2600 Penny LN # 118, Austin TX 78757
Austin, TX 78757 · Victoria Square Condo
Condominium for sale in Victoria Square Condo
Overview
Property Description
WANT TO BUY IN AUSTIN WITHOUT A TRADITIONAL BANK LOAN? OWNER FINANCING AVAILABLE! This recently renovated 2-bedroom, 2-bath condo offers a unique opportunity to own in North Austin with flexible seller-financing options available. The condo has been updated throughout and is truly move-in ready, including a brand-new refrigerator, stove, microwave, light fixtures, and more. Located on the first floor, it also features a covered patio and its own small private yard, giving you some outdoor space without all the maintenance. The location is hard to beat. You're just minutes from The Domain with convenient access to shopping, restaurants, entertainment, major employers, and everything North Central Austin has to offer. If you're looking for an affordable, low-maintenance, lock-and-leave home that's already been renovated, this one checks a lot of boxes. And if traditional financing has been standing in the way of buying, let's talk. The seller is open to flexible owner-financing terms with a strong down payment.
Financial Info
- Price
- $199,000
- $ / Sqft
- $239
- HOA
- Yes - Mandatory / $345 / Monthly
- HOA Name
- Victoria Square
- HOA Includes
- Common Area Maintenance, Hot Water, Parking, Trash, Water
- Tax Rate
- 2.1767%
- Est. Taxes
- $3,686
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 2600 Penny LN # 118
- County
- Travis
- City
- Austin
- State
- TX
- Zip
- 78757
- Subdivision
- Victoria Square Condo
- Legal Description
- UNT 118 BLD C VICTORIA SQUARE CONDOMINIUMS AMENDED PLUS 2.0468 % INT IN COM AREA
- Parcel
- 02410610320034
Interior Features
- Floor
- Tile
- Num Living
- 1
- Dining
- 1
- Appliances
- Built-In Electric Range, Dishwasher, Disposal, Microwave, Free-Standing Electric Oven
- Laundry
- Common Area
- Master Bed
- Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Interior Features
- Ceiling Fan(s), Stone Counters, No Interior Steps, Primary Bedroom on Main, Walk-In Closet(s), Carbon Monoxide Detector(s), Fire Alarm, Smoke Detector(s), None, ENERGY STAR Qualified Windows
General Info
- Beds
- 2 Total / 2 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Condominium
- Stories
- 1
- Year Built
- 1969 / Updated/Remodeled
- Square Feet
- 831 / Public Records
- Garage Desc
- Outside, Paved
- Foundation
- Slab
- Roof
- Metal
- Construction
- Masonry – All Sides
- Acres
- 0.03
- Lot Description
- None
- Restrictions
- City Restrictions
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- 2
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Available, Internet-Cable, Phone Available, Sewer Connected, Water Connected
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Wood
- Exterior Features
- Private Yard, Enclosed, Patio
- Pool On Property
- No
- Area Amenities
- Cluster Mailbox, Gated, Pool
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 18, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Austin ISD
- Elementary
- Pillow
- Middle
- Burnet (Austin ISD)
- High
- Anderson
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$1,479 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $1,479
- Principal & interest
- $1,006
- Property taxes
- $307
- Homeowners insurance
- $166
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $159,200 | $1,779 | $10,296 | $157,421 | |
| 2 | $157,421 | $1,899 | $10,176 | $155,522 | |
| 3 | $155,522 | $2,026 | $10,049 | $153,496 | |
| 4 | $153,496 | $2,161 | $9,914 | $151,335 | |
| 5 | $151,335 | $2,306 | $9,769 | $149,029 | |
| 6 | $149,029 | $2,461 | $9,614 | $146,568 | |
| 7 | $146,568 | $2,625 | $9,450 | $143,943 | |
| 8 | $143,943 | $2,801 | $9,274 | $141,141 | |
| 9 | $141,141 | $2,989 | $9,086 | $138,153 | |
| 10 | $138,153 | $3,189 | $8,886 | $134,964 |
- Year 1$157,421
- Principal paid
- $1,779
- Interest paid
- $10,296
- Starting balance
- $159,200
- Year 2$155,522
- Principal paid
- $1,899
- Interest paid
- $10,176
- Starting balance
- $157,421
- Year 3$153,496
- Principal paid
- $2,026
- Interest paid
- $10,049
- Starting balance
- $155,522
- Year 4$151,335
- Principal paid
- $2,161
- Interest paid
- $9,914
- Starting balance
- $153,496
- Year 5$149,029
- Principal paid
- $2,306
- Interest paid
- $9,769
- Starting balance
- $151,335
- Year 6$146,568
- Principal paid
- $2,461
- Interest paid
- $9,614
- Starting balance
- $149,029
- Year 7$143,943
- Principal paid
- $2,625
- Interest paid
- $9,450
- Starting balance
- $146,568
- Year 8$141,141
- Principal paid
- $2,801
- Interest paid
- $9,274
- Starting balance
- $143,943
- Year 9$138,153
- Principal paid
- $2,989
- Interest paid
- $9,086
- Starting balance
- $141,141
- Year 10$134,964
- Principal paid
- $3,189
- Interest paid
- $8,886
- Starting balance
- $138,153
Nearby
Courtesy of Allure Real Estate · (512) 518-0008
Listings courtesy of ACTRIS as distributed by MLS GRID.