)
Restrictions
Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
SWW
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Natural Gas Available
Heat
Central, Natural Gas
A C
Central Air
Exterior Features
Fence
Privacy, Wood
Exterior Features
Gutters Partial, Private Yard, Patio, Porch
Pool On Property
No
Area Amenities
Clubhouse, Common Grounds, Golf, Playground, Sport Court(s)/Facility, Tennis Court(s), Underground Utilities

Price history

Members only
Days on market
$840,000
List price
0
Price reductions
Active
Since Oct 15, 2026
Property history0 events

No price or status changes recorded yet.

Taxes

2026 Estimated Property Taxes

TCAD account 365205

Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.

2026 taxing entities, rates per $100, taxable values and estimated taxes
Taxing EntityRate per $100Taxable ValueEstimated Tax
AUSTIN COMM COLL DIST0.103400$687,392$710.76
AUSTIN ISD0.925200$554,335$5,128.71
CITY OF AUSTIN0.524017$555,468$2,910.75
TRAVIS COUNTY0.375845$555,468$2,087.70
TRAVIS COUNTY HEALTHCARE DISTRICT0.118023$555,468$655.58
Ordinary property tax estimate2.046485$11,493.50

Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.

Source: Travis County

Historical Tax Summary

Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.

YearAppraised ValueCombined Rate per $100Annual Taxes Billed
2025—2.046485$12,884.84
2024—1.981814$12,993.19
2023—1.809247$12,431.67
2022—1.974923$14,900.44
2021—2.176679$10,759.02
2020—2.226665$9,891.09

Source: Travis County

Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.

Schools

School Info
District
Austin ISD
Elementary
Kiker
Middle
Gorzycki
High
Bowie

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $840,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$6,114 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $6,114

Principal & interest
$4,247
Property taxes
$1,167
Homeowners insurance
$700

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$672,000$7,511$43,459$664,489
2$664,489$8,014$42,956$656,475
3$656,475$8,551$42,419$647,924
4$647,924$9,124$41,846$638,800
5$638,800$9,735$41,235$629,066
6$629,066$10,387$40,583$618,679
7$618,679$11,082$39,888$607,597
8$607,597$11,824$39,146$595,773
9$595,773$12,616$38,354$583,157
10$583,157$13,461$37,509$569,696
  • Year 1$664,489
    Principal paid
    $7,511
    Interest paid
    $43,459
    Starting balance
    $672,000
  • Year 2$656,475
    Principal paid
    $8,014
    Interest paid
    $42,956
    Starting balance
    $664,489
  • Year 3$647,924
    Principal paid
    $8,551
    Interest paid
    $42,419
    Starting balance
    $656,475
  • Year 4$638,800
    Principal paid
    $9,124
    Interest paid
    $41,846
    Starting balance
    $647,924
  • Year 5$629,066
    Principal paid
    $9,735
    Interest paid
    $41,235
    Starting balance
    $638,800
  • Year 6$618,679
    Principal paid
    $10,387
    Interest paid
    $40,583
    Starting balance
    $629,066
  • Year 7$607,597
    Principal paid
    $11,082
    Interest paid
    $39,888
    Starting balance
    $618,679
  • Year 8$595,773
    Principal paid
    $11,824
    Interest paid
    $39,146
    Starting balance
    $607,597
  • Year 9$583,157
    Principal paid
    $12,616
    Interest paid
    $38,354
    Starting balance
    $595,773
  • Year 10$569,696
    Principal paid
    $13,461
    Interest paid
    $37,509
    Starting balance
    $583,157
First 10 of 30 years

Nearby

Courtesy of Let's Move Austin LLC · (512) 297-3442

Listings courtesy of ACTRIS as distributed by MLS GRID.