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ActiveMLS #3512248

11920 Saddle Rock DR, Austin TX 78725

Austin, TX 78725 · Prado Ranch

Single Family Residence for sale in Prado Ranch

3Bedrooms
2 full / 1 halfBathrooms
2,322Square Ft
0.14Acres
2Garage
2021Year Built
1 / 20
$400,000

Overview

Property Description

Some homes are defined by their walls; 11920 Saddle Rock is defined by its reach. Five minutes from Tesla's gigafactory, moments from Austin-Bergstrom International Airport, and less than ten miles from everything downtown Austin has to offer. No back neighbors. No compromises. Step inside and the layout unfolds with intention. A dedicated home office offers a true separation of work and life. The oversized primary bedroom conveniently located on the main floor with attached en-suite, complete with stunning full sized shower and walk-in closet. Upstairs, a versatile loft space adds room to breathe: a second living area, a media room, a playroom, or even a studio. Just off the dining space, you're greeted by an extended covered patio, where Austin's golden evenings become part of your everyday, not just a weekend plan. This is where the story gets even better: an HVAC system recently replaced, meaning years of comfort and efficiency before you ever think about it again. Beyond your door, the community delivers what few others can: a pool, a playground, and hiking trails, all within walking distance. Not a drive. Not a maybe. A short walk from your front porch to a completely different pace of life. Location is everything, and this address delivers on every front: convenience without the noise. And for the buyer who thinks in numbers as much as they think in lifestyle: an extraordinarily low 1.5% tax rate, one of the most competitive in Central Texas, a detail that quietly changes the math on ownership for years to come. This isn't just a house with a list of features. It's a home that was clearly built for someone who wanted more... more privacy, more flexibility, more life. All that's missing is you.

Financial Info
Price
$400,000
$ / Sqft
$172
HOA
Yes - Mandatory / $188 / Quarterly
HOA Name
Prado HOA
HOA Includes
Common Area Maintenance
Tax Rate
1.5728%
Est. Taxes
$6,727
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
11920 Saddle Rock DR
County
Travis
City
Austin
State
TX
Zip
78725
Subdivision
Prado Ranch
Legal Description
LOT 10 BLK T PRADO RANCH SUBD PHS 3
Parcel
03123809170000
Interior Features
Floor
Carpet, Tile
Num Living
2
Dining
1
Kitchen
Kitchen Island, Pantry
Appliances
Dishwasher, Disposal, Microwave, Free-Standing Gas Range, Refrigerator, Stainless Steel Appliance(s), Washer/Dryer
Laundry
Main Level
Master Bed
Double Vanity, Walk-In Closet(s)
Master Main
Yes
Interior Features
Ceiling Fan(s), Quartz Counters, Double Vanity, Kitchen Island, Multiple Living Areas, Pantry, Recessed Lighting, Smart Thermostat, Storage, Walk-In Closet(s), None, Blinds, Double Pane Windows
General Info
Beds
3 Total / 1 Main Level / 2 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2021 / Resale
Square Feet
2,322 / Builder
Garages
2
Garage Desc
Attached, Garage, Garage Door Opener
Foundation
Slab
Roof
Composition
Construction
HardiPlank Type
Acres
0.14
Lot Description
Front Yard, Garden, Gentle Sloping, Landscaped, Sprinkler - Automatic, Trees-Medium (20 Ft - 40 Ft), Trees-Moderate
Restrictions
See Remarks
Flood Plain
No
View
Neighborhood, Trees/Woods
Water Access
No
Waterfront
No
Area
5E
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Internet-Cable, Internet-Fiber, Natural Gas Connected, Sewer Connected, Water Connected
Heat
Central
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Fenced, Privacy, Wood
Exterior Features
See Remarks, Garden, Lighting, Covered
Pool On Property
No
Area Amenities
Cluster Mailbox, Curbs, Park, Pet Amenities, Picnic Area, Playground, Pool, Street Lights

Price history

Members only
Days on market
$400,000
List price
0
Price reductions
Active
Since Sep 12, 2026
Property history1 event
DateEventPriceChange
Sep 12, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Del Valle ISD
Elementary
Hornsby-Dunlap
Middle
Dailey
High
Del Valle

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $400,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,917 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,917

Principal & interest
$2,023
Property taxes
$561
Homeowners insurance
$333

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$320,000$3,577$20,695$316,423
2$316,423$3,816$20,455$312,607
3$312,607$4,072$20,200$308,535
4$308,535$4,345$19,927$304,191
5$304,191$4,636$19,636$299,555
6$299,555$4,946$19,325$294,609
7$294,609$5,277$18,994$289,332
8$289,332$5,631$18,641$283,701
9$283,701$6,008$18,264$277,694
10$277,694$6,410$17,861$271,284
  • Year 1$316,423
    Principal paid
    $3,577
    Interest paid
    $20,695
    Starting balance
    $320,000
  • Year 2$312,607
    Principal paid
    $3,816
    Interest paid
    $20,455
    Starting balance
    $316,423
  • Year 3$308,535
    Principal paid
    $4,072
    Interest paid
    $20,200
    Starting balance
    $312,607
  • Year 4$304,191
    Principal paid
    $4,345
    Interest paid
    $19,927
    Starting balance
    $308,535
  • Year 5$299,555
    Principal paid
    $4,636
    Interest paid
    $19,636
    Starting balance
    $304,191
  • Year 6$294,609
    Principal paid
    $4,946
    Interest paid
    $19,325
    Starting balance
    $299,555
  • Year 7$289,332
    Principal paid
    $5,277
    Interest paid
    $18,994
    Starting balance
    $294,609
  • Year 8$283,701
    Principal paid
    $5,631
    Interest paid
    $18,641
    Starting balance
    $289,332
  • Year 9$277,694
    Principal paid
    $6,008
    Interest paid
    $18,264
    Starting balance
    $283,701
  • Year 10$271,284
    Principal paid
    $6,410
    Interest paid
    $17,861
    Starting balance
    $277,694
First 10 of 30 years

Nearby

Courtesy of Serhant Texas, LLC · (281) 768-8265

Listings courtesy of ACTRIS as distributed by MLS GRID.