11920 Saddle Rock DR, Austin TX 78725
Austin, TX 78725 · Prado Ranch
Single Family Residence for sale in Prado Ranch
Overview
Property Description
Some homes are defined by their walls; 11920 Saddle Rock is defined by its reach. Five minutes from Tesla's gigafactory, moments from Austin-Bergstrom International Airport, and less than ten miles from everything downtown Austin has to offer. No back neighbors. No compromises. Step inside and the layout unfolds with intention. A dedicated home office offers a true separation of work and life. The oversized primary bedroom conveniently located on the main floor with attached en-suite, complete with stunning full sized shower and walk-in closet. Upstairs, a versatile loft space adds room to breathe: a second living area, a media room, a playroom, or even a studio. Just off the dining space, you're greeted by an extended covered patio, where Austin's golden evenings become part of your everyday, not just a weekend plan. This is where the story gets even better: an HVAC system recently replaced, meaning years of comfort and efficiency before you ever think about it again. Beyond your door, the community delivers what few others can: a pool, a playground, and hiking trails, all within walking distance. Not a drive. Not a maybe. A short walk from your front porch to a completely different pace of life. Location is everything, and this address delivers on every front: convenience without the noise. And for the buyer who thinks in numbers as much as they think in lifestyle: an extraordinarily low 1.5% tax rate, one of the most competitive in Central Texas, a detail that quietly changes the math on ownership for years to come. This isn't just a house with a list of features. It's a home that was clearly built for someone who wanted more... more privacy, more flexibility, more life. All that's missing is you.
Financial Info
- Price
- $400,000
- $ / Sqft
- $172
- HOA
- Yes - Mandatory / $188 / Quarterly
- HOA Name
- Prado HOA
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 1.5728%
- Est. Taxes
- $6,727
- Tax Year
- 2026
- Exemptions
- Homestead
Legal Info
- Address
- 11920 Saddle Rock DR
- County
- Travis
- City
- Austin
- State
- TX
- Zip
- 78725
- Subdivision
- Prado Ranch
- Legal Description
- LOT 10 BLK T PRADO RANCH SUBD PHS 3
- Parcel
- 03123809170000
Interior Features
- Floor
- Carpet, Tile
- Num Living
- 2
- Dining
- 1
- Kitchen
- Kitchen Island, Pantry
- Appliances
- Dishwasher, Disposal, Microwave, Free-Standing Gas Range, Refrigerator, Stainless Steel Appliance(s), Washer/Dryer
- Laundry
- Main Level
- Master Bed
- Double Vanity, Walk-In Closet(s)
- Master Main
- Yes
- Interior Features
- Ceiling Fan(s), Quartz Counters, Double Vanity, Kitchen Island, Multiple Living Areas, Pantry, Recessed Lighting, Smart Thermostat, Storage, Walk-In Closet(s), None, Blinds, Double Pane Windows
General Info
- Beds
- 3 Total / 1 Main Level / 2 Other Level
- Full / Half Baths
- 2 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2021 / Resale
- Square Feet
- 2,322 / Builder
- Garages
- 2
- Garage Desc
- Attached, Garage, Garage Door Opener
- Foundation
- Slab
- Roof
- Composition
- Construction
- HardiPlank Type
- Acres
- 0.14
- Lot Description
- Front Yard, Garden, Gentle Sloping, Landscaped, Sprinkler - Automatic, Trees-Medium (20 Ft - 40 Ft), Trees-Moderate
- Restrictions
- See Remarks
- Flood Plain
- No
- View
- Neighborhood, Trees/Woods
- Water Access
- No
- Waterfront
- No
- Area
- 5E
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Internet-Cable, Internet-Fiber, Natural Gas Connected, Sewer Connected, Water Connected
- Heat
- Central
- A C
- Ceiling Fan(s), Central Air
Exterior Features
- Fence
- Fenced, Privacy, Wood
- Exterior Features
- See Remarks, Garden, Lighting, Covered
- Pool On Property
- No
- Area Amenities
- Cluster Mailbox, Curbs, Park, Pet Amenities, Picnic Area, Playground, Pool, Street Lights
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 12, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Del Valle ISD
- Elementary
- Hornsby-Dunlap
- Middle
- Dailey
- High
- Del Valle
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,917 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,917
- Principal & interest
- $2,023
- Property taxes
- $561
- Homeowners insurance
- $333
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $320,000 | $3,577 | $20,695 | $316,423 | |
| 2 | $316,423 | $3,816 | $20,455 | $312,607 | |
| 3 | $312,607 | $4,072 | $20,200 | $308,535 | |
| 4 | $308,535 | $4,345 | $19,927 | $304,191 | |
| 5 | $304,191 | $4,636 | $19,636 | $299,555 | |
| 6 | $299,555 | $4,946 | $19,325 | $294,609 | |
| 7 | $294,609 | $5,277 | $18,994 | $289,332 | |
| 8 | $289,332 | $5,631 | $18,641 | $283,701 | |
| 9 | $283,701 | $6,008 | $18,264 | $277,694 | |
| 10 | $277,694 | $6,410 | $17,861 | $271,284 |
- Year 1$316,423
- Principal paid
- $3,577
- Interest paid
- $20,695
- Starting balance
- $320,000
- Year 2$312,607
- Principal paid
- $3,816
- Interest paid
- $20,455
- Starting balance
- $316,423
- Year 3$308,535
- Principal paid
- $4,072
- Interest paid
- $20,200
- Starting balance
- $312,607
- Year 4$304,191
- Principal paid
- $4,345
- Interest paid
- $19,927
- Starting balance
- $308,535
- Year 5$299,555
- Principal paid
- $4,636
- Interest paid
- $19,636
- Starting balance
- $304,191
- Year 6$294,609
- Principal paid
- $4,946
- Interest paid
- $19,325
- Starting balance
- $299,555
- Year 7$289,332
- Principal paid
- $5,277
- Interest paid
- $18,994
- Starting balance
- $294,609
- Year 8$283,701
- Principal paid
- $5,631
- Interest paid
- $18,641
- Starting balance
- $289,332
- Year 9$277,694
- Principal paid
- $6,008
- Interest paid
- $18,264
- Starting balance
- $283,701
- Year 10$271,284
- Principal paid
- $6,410
- Interest paid
- $17,861
- Starting balance
- $277,694
Nearby
Courtesy of Serhant Texas, LLC · (281) 768-8265
Listings courtesy of ACTRIS as distributed by MLS GRID.