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ActiveMLS #9719398

2209 S 1st ST # 220, Austin TX 78704

Austin, TX 78704 · One Oak Condos

Condominium for sale in One Oak Condos

1Bedrooms
1Bathrooms
819Square Ft
0.02Acres
1Garage
2023Year Built
Price Reduced
1 / 25
$439,000$489,999

Overview

Property Description

Seller is offering $18,000 your way: put it toward a rate buydown to lower your monthly payment, apply it to closing costs, or take it off the price. Use the lender of your choice, with preferred-lender buydown options available. Move-in ready at One Oak, just off South First in the heart of 78704. Enjoy everything One Oak offers, including the poolside amenity deck, without the new-construction wait. Contact listing agent for current buydown scenarios.

Financial Info
Price
$439,000
$ / Sqft
$536
HOA
Yes - Mandatory / $316 / Monthly
HOA Name
One Oak
HOA Includes
See Remarks
Tax Rate
1.97%
Est. Taxes
$12,041
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
2209 S 1st ST # 220
County
Travis
City
Austin
State
TX
Zip
78704
Subdivision
One Oak Condos
Legal Description
ONE OAK CONDOMINIUMS UNT 220 PLUS 0.6861 % INT IN COM AREA
Parcel
04030114430000
Interior Features
Floor
Tile, Wood
Num Living
1
Dining
1
Kitchen
Kitchen Island
Appliances
Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Gas Range, Microwave, Free-Standing Gas Oven
Laundry
In Unit
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
High Ceilings, Quartz Counters, Kitchen Island, Primary Bedroom on Main, Recessed Lighting, Walk-In Closet(s), Washer Hookup, See Remarks
General Info
Beds
1 Total / 1 Main Level
Full / Half Baths
1 / 0
Prop Type
Residential
Property Type
Condominium
Stories
1
Year Built
2023 / Resale
Square Feet
819 / Public Records
Garages
1
Garage Desc
Community Structure, Enclosed, Garage, Underground
Foundation
Pillar/Post/Pier
Roof
Membrane
Construction
Concrete, HardiPlank Type, Stucco
Acres
0.02
Lot Description
Level
Restrictions
See Remarks
Flood Plain
No
View
See Remarks
Water Access
No
Waterfront
No
Area
6
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
See Remarks
Exterior Features
Barbecue, CCTYD, Uncovered Courtyard, Dog Run, Exterior Steps, Gas Grill, Outdoor Grill, Terrace
Pool On Property
Yes
Area Amenities
See Remarks, BBQ Pit/Grill, Conference/Meeting Room, Courtyard, Dog Park, Fitness Center, Garage Parking, Gated, Lounge, Pool

Price history

Days on market
−$50,999 (−10.4%)
$489,999 → $439,000
2
Price reductions
Active
Since Mar 16, 2026
Price trend
List priceMar 2026 → Sep 2026
Property history3 events
DateEventPriceChange
Sep 25, 2026Price Decrease$439,000−$25,999 (−5.6%)
Jun 19, 2026Price Decrease$464,999−$25,000 (−5.1%)
Mar 16, 2026New Listing

Taxes

2026 Estimated Property Taxes

TCAD account 972477

Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.

2026 taxing entities, rates per $100, taxable values and estimated taxes
Taxing EntityRate per $100Taxable ValueEstimated Tax
AUSTIN COMM COLL DIST0.103400$368,137$380.65
AUSTIN ISD0.925200$368,137$3,406.00
CITY OF AUSTIN0.524017$368,137$1,929.10
TRAVIS COUNTY0.375845$368,137$1,383.62
TRAVIS COUNTY HEALTHCARE DISTRICT0.118023$368,137$434.49
Ordinary property tax estimate2.046485$7,533.86

Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.

Source: Travis County

General Information
Owner
ONE OAK HOLDINGS LLC
Legal
ONE OAK CONDOMINIUMS UNT 220 PLUS 0.6861 % INT IN COM AREA
Geo ID
prop:972477
Acreage
0.02
Exemptions
Exemption Type
None on record
Tax Summary
MLS estimated annual taxes
$12,041
MLS tax year
2025
Historical Tax Summary

Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.

YearAppraised ValueCombined Rate per $100Annual Taxes Billed
2025$588,3582.046485$9,632.52
2024—1.981814$2,460.48
2023—1.809247$1,743.51

Source: Travis County

Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.

Source: Travis County

Schools

School Info
District
Austin ISD
Elementary
Travis Hts
Middle
Lively
High
Travis

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $439,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,589 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,589

Principal & interest
$2,220
Property taxes
$1,003
Homeowners insurance
$366

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$351,200$3,925$22,712$347,275
2$347,275$4,188$22,450$343,086
3$343,086$4,469$22,169$338,617
4$338,617$4,768$21,870$333,849
5$333,849$5,087$21,550$328,762
6$328,762$5,428$21,210$323,334
7$323,334$5,792$20,846$317,542
8$317,542$6,180$20,458$311,362
9$311,362$6,593$20,044$304,769
10$304,769$7,035$19,603$297,734
  • Year 1$347,275
    Principal paid
    $3,925
    Interest paid
    $22,712
    Starting balance
    $351,200
  • Year 2$343,086
    Principal paid
    $4,188
    Interest paid
    $22,450
    Starting balance
    $347,275
  • Year 3$338,617
    Principal paid
    $4,469
    Interest paid
    $22,169
    Starting balance
    $343,086
  • Year 4$333,849
    Principal paid
    $4,768
    Interest paid
    $21,870
    Starting balance
    $338,617
  • Year 5$328,762
    Principal paid
    $5,087
    Interest paid
    $21,550
    Starting balance
    $333,849
  • Year 6$323,334
    Principal paid
    $5,428
    Interest paid
    $21,210
    Starting balance
    $328,762
  • Year 7$317,542
    Principal paid
    $5,792
    Interest paid
    $20,846
    Starting balance
    $323,334
  • Year 8$311,362
    Principal paid
    $6,180
    Interest paid
    $20,458
    Starting balance
    $317,542
  • Year 9$304,769
    Principal paid
    $6,593
    Interest paid
    $20,044
    Starting balance
    $311,362
  • Year 10$297,734
    Principal paid
    $7,035
    Interest paid
    $19,603
    Starting balance
    $304,769
First 10 of 30 years

Nearby

Courtesy of The Agency Austin, LLC · (512) 607-5113

Listings courtesy of ACTRIS as distributed by MLS GRID.