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ActiveMLS #8670080

2600 Penny LN # 118, Austin TX 78757

Austin, TX 78757 · Victoria Square Condo

Condominium for sale in Victoria Square Condo

2Bedrooms
2Bathrooms
831Square Ft
0.03Acres
0Garage
1969Year Built
New
1 / 26
$199,000
3D tour

Overview

Property Description

WANT TO BUY IN AUSTIN WITHOUT A TRADITIONAL BANK LOAN? OWNER FINANCING AVAILABLE! This recently renovated 2-bedroom, 2-bath condo offers a unique opportunity to own in North Austin with flexible seller-financing options available. The condo has been updated throughout and is truly move-in ready, including a brand-new refrigerator, stove, microwave, light fixtures, and more. Located on the first floor, it also features a covered patio and its own small private yard, giving you some outdoor space without all the maintenance. The location is hard to beat. You're just minutes from The Domain with convenient access to shopping, restaurants, entertainment, major employers, and everything North Central Austin has to offer. If you're looking for an affordable, low-maintenance, lock-and-leave home that's already been renovated, this one checks a lot of boxes. And if traditional financing has been standing in the way of buying, let's talk. The seller is open to flexible owner-financing terms with a strong down payment.

Financial Info
Price
$199,000
$ / Sqft
$239
HOA
Yes - Mandatory / $345 / Monthly
HOA Name
Victoria Square
HOA Includes
Common Area Maintenance, Hot Water, Parking, Trash, Water
Tax Rate
2.1767%
Est. Taxes
$3,686
Tax Year
2026
Exemptions
None
Legal Info
Address
2600 Penny LN # 118
County
Travis
City
Austin
State
TX
Zip
78757
Subdivision
Victoria Square Condo
Legal Description
UNT 118 BLD C VICTORIA SQUARE CONDOMINIUMS AMENDED PLUS 2.0468 % INT IN COM AREA
Parcel
02410610320034
Interior Features
Floor
Tile
Num Living
1
Dining
1
Appliances
Built-In Electric Range, Dishwasher, Disposal, Microwave, Free-Standing Electric Oven
Laundry
Common Area
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Ceiling Fan(s), Stone Counters, No Interior Steps, Primary Bedroom on Main, Walk-In Closet(s), Carbon Monoxide Detector(s), Fire Alarm, Smoke Detector(s), None, ENERGY STAR Qualified Windows
General Info
Beds
2 Total / 2 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Condominium
Stories
1
Year Built
1969 / Updated/Remodeled
Square Feet
831 / Public Records
Garage Desc
Outside, Paved
Foundation
Slab
Roof
Metal
Construction
Masonry – All Sides
Acres
0.03
Lot Description
None
Restrictions
City Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
2
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Available, Internet-Cable, Phone Available, Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Wood
Exterior Features
Private Yard, Enclosed, Patio
Pool On Property
No
Area Amenities
Cluster Mailbox, Gated, Pool

Price history

Members only
Days on market
$199,000
List price
0
Price reductions
Active
Since Sep 18, 2026
Property history1 event
DateEventPriceChange
Sep 18, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Austin ISD
Elementary
Pillow
Middle
Burnet (Austin ISD)
High
Anderson

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $199,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,479 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,479

Principal & interest
$1,006
Property taxes
$307
Homeowners insurance
$166

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$159,200$1,779$10,296$157,421
2$157,421$1,899$10,176$155,522
3$155,522$2,026$10,049$153,496
4$153,496$2,161$9,914$151,335
5$151,335$2,306$9,769$149,029
6$149,029$2,461$9,614$146,568
7$146,568$2,625$9,450$143,943
8$143,943$2,801$9,274$141,141
9$141,141$2,989$9,086$138,153
10$138,153$3,189$8,886$134,964
  • Year 1$157,421
    Principal paid
    $1,779
    Interest paid
    $10,296
    Starting balance
    $159,200
  • Year 2$155,522
    Principal paid
    $1,899
    Interest paid
    $10,176
    Starting balance
    $157,421
  • Year 3$153,496
    Principal paid
    $2,026
    Interest paid
    $10,049
    Starting balance
    $155,522
  • Year 4$151,335
    Principal paid
    $2,161
    Interest paid
    $9,914
    Starting balance
    $153,496
  • Year 5$149,029
    Principal paid
    $2,306
    Interest paid
    $9,769
    Starting balance
    $151,335
  • Year 6$146,568
    Principal paid
    $2,461
    Interest paid
    $9,614
    Starting balance
    $149,029
  • Year 7$143,943
    Principal paid
    $2,625
    Interest paid
    $9,450
    Starting balance
    $146,568
  • Year 8$141,141
    Principal paid
    $2,801
    Interest paid
    $9,274
    Starting balance
    $143,943
  • Year 9$138,153
    Principal paid
    $2,989
    Interest paid
    $9,086
    Starting balance
    $141,141
  • Year 10$134,964
    Principal paid
    $3,189
    Interest paid
    $8,886
    Starting balance
    $138,153
First 10 of 30 years

Nearby

Courtesy of Allure Real Estate · (512) 518-0008

Listings courtesy of ACTRIS as distributed by MLS GRID.