122 Havana ST, Austin TX 78704
Austin, TX 78704 · Brinwood Sec 01
Single Family Residence for sale in Brinwood Sec 01
Overview
Property Description
4.5% Financing! Beat Today’s Rates & Own in South Austin!! Why rent or get priced out by high mortgage rates when you can secure a rare 4.5% interest rate (4.62% APR) wrap-around seller financing? This incredible opportunity drops your monthly payment well below standard market rates, making homeownership in a prime South Austin neighborhood much more affordable. Nestled on a 0.206-acre corner lot in Brinwood (just off South Congress), this 3-bedroom, 1-bath move-in ready home offers 1,080 sq ft of updated charm. Cook in a chef’s kitchen complete with quartz countertops, gas range, stainless steel appliances, and a breakfast bar. Enjoy hard flooring throughout, a bath with double vanity, a dedicated laundry room, Google Fiber connectivity, and no HOA fees. Outside, relax on your front porch or private deck overlooking a fully fenced backyard with mature trees. Plenty of space for kids, pets and entertaining! Amazing 04 Location in a great walkable neighborhood, with access to many cafes and restaurants along both S 1st and S Congress: Summer Moon Coffee, Toss Pizza, Cosmic Pickle, This Gym, grab groceries at the new H-E-B, or explore SoCo. Minutes from Downtown, Lady Bird Lake, and St Edwards University. Lock in your 4.5% (4.65% APR) rate today. (See attached financing sheet for terms/disclosures).
Financial Info
- Price
- $649,000
- $ / Sqft
- $601
- HOA
- None
- Tax Rate
- 2.046485%
- Est. Taxes
- $9,629
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 122 Havana ST
- County
- Travis
- City
- Austin
- State
- TX
- Zip
- 78704
- Subdivision
- Brinwood Sec 01
- Legal Description
- LOT 6 BLK 5 BRINWOOD SEC 1
- Parcel
- 04070310060000
Interior Features
- Floor
- Tile, Vinyl, Wood
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar
- Appliances
- Dishwasher, Disposal, Exhaust Fan, Gas Range, Microwave, Oven, Free-Standing Gas Range, Refrigerator, Stainless Steel Appliance(s), Gas Water Heater
- Laundry
- Laundry Room, Main Level
- Master Bed
- Double Vanity
- Master Main
- Yes
- Interior Features
- Breakfast Bar, Quartz Counters, Double Vanity, Electric Dryer Hookup, Interior Steps, Recessed Lighting, Washer Hookup, None, Aluminum Frames, Blinds, Screens
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 1 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 1961 / Resale
- Square Feet
- 1,080 / Public Records
- Garage Desc
- Concrete, Driveway, Off Street
- Foundation
- Slab
- Roof
- Composition
- Construction
- Frame, HardiPlank Type, Stone Veneer
- Acres
- 0.21
- Lot Description
- Back Yard, Corner Lot, Front Yard, Landscaped, Level, Native Plants, Public Maintained Road, Trees-Medium (20 Ft - 40 Ft), Trees-Moderate, Xeriscape
- Restrictions
- None
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- 6
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Above Ground, Cable Connected, Electricity Connected, Internet-Fiber, Natural Gas Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected
- Heat
- Central, Hot Water, Natural Gas
- A C
- Ceiling Fan(s), Central Air, Electric
Exterior Features
- Fence
- Back Yard, Fenced, Gate, Privacy, Wood
- Exterior Features
- Exterior Steps, Private Yard, Deck, Front Porch
- Pool On Property
- No
- Area Amenities
- Curbs, Google Fiber, High Speed Internet, Street Lights
Price history
No price or status changes recorded yet.
Taxes
Schools
School Info
- District
- Austin ISD
- Elementary
- Dawson
- Middle
- Lively
- High
- Travis
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$4,625 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $4,625
- Principal & interest
- $3,282
- Property taxes
- $802
- Homeowners insurance
- $541
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $519,200 | $5,803 | $33,577 | $513,397 | |
| 2 | $513,397 | $6,192 | $33,188 | $507,205 | |
| 3 | $507,205 | $6,607 | $32,774 | $500,598 | |
| 4 | $500,598 | $7,049 | $32,331 | $493,549 | |
| 5 | $493,549 | $7,521 | $31,859 | $486,028 | |
| 6 | $486,028 | $8,025 | $31,356 | $478,003 | |
| 7 | $478,003 | $8,562 | $30,818 | $469,441 | |
| 8 | $469,441 | $9,136 | $30,245 | $460,305 | |
| 9 | $460,305 | $9,748 | $29,633 | $450,558 | |
| 10 | $450,558 | $10,400 | $28,980 | $440,158 |
- Year 1$513,397
- Principal paid
- $5,803
- Interest paid
- $33,577
- Starting balance
- $519,200
- Year 2$507,205
- Principal paid
- $6,192
- Interest paid
- $33,188
- Starting balance
- $513,397
- Year 3$500,598
- Principal paid
- $6,607
- Interest paid
- $32,774
- Starting balance
- $507,205
- Year 4$493,549
- Principal paid
- $7,049
- Interest paid
- $32,331
- Starting balance
- $500,598
- Year 5$486,028
- Principal paid
- $7,521
- Interest paid
- $31,859
- Starting balance
- $493,549
- Year 6$478,003
- Principal paid
- $8,025
- Interest paid
- $31,356
- Starting balance
- $486,028
- Year 7$469,441
- Principal paid
- $8,562
- Interest paid
- $30,818
- Starting balance
- $478,003
- Year 8$460,305
- Principal paid
- $9,136
- Interest paid
- $30,245
- Starting balance
- $469,441
- Year 9$450,558
- Principal paid
- $9,748
- Interest paid
- $29,633
- Starting balance
- $460,305
- Year 10$440,158
- Principal paid
- $10,400
- Interest paid
- $28,980
- Starting balance
- $450,558
Nearby
Courtesy of eXp Realty LLC · (888) 519-7431
Listings courtesy of ACTRIS as distributed by MLS GRID.