4315 S Congress Ave # 235, Austin TX 78745
Austin, TX 78745 · Congress Lofts Condominiums
Condominium for sale in Congress Lofts Condominiums
Overview
Property Description
Rarely does a true corner residence in St. Elmo come with this much character at an incredible price. Oversized 8' x 8' Quaker windows are the showpiece of this Congress Lofts corner residence, flooding the open plan with daylight, while floor-to-near-ceiling glass wraps both bedrooms in light. Across 1,224 SF, enjoy two bedrooms, two baths and a dedicated study, grounded by brick accent walls, 9'5" ceilings and wide-plank LVT floors. A private terrace extends the living space outdoors. The kitchen is appointed with Italkraft Italian cabinetry, quartz countertops and Bosch appliances. Residents enjoy a gallery-inspired lobby, library lounge, controlled-access parking and a pool courtyard with fire pit, outdoor fireplace, trellis garden and an outdoor kitchen with gas grills and a Big Green Egg, plus an enclosed dog park and pet wash. Step out to The Yard, with SoCo, Zilker Park and Downtown just minutes away, and Quickie Pickie Cafe & Grocer coming soon to the ground level! Offered at a price that makes the move simple. Private showings available today!
Financial Info
- Price
- $499,000
- $ / Sqft
- $408
- HOA
- Yes - Mandatory / $636 / Monthly
- HOA Name
- Congress Lofts Condominiums
- HOA Includes
- Common Area Maintenance, Gas, Insurance, Landscaping, Maintenance Grounds, Maintenance Structure, Parking, Security, Trash
- Tax Rate
- 2.0465%
- Est. Taxes
- $6,125.05
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 4315 S Congress Ave # 235
- County
- Travis
- City
- Austin
- State
- TX
- Zip
- 78745
- Subdivision
- Congress Lofts Condominiums
- Legal Description
- CONGRESS LOFTS CONDOMINIUMS UNT 235 PLUS 0.7163 % INT IN COM AREA
- Parcel
- 04120410450000
Interior Features
- Floor
- Tile, Vinyl
- Num Living
- 1
- Dining
- 1
- Appliances
- Dishwasher, Electric Cooktop, Electric Range, ENERGY STAR Qualified Appliances, Freezer, Microwave, Refrigerator, Stainless Steel Appliance(s), Vented Exhaust Fan, Electric Water Heater
- Laundry
- In Unit, Laundry Closet, Main Level
- Master Bed
- Primary Bedroom on Main
- Master Main
- Yes
- Fireplace Description
- None
- Interior Features
- Built-in Features, Ceiling Fan(s), High Ceilings, Quartz Counters, Electric Dryer Hookup, No Interior Steps, Open Floorplan, Primary Bedroom on Main, Recessed Lighting, Stackable W/D Connections, Storage, Study/Home Office, Washer Hookup, Wired for Data, Building Security, Fire Sprinkler System, Security System, Double Pane Windows
General Info
- Beds
- 2 Total / 2 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Condominium
- Stories
- 1
- Year Built
- 2025 / New
- Square Feet
- 1,224 / Public Records
- Garages
- 2
- Garage Desc
- Assigned, Garage, Underground
- Foundation
- Slab
- Roof
- Membrane
- Construction
- Brick, Concrete, Frame, HardiPlank Type, Spray Foam Insulation, Aluminum Siding
- Lot Description
- City Lot
- Restrictions
- See Remarks
- Flood Plain
- No
- View
- City
- Water Access
- No
- Waterfront
- No
- Area
- 10N
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Available, Natural Gas Not Available, Sewer Available, Water Available
- Heat
- See Remarks, Central
- A C
- Electric
Exterior Features
- Fence
- None
- Exterior Features
- Balcony, See Remarks, Terrace
- Pool On Property
- Yes
- Area Amenities
- BBQ Pit/Grill, Bike Storage/Locker, Business Center, Cluster Mailbox, Common Grounds, Courtyard, Covered Parking, Dog Park, Garage Parking, Library, Lounge, Pet Amenities, Picnic Area, Pool, Storage
Price history
No price or status changes recorded yet.
Taxes
TCAD account 986341
Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.
| Taxing Entity | Rate per $100 | Taxable Value | Estimated Tax |
|---|---|---|---|
| AUSTIN COMM COLL DIST | 0.103400 | $239,437 | $247.58 |
| AUSTIN ISD | 0.925200 | $239,437 | $2,215.27 |
| CITY OF AUSTIN | 0.524017 | $239,437 | $1,254.69 |
| TRAVIS COUNTY | 0.375845 | $239,437 | $899.91 |
| TRAVIS COUNTY HEALTHCARE DISTRICT | 0.118023 | $239,437 | $282.59 |
| Ordinary property tax estimate | 2.046485 | $4,900.04 |
Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.
Source: Travis County
Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.
| Year | Appraised Value | Combined Rate per $100 | Annual Taxes Billed |
|---|---|---|---|
| 2025 | — | 2.046485 | $3,513.16 |
| 2024 | — | 1.981814 | $2,402.40 |
Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.
Schools
School Info
- District
- Austin ISD
- Elementary
- Galindo
- Middle
- Bedichek
- High
- Travis
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,449 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,449
- Principal & interest
- $2,523
- Property taxes
- $510
- Homeowners insurance
- $416
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $399,200 | $4,462 | $25,817 | $394,738 | |
| 2 | $394,738 | $4,761 | $25,518 | $389,977 | |
| 3 | $389,977 | $5,080 | $25,199 | $384,898 | |
| 4 | $384,898 | $5,420 | $24,859 | $379,478 | |
| 5 | $379,478 | $5,783 | $24,496 | $373,695 | |
| 6 | $373,695 | $6,170 | $24,109 | $367,525 | |
| 7 | $367,525 | $6,583 | $23,695 | $360,942 | |
| 8 | $360,942 | $7,024 | $23,254 | $353,917 | |
| 9 | $353,917 | $7,495 | $22,784 | $346,423 | |
| 10 | $346,423 | $7,997 | $22,282 | $338,426 |
- Year 1$394,738
- Principal paid
- $4,462
- Interest paid
- $25,817
- Starting balance
- $399,200
- Year 2$389,977
- Principal paid
- $4,761
- Interest paid
- $25,518
- Starting balance
- $394,738
- Year 3$384,898
- Principal paid
- $5,080
- Interest paid
- $25,199
- Starting balance
- $389,977
- Year 4$379,478
- Principal paid
- $5,420
- Interest paid
- $24,859
- Starting balance
- $384,898
- Year 5$373,695
- Principal paid
- $5,783
- Interest paid
- $24,496
- Starting balance
- $379,478
- Year 6$367,525
- Principal paid
- $6,170
- Interest paid
- $24,109
- Starting balance
- $373,695
- Year 7$360,942
- Principal paid
- $6,583
- Interest paid
- $23,695
- Starting balance
- $367,525
- Year 8$353,917
- Principal paid
- $7,024
- Interest paid
- $23,254
- Starting balance
- $360,942
- Year 9$346,423
- Principal paid
- $7,495
- Interest paid
- $22,784
- Starting balance
- $353,917
- Year 10$338,426
- Principal paid
- $7,997
- Interest paid
- $22,282
- Starting balance
- $346,423
Nearby
Courtesy of Douglas Elliman Real Estate · (512) 866-3795
Listings courtesy of ACTRIS as distributed by MLS GRID.