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ActiveMLS #8670080

2600 Penny LN # 118, Austin TX 78757

Austin, TX 78757 · Victoria Square Condo

Condominium for sale in Victoria Square Condo

2Bedrooms
2Bathrooms
831Square Ft
0.03Acres
0Garage
1969Year Built
Price Reduced
1 / 24
$179,999$199,000
3D tour

Overview

Property Description

WANT TO BUY IN AUSTIN WITHOUT A TRADITIONAL BANK LOAN? OWNER FINANCING AVAILABLE! This recently renovated 2-bedroom, 2-bath condo offers a unique opportunity to own in North Austin with flexible seller-financing options available. The condo has been updated throughout and is truly move-in ready, including a brand-new refrigerator, stove, microwave, light fixtures, and more. Located on the first floor, it also features a covered patio and its own small private yard, giving you some outdoor space without all the maintenance. The location is hard to beat. You're just minutes from The Domain with convenient access to shopping, restaurants, entertainment, major employers, and everything North Central Austin has to offer. If you're looking for an affordable, low-maintenance, lock-and-leave home that's already been renovated, this one checks a lot of boxes. And if traditional financing has been standing in the way of buying, let's talk. The seller is open to flexible owner-financing terms with a strong down payment.

Financial Info
Price
$179,999
$ / Sqft
$217
HOA
Yes - Mandatory / $345 / Monthly
HOA Name
Victoria Square
HOA Includes
Common Area Maintenance, Hot Water, Parking, Trash, Water
Tax Rate
2.1767%
Est. Taxes
$3,686
Tax Year
2026
Exemptions
None
Legal Info
Address
2600 Penny LN # 118
County
Travis
City
Austin
State
TX
Zip
78757
Subdivision
Victoria Square Condo
Legal Description
UNT 118 BLD C VICTORIA SQUARE CONDOMINIUMS AMENDED PLUS 2.0468 % INT IN COM AREA
Parcel
02410610320034
Interior Features
Floor
Tile
Num Living
1
Dining
1
Appliances
Built-In Electric Range, Dishwasher, Disposal, Microwave, Free-Standing Electric Oven
Laundry
Common Area
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Ceiling Fan(s), Stone Counters, No Interior Steps, Primary Bedroom on Main, Walk-In Closet(s), Carbon Monoxide Detector(s), Fire Alarm, Smoke Detector(s), None, ENERGY STAR Qualified Windows
General Info
Beds
2 Total / 2 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Condominium
Stories
1
Year Built
1969 / Updated/Remodeled
Square Feet
831 / Public Records
Garage Desc
Outside, Paved
Foundation
Slab
Roof
Metal
Construction
Masonry – All Sides
Acres
0.03
Lot Description
None
Restrictions
City Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
2
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Available, Internet-Cable, Phone Available, Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Wood
Exterior Features
Private Yard, Enclosed, Patio
Pool On Property
No
Area Amenities
Cluster Mailbox, Gated, Pool

Price history

Days on market
−$19,001 (−9.5%)
$199,000 → $179,999
1
Price reduction
Active
Since Sep 18, 2026
Price trend
List priceSep 2026 → Oct 2026
Property history2 events
DateEventPriceChange
Oct 7, 2026Price Decrease$179,999−$19,001 (−9.5%)
Sep 18, 2026New Listing

Taxes

2026 Estimated Property Taxes

TCAD account 245959

Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.

2026 taxing entities, rates per $100, taxable values and estimated taxes
Taxing EntityRate per $100Taxable ValueEstimated Tax
AUSTIN COMM COLL DIST0.103400$136,987$141.64
AUSTIN ISD0.925200$136,987$1,267.40
CITY OF AUSTIN0.524017$136,987$717.84
TRAVIS COUNTY0.375845$136,987$514.86
TRAVIS COUNTY HEALTHCARE DISTRICT0.118023$136,987$161.68
Ordinary property tax estimate2.046485$2,803.42

Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.

Source: Travis County

General Information
Owner
SIMPSON MORGAN
Legal
UNT 118 BLD C VICTORIA SQUARE CONDOMINIUMS AMENDED PLUS 2.0468 % INT IN COM AREA
Geo ID
prop:245959
Acreage
0.03
Exemptions
Exemption Type
None on record
Tax Summary
MLS estimated annual taxes
$3,686
MLS tax year
2026
Historical Tax Summary

Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.

YearAppraised ValueCombined Rate per $100Annual Taxes Billed
2025$194,5972.046485$3,982.39
2024—1.981814$4,386.00
2023—1.809247$4,515.92
2022—1.974923$4,906.71
2021—2.176679$3,686.10
2020—2.226665$2,813.31

Source: Travis County

Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.

Source: Travis County

Schools

School Info
District
Austin ISD
Elementary
Pillow
Middle
Burnet (Austin ISD)
High
Anderson

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $179,999
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,367 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,367

Principal & interest
$910
Property taxes
$307
Homeowners insurance
$150

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$143,999$1,610$9,313$142,390
2$142,390$1,717$9,205$140,672
3$140,672$1,832$9,090$138,840
4$138,840$1,955$8,967$136,885
5$136,885$2,086$8,836$134,799
6$134,799$2,226$8,696$132,573
7$132,573$2,375$8,547$130,199
8$130,199$2,534$8,388$127,665
9$127,665$2,703$8,219$124,961
10$124,961$2,885$8,038$122,077
  • Year 1$142,390
    Principal paid
    $1,610
    Interest paid
    $9,313
    Starting balance
    $143,999
  • Year 2$140,672
    Principal paid
    $1,717
    Interest paid
    $9,205
    Starting balance
    $142,390
  • Year 3$138,840
    Principal paid
    $1,832
    Interest paid
    $9,090
    Starting balance
    $140,672
  • Year 4$136,885
    Principal paid
    $1,955
    Interest paid
    $8,967
    Starting balance
    $138,840
  • Year 5$134,799
    Principal paid
    $2,086
    Interest paid
    $8,836
    Starting balance
    $136,885
  • Year 6$132,573
    Principal paid
    $2,226
    Interest paid
    $8,696
    Starting balance
    $134,799
  • Year 7$130,199
    Principal paid
    $2,375
    Interest paid
    $8,547
    Starting balance
    $132,573
  • Year 8$127,665
    Principal paid
    $2,534
    Interest paid
    $8,388
    Starting balance
    $130,199
  • Year 9$124,961
    Principal paid
    $2,703
    Interest paid
    $8,219
    Starting balance
    $127,665
  • Year 10$122,077
    Principal paid
    $2,885
    Interest paid
    $8,038
    Starting balance
    $124,961
First 10 of 30 years

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Courtesy of Allure Real Estate · (512) 518-0008

Listings courtesy of ACTRIS as distributed by MLS GRID.