4315 S Congress Ave # 224, Austin TX 78745
Austin, TX 78745 · Congress Lofts Condominiums
Condominium for sale in Congress Lofts Condominiums
Overview
Property Description
3.99% financing available for a limited time on select residences for qualified buyers! Enjoy courtyard views and outdoor space in this rare second-floor studio at Congress Lofts. Soaring 9’5” ceilings, wide-plank flooring, and oversized 8x8 Quaker windows create a bright, open space in the heart of the St. Elmo Arts District. The kitchen pairs imported Italkraft Italian cabinetry with quartz countertops and a Bosch appliance suite, while the spacious patio offers a welcoming spot for morning coffee or unwinding at the end of the day. Personalize your space with options available for purchase, including a custom Murphy bed or closet, additional storage, and EV parking. Quickie Pickie café and market is coming soon to the ground floor! Amenities include a pool, courtyard with an outdoor kitchen, Big Green Egg and fire pit, trellis garden, dog park and pet spa, library lounge, and controlled-access parking. Just steps from The Yard and nearby SoCo, Zilker Park, Lady Bird Lake, H-E-B, and Downtown Austin. Discover one of the remaining opportunities to own at Congress Lofts!
Financial Info
- Price
- $255,000
- $ / Sqft
- $489
- HOA
- Yes - Mandatory / $255 / Monthly
- HOA Name
- Congress Lofts Condominiums
- HOA Includes
- Common Area Maintenance, Gas, Insurance, Landscaping, Maintenance Grounds, Maintenance Structure, Parking, Security, Trash
- Tax Rate
- 2.046485%
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 4315 S Congress Ave # 224
- County
- Travis
- City
- Austin
- State
- TX
- Zip
- 78745
- Subdivision
- Congress Lofts Condominiums
- Legal Description
- CONGRESS LOFTS CONDOMINIUMS #224 PLUS 0.4027 % INT IN COM AREA
- Parcel
- 4315 S Congress
Interior Features
- Floor
- Tile, Vinyl
- Num Living
- 1
- Dining
- 1
- Appliances
- Dishwasher, Electric Cooktop, Electric Range, ENERGY STAR Qualified Appliances, Freezer, Microwave, Refrigerator, Stainless Steel Appliance(s), Vented Exhaust Fan
- Laundry
- In Unit, Laundry Closet, Main Level
- Master Bed
- Primary Bedroom on Main
- Master Main
- Yes
- Fireplace Description
- None
- Interior Features
- Built-in Features, High Ceilings, Quartz Counters, Electric Dryer Hookup, No Interior Steps, Open Floorplan, Primary Bedroom on Main, Recessed Lighting, Stackable W/D Connections, Washer Hookup, Wired for Data, Building Security, Fire Sprinkler System, Security Guard, Security System, Double Pane Windows
General Info
- Beds
- 0 Total
- Full / Half Baths
- 1 / 0
- Prop Type
- Residential
- Property Type
- Condominium
- Stories
- 1
- Year Built
- 2025 / New
- Square Feet
- 521 / Public Records
- Garages
- 1
- Garage Desc
- Assigned, Garage, Underground
- Foundation
- Slab
- Roof
- Membrane
- Construction
- Brick, Concrete, Frame, HardiPlank Type, Spray Foam Insulation, Aluminum Siding
- Lot Description
- City Lot
- Restrictions
- See Remarks
- Flood Plain
- No
- View
- Pool
- Water Access
- No
- Waterfront
- No
- Area
- 10N
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Available, Natural Gas Not Available, Sewer Available, Water Available
- Heat
- Central, Electric
- A C
- Electric
Exterior Features
- Fence
- None
- Exterior Features
- See Remarks, Patio
- Pool On Property
- Yes
- Area Amenities
- BBQ Pit/Grill, Bike Storage/Locker, Business Center, Cluster Mailbox, Common Grounds, Courtyard, Covered Parking, Dog Park, Garage Parking, Library, Lounge, Pet Amenities, Picnic Area, Pool, Storage
Price history
No price or status changes recorded yet.
Taxes
Schools
School Info
- District
- Austin ISD
- Elementary
- Galindo
- Middle
- Bedichek
- High
- Travis
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$1,502 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $1,502, incomplete: some costs are unavailable
- Principal & interest
- $1,289
- Property taxes
- Unavailable
- Homeowners insurance
- $213
One or more costs are unavailable, so this total is incomplete.
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $204,000 | $2,280 | $13,193 | $201,720 | |
| 2 | $201,720 | $2,433 | $13,040 | $199,287 | |
| 3 | $199,287 | $2,596 | $12,877 | $196,691 | |
| 4 | $196,691 | $2,770 | $12,703 | $193,922 | |
| 5 | $193,922 | $2,955 | $12,518 | $190,966 | |
| 6 | $190,966 | $3,153 | $12,320 | $187,813 | |
| 7 | $187,813 | $3,364 | $12,109 | $184,449 | |
| 8 | $184,449 | $3,590 | $11,884 | $180,860 | |
| 9 | $180,860 | $3,830 | $11,643 | $177,030 | |
| 10 | $177,030 | $4,086 | $11,387 | $172,943 |
- Year 1$201,720
- Principal paid
- $2,280
- Interest paid
- $13,193
- Starting balance
- $204,000
- Year 2$199,287
- Principal paid
- $2,433
- Interest paid
- $13,040
- Starting balance
- $201,720
- Year 3$196,691
- Principal paid
- $2,596
- Interest paid
- $12,877
- Starting balance
- $199,287
- Year 4$193,922
- Principal paid
- $2,770
- Interest paid
- $12,703
- Starting balance
- $196,691
- Year 5$190,966
- Principal paid
- $2,955
- Interest paid
- $12,518
- Starting balance
- $193,922
- Year 6$187,813
- Principal paid
- $3,153
- Interest paid
- $12,320
- Starting balance
- $190,966
- Year 7$184,449
- Principal paid
- $3,364
- Interest paid
- $12,109
- Starting balance
- $187,813
- Year 8$180,860
- Principal paid
- $3,590
- Interest paid
- $11,884
- Starting balance
- $184,449
- Year 9$177,030
- Principal paid
- $3,830
- Interest paid
- $11,643
- Starting balance
- $180,860
- Year 10$172,943
- Principal paid
- $4,086
- Interest paid
- $11,387
- Starting balance
- $177,030
Nearby
Courtesy of Douglas Elliman Real Estate · (512) 866-3795
Listings courtesy of ACTRIS as distributed by MLS GRID.