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4315 S Congress Ave 221 8874042Edit search
ActiveMLS #8874042

4315 S Congress Ave # 221, Austin TX 78745

Austin, TX 78745 · Congress Lofts Condominiums

Condominium for sale in Congress Lofts Condominiums

2Bedrooms
2Bathrooms
1,069Square Ft
0.00Acres
2Garage
2025Year Built
New
1 / 8
$454,750

Overview

Property Description

As low as 4.25% interest rate for a limited time for qualified buyers! Discover this two-bedroom corner residence at Congress Lofts, featuring a spacious wraparound terrace, walls of windows and abundant storage. Soaring 9’5” ceilings, wide-plank flooring and oversized 8-by-8-foot Quaker windows fill the home with natural light. The open kitchen showcases imported Italkraft Italian cabinetry, quartz countertops and a premium Bosch appliance package, with a generous living area that opens to the terrace for easy entertaining. Both bedrooms offer bright, comfortable retreats, while plentiful storage adds everyday convenience. The planned ground-floor Quickie Pickie café and market will bring coffee, fresh food and neighborhood essentials just steps from your door. Enjoy resort-style amenities including a pool, courtyard with an outdoor kitchen, Big Green Egg and fire pit, trellis garden, dog park and pet spa, library lounge, and controlled-access parking. Located in the vibrant St. Elmo Arts District, Congress Lofts offers convenient access to the Yard, SoCo, Zilker Park, Lady Bird Lake, the new H-E-B and Downtown Austin. Limited residences remain. Schedule your tour today!

Financial Info
Price
$454,750
$ / Sqft
$425
HOA
Yes - Mandatory / $524 / Monthly
HOA Name
Congress Lofts Condominiums
HOA Includes
Common Area Maintenance, Gas, Insurance, Landscaping, Maintenance Grounds, Maintenance Structure, Parking, Security, Trash
Tax Rate
2.046485%
Tax Year
2025
Exemptions
None
Legal Info
Address
4315 S Congress Ave # 221
County
Travis
City
Austin
State
TX
Zip
78745
Subdivision
Congress Lofts Condominiums
Legal Description
CONGRESS LOFTS CONDOMINIUMS UNT 221 PLUS 0.7155 % INT IN COM AREA
Parcel
Congress Lofts Ave #221
Interior Features
Floor
Tile, Vinyl
Num Living
1
Dining
1
Appliances
Dishwasher, Electric Cooktop, Electric Range, ENERGY STAR Qualified Appliances, Freezer, Microwave, Refrigerator, Stainless Steel Appliance(s), Vented Exhaust Fan, Electric Water Heater
Laundry
In Unit, Laundry Closet, Main Level
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplace Description
None
Interior Features
Built-in Features, High Ceilings, Quartz Counters, Electric Dryer Hookup, No Interior Steps, Open Floorplan, Primary Bedroom on Main, Recessed Lighting, Walk-In Closet(s), Washer Hookup, See Remarks, Building Security, Fire Sprinkler System, Secured Garage/Parking, Security Guard, Smoke Detector(s), Double Pane Windows
General Info
Beds
2 Total / 2 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Condominium
Stories
1
Year Built
2025 / New
Square Feet
1,069 / Public Records
Garages
2
Garage Desc
Assigned, Garage, Underground
Foundation
Slab
Roof
Membrane
Construction
Brick, Concrete, Frame, HardiPlank Type, Spray Foam Insulation, Aluminum Siding
Lot Description
City Lot
Restrictions
See Remarks
Flood Plain
No
View
See Remarks, City, Downtown, Hill Country
Water Access
No
Waterfront
No
Area
10N
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Available, Internet-Fiber, Natural Gas Not Available, Sewer Available, Water Available
Heat
Central, Electric
A C
Electric
Exterior Features
Fence
None
Exterior Features
Balcony, Covered, Terrace, Wrap Around
Pool On Property
Yes
Area Amenities
BBQ Pit/Grill, Bike Storage/Locker, Business Center, Cluster Mailbox, Common Grounds, Courtyard, Covered Parking, Dog Park, Garage Parking, Library, Lounge, Pet Amenities, Picnic Area, Pool, Storage

Price history

Members only
Days on market
$454,750
List price
0
Price reductions
Active
Since Oct 15, 2026
Property history0 events

No price or status changes recorded yet.

Taxes

2026 Estimated Property Taxes

TCAD account 986327

Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.

2026 taxing entities, rates per $100, taxable values and estimated taxes
Taxing EntityRate per $100Taxable ValueEstimated Tax
AUSTIN COMM COLL DIST0.103400$215,267$222.59
AUSTIN ISD0.925200$215,267$1,991.65
CITY OF AUSTIN0.524017$215,267$1,128.04
TRAVIS COUNTY0.375845$215,267$809.07
TRAVIS COUNTY HEALTHCARE DISTRICT0.118023$215,267$254.06
Ordinary property tax estimate2.046485$4,405.41

Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.

Source: Travis County

Historical Tax Summary

Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.

YearAppraised ValueCombined Rate per $100Annual Taxes Billed
2025—2.046485$3,154.07
2024—1.981814$2,152.31

Source: Travis County

Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.

Schools

School Info
District
Austin ISD
Elementary
Galindo
Middle
Bedichek
High
Travis

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $454,750
Down payment
Stays 20% if you change the price
Note rate, not APR
No tax figure on this listing
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,678 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,678, incomplete: some costs are unavailable

Principal & interest
$2,299
Property taxes
Unavailable
Homeowners insurance
$379

One or more costs are unavailable, so this total is incomplete.

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$363,800$4,066$23,527$359,734
2$359,734$4,339$23,255$355,395
3$355,395$4,629$22,964$350,766
4$350,766$4,939$22,654$345,827
5$345,827$5,270$22,324$340,557
6$340,557$5,623$21,971$334,934
7$334,934$6,000$21,594$328,934
8$328,934$6,401$21,192$322,533
9$322,533$6,830$20,764$315,703
10$315,703$7,287$20,306$308,416
  • Year 1$359,734
    Principal paid
    $4,066
    Interest paid
    $23,527
    Starting balance
    $363,800
  • Year 2$355,395
    Principal paid
    $4,339
    Interest paid
    $23,255
    Starting balance
    $359,734
  • Year 3$350,766
    Principal paid
    $4,629
    Interest paid
    $22,964
    Starting balance
    $355,395
  • Year 4$345,827
    Principal paid
    $4,939
    Interest paid
    $22,654
    Starting balance
    $350,766
  • Year 5$340,557
    Principal paid
    $5,270
    Interest paid
    $22,324
    Starting balance
    $345,827
  • Year 6$334,934
    Principal paid
    $5,623
    Interest paid
    $21,971
    Starting balance
    $340,557
  • Year 7$328,934
    Principal paid
    $6,000
    Interest paid
    $21,594
    Starting balance
    $334,934
  • Year 8$322,533
    Principal paid
    $6,401
    Interest paid
    $21,192
    Starting balance
    $328,934
  • Year 9$315,703
    Principal paid
    $6,830
    Interest paid
    $20,764
    Starting balance
    $322,533
  • Year 10$308,416
    Principal paid
    $7,287
    Interest paid
    $20,306
    Starting balance
    $315,703
First 10 of 30 years

Nearby

Courtesy of Douglas Elliman Real Estate · (512) 866-3795

Listings courtesy of ACTRIS as distributed by MLS GRID.