12103 Bell Ave, Austin TX 78727
Austin, TX 78727 · Summit Oaks
Single Family Residence for sale in Summit Oaks
Overview
Property Description
Least expensive home in the neighborhood since 03/15/2017! Rare opportunity in Northwest Austin! Nestled on an expansive, wooded lot of over half an acre, this mid-century home offers a unique combination of privacy, character, and endless possibilities. Tucked away in an established neighborhood where homes seldom become available, the property is surrounded by mature trees and lush greenery, creating a peaceful retreat in the heart of the city. A standout feature is the approximately 200-square-foot climate-controlled backyard studio, ideal for an art studio, home office, hobby space, or creative getaway. The oversized two-car carport and extended driveway offer abundant parking for vehicles, an RV, boat, or recreational toys. Recent improvements include an updated electrical panel and water heater. Enjoy convenient access to The Domain, Q2 Stadium, major employers, and an impressive selection of shopping, restaurants, and entertainment. With its generous lot, desirable location, and incredible potential, this is your chance to reimagine a mid-century classic and create something truly special!
Financial Info
- Price
- $450,000
- $ / Sqft
- $314
- HOA
- None
- Tax Rate
- 2.049%
- Est. Taxes
- $8,362.78
- Tax Year
- 2026
- Exemptions
- Homestead
Legal Info
- Address
- 12103 Bell Ave
- County
- Travis
- City
- Austin
- State
- TX
- Zip
- 78727
- Subdivision
- Summit Oaks
- Legal Description
- LOT 16 BLK F SUMMIT OAKS
- Parcel
- 01660102090000
Interior Features
- Floor
- Carpet, Laminate, Terrazzo
- Num Living
- 1
- Dining
- 1
- Appliances
- Built-In Oven(s), Cooktop, RNGHD, Refrigerator, Washer
- Laundry
- Laundry Room
- Master Bed
- Primary Bedroom on Main
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- None
- Interior Features
- Primary Bedroom on Main, None, Aluminum Frames
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 1960 / Resale
- Square Feet
- 1,431 / Public Records
- Garage Desc
- Carport
- Foundation
- Slab
- Roof
- Metal
- Construction
- Wood Siding, Stone
- Acres
- 0.54
- Lot Description
- Back Yard, Native Plants, Trees-Heavy, Many Trees, Trees-Medium (20 Ft - 40 Ft)
- Restrictions
- None
- Flood Plain
- No
- View
- Trees/Woods
- Water Access
- No
- Waterfront
- No
- Area
- 1N
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Water Connected
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Back Yard, Privacy, Stone
- Exterior Features
- Private Entrance, Private Yard, Front Porch, Porch, Rear Porch
- Pool On Property
- No
- Area Amenities
- None
Rooms
Main level
- Primary Bedroom
Full Bath
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Nov 5, 2026 | New Listing | — |
Taxes
TCAD account 167068
Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.
| Taxing Entity | Rate per $100 | Taxable Value | Estimated Tax |
|---|---|---|---|
| AUSTIN COMM COLL DISTTax ceiling applied | 0.103400 | $335,153 | $76.27 |
| CITY OF AUSTIN | 0.524017 | $128,122 | $671.38 |
| ROUND ROCK ISDTax ceiling applied | 0.893100 | $215,153 | $0.00 |
| TRAVIS COUNTY | 0.375845 | $186,853 | $702.28 |
| TRAVIS COUNTY HEALTHCARE DISTRICT | 0.118023 | $135,122 | $159.48 |
| Ordinary property tax estimate | 2.014385 | $1,609.41 |
Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.
Source: Travis County
Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.
| Year | Appraised Value | Combined Rate per $100 | Annual Taxes Billed |
|---|---|---|---|
| 2025 | — | 2.014385 | $1,386.59 |
| 2024 | — | 1.924414 | $1,257.39 |
| 2023 | — | 1.868747 | $1,144.71 |
| 2022 | — | 2.040923 | $1,992.59 |
| 2021 | — | 2.248579 | $1,981.38 |
| 2020 | — | 2.345165 | $2,121.49 |
Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.
Schools
School Info
- District
- Round Rock ISD
- Elementary
- Jollyville
- Middle
- Canyon Vista
- High
- Westwood
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,347 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,347
- Principal & interest
- $2,275
- Property taxes
- $697
- Homeowners insurance
- $375
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $360,000 | $4,024 | $23,282 | $355,976 | |
| 2 | $355,976 | $4,293 | $23,012 | $351,683 | |
| 3 | $351,683 | $4,581 | $22,725 | $347,102 | |
| 4 | $347,102 | $4,888 | $22,418 | $342,214 | |
| 5 | $342,214 | $5,215 | $22,090 | $337,000 | |
| 6 | $337,000 | $5,564 | $21,741 | $331,435 | |
| 7 | $331,435 | $5,937 | $21,368 | $325,498 | |
| 8 | $325,498 | $6,334 | $20,971 | $319,164 | |
| 9 | $319,164 | $6,759 | $20,547 | $312,405 | |
| 10 | $312,405 | $7,211 | $20,094 | $305,194 |
- Year 1$355,976
- Principal paid
- $4,024
- Interest paid
- $23,282
- Starting balance
- $360,000
- Year 2$351,683
- Principal paid
- $4,293
- Interest paid
- $23,012
- Starting balance
- $355,976
- Year 3$347,102
- Principal paid
- $4,581
- Interest paid
- $22,725
- Starting balance
- $351,683
- Year 4$342,214
- Principal paid
- $4,888
- Interest paid
- $22,418
- Starting balance
- $347,102
- Year 5$337,000
- Principal paid
- $5,215
- Interest paid
- $22,090
- Starting balance
- $342,214
- Year 6$331,435
- Principal paid
- $5,564
- Interest paid
- $21,741
- Starting balance
- $337,000
- Year 7$325,498
- Principal paid
- $5,937
- Interest paid
- $21,368
- Starting balance
- $331,435
- Year 8$319,164
- Principal paid
- $6,334
- Interest paid
- $20,971
- Starting balance
- $325,498
- Year 9$312,405
- Principal paid
- $6,759
- Interest paid
- $20,547
- Starting balance
- $319,164
- Year 10$305,194
- Principal paid
- $7,211
- Interest paid
- $20,094
- Starting balance
- $312,405
Nearby
Courtesy of REALTY CAPITAL CITY · (512) 381-2220
Listings courtesy of ACTRIS as distributed by MLS GRID.