4315 S Congress Ave # 104, Austin TX 78745
Austin, TX 78745 · Congress Lofts Condominiums
Condominium for sale in Congress Lofts Condominiums
Overview
Property Description
Limited-time 3.99% financing available for qualified buyers and Quickie Pickie Cafe & Grocer is coming soon to the ground-floor retail space, offering coffee, fresh food, beer, wine and outdoor seating! Newly constructed, never lived in, and ready for a quick move-in. Rare live/work residence featuring an oversized storefront with a private one-bedroom, one-bath residence in the back. This thoughtfully designed 1,089-square-foot loft offers vaulted ceilings, wide-plank LVT flooring and expansive Quaker windows that fill the space with natural light. The open kitchen features Italkraft Italian cabinetry, quartz countertops and Bosch appliances. Community amenities include controlled-access parking, a gallery lobby, library lounge, pool courtyard, outdoor kitchen, fire pit, trellis garden, dog park and wash station. Located in the vibrant St. Elmo Arts District, steps from The Yard, with convenient access to SoCo, Downtown, Zilker Park and Lady Bird Lake. Schedule a tour today.
Financial Info
- Price
- $615,000
- $ / Sqft
- $565
- HOA
- Yes - Mandatory / $533 / Monthly
- HOA Name
- Congress Lofts Condominiums
- HOA Includes
- Common Area Maintenance, Gas, Insurance, Landscaping, Maintenance Grounds, Maintenance Structure, Parking, Security, Trash
- Tax Rate
- 2%
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 4315 S Congress Ave # 104
- County
- Travis
- City
- Austin
- State
- TX
- Zip
- 78745
- Subdivision
- Congress Lofts Condominiums
- Legal Description
- CONGRESS LOFTS CONDOMINIUMS UNT 104 PLUS 0.7163 % INT IN COM AREA
- Parcel
- 4315 S Congress #104
Interior Features
- Floor
- Tile, Vinyl
- Num Living
- 1
- Dining
- 1
- Appliances
- Dishwasher, Electric Cooktop, Electric Range, ENERGY STAR Qualified Appliances, Freezer, Microwave, Refrigerator, Stainless Steel Appliance(s), Vented Exhaust Fan, Electric Water Heater
- Laundry
- In Unit, Laundry Closet, Main Level
- Master Main
- Yes
- Fireplace Description
- None
- Interior Features
- Quartz Counters, Electric Dryer Hookup, No Interior Steps, Open Floorplan, Recessed Lighting, Stackable W/D Connections, Washer Hookup, Wired for Data, Building Security, Fire Sprinkler System, Key Card Entry, Security Guard, Security System, Double Pane Windows
General Info
- Beds
- 1 Total / 1 Main Level
- Full / Half Baths
- 1 / 0
- Prop Type
- Residential
- Property Type
- Condominium
- Stories
- 1
- Year Built
- 2025 / New
- Square Feet
- 1,089 / Public Records
- Garages
- 1
- Garage Desc
- Assigned, Garage, Underground
- Foundation
- Slab
- Roof
- Membrane
- Construction
- Brick, Concrete, Frame, HardiPlank Type, Spray Foam Insulation, Aluminum Siding
- Lot Description
- City Lot
- Restrictions
- See Remarks
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- 10N
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Available, Sewer Available, Water Available
- Heat
- Central
- A C
- Electric
Exterior Features
- Fence
- None
- Exterior Features
- See Remarks, None
- Pool On Property
- Yes
- Area Amenities
- BBQ Pit/Grill, Bike Storage/Locker, Business Center, Cluster Mailbox, Common Grounds, Courtyard, Covered Parking, Dog Park, Garage Parking, Library, Lounge, Pet Amenities, Picnic Area, Pool, Storage
Price history
No price or status changes recorded yet.
Taxes
Schools
School Info
- District
- Austin ISD
- Elementary
- Galindo
- Middle
- Bedichek
- High
- Travis
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,623 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,623, incomplete: some costs are unavailable
- Principal & interest
- $3,110
- Property taxes
- Unavailable
- Homeowners insurance
- $513
One or more costs are unavailable, so this total is incomplete.
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $492,000 | $5,499 | $31,818 | $486,501 | |
| 2 | $486,501 | $5,868 | $31,450 | $480,633 | |
| 3 | $480,633 | $6,260 | $31,057 | $474,373 | |
| 4 | $474,373 | $6,680 | $30,638 | $467,693 | |
| 5 | $467,693 | $7,127 | $30,190 | $460,566 | |
| 6 | $460,566 | $7,604 | $29,713 | $452,962 | |
| 7 | $452,962 | $8,114 | $29,204 | $444,848 | |
| 8 | $444,848 | $8,657 | $28,660 | $436,191 | |
| 9 | $436,191 | $9,237 | $28,080 | $426,954 | |
| 10 | $426,954 | $9,855 | $27,462 | $417,099 |
- Year 1$486,501
- Principal paid
- $5,499
- Interest paid
- $31,818
- Starting balance
- $492,000
- Year 2$480,633
- Principal paid
- $5,868
- Interest paid
- $31,450
- Starting balance
- $486,501
- Year 3$474,373
- Principal paid
- $6,260
- Interest paid
- $31,057
- Starting balance
- $480,633
- Year 4$467,693
- Principal paid
- $6,680
- Interest paid
- $30,638
- Starting balance
- $474,373
- Year 5$460,566
- Principal paid
- $7,127
- Interest paid
- $30,190
- Starting balance
- $467,693
- Year 6$452,962
- Principal paid
- $7,604
- Interest paid
- $29,713
- Starting balance
- $460,566
- Year 7$444,848
- Principal paid
- $8,114
- Interest paid
- $29,204
- Starting balance
- $452,962
- Year 8$436,191
- Principal paid
- $8,657
- Interest paid
- $28,660
- Starting balance
- $444,848
- Year 9$426,954
- Principal paid
- $9,237
- Interest paid
- $28,080
- Starting balance
- $436,191
- Year 10$417,099
- Principal paid
- $9,855
- Interest paid
- $27,462
- Starting balance
- $426,954
Nearby
Courtesy of Douglas Elliman Real Estate · (512) 866-3795
Listings courtesy of ACTRIS as distributed by MLS GRID.