Mr. Home Search
ActiveMLS #4044810

4315 S Congress Ave # 302, Austin TX 78745

Austin, TX 78745 · Congress Lofts Condominiums

Condominium for sale in Congress Lofts Condominiums

1Bedrooms
1Bathrooms
731Square Ft
0.00Acres
1Garage
2025Year Built
Open Tomorrow 10am–1pmNew
1 / 9
$305,000

Overview

Property Description

Modern loft living. Beautiful courtyard and pool views. An exceptional price. This brand-new one-bedroom at Congress Lofts features 9’5” ceilings, wide-plank flooring, and oversized 8’ x 8’ Quaker windows that fill the space with natural light. The kitchen pairs Italian cabinetry by Italkraft with quartz countertops and premium Bosch appliances, while the spacious layout and in-unit laundry make everyday living easy. Unwind by the pool or enjoy the second-floor amenity deck with an outdoor kitchen, gas grill, Big Green Egg, and outdoor fireplace. A library lounge, enclosed pet park with dog spa, and controlled-access parking round out the amenities and Quickie Pickie Café and Market is coming to the ground floor! Whether you’re looking for a full-time home or an Austin getaway, you’re just steps from The Yard and minutes from SoCo, Zilker, Lady Bird Lake, and Downtown. Schedule your private showing today.

Financial Info
Price
$305,000
$ / Sqft
$417
HOA
Yes - Mandatory / $380 / Monthly
HOA Name
Congress Lofts
HOA Includes
See Remarks, Common Area Maintenance, Gas, Landscaping, Maintenance Grounds, Trash
Tax Rate
2%
Est. Taxes
$3,992.43
Tax Year
2026
Exemptions
See Remarks
Legal Info
Address
4315 S Congress Ave # 302
County
Travis
City
Austin
State
TX
Zip
78745
Subdivision
Congress Lofts Condominiums
Legal Description
CONGRESS LOFTS CONDOMINIUMS UNT 302 PLUS 0.5627 % INT IN COM AREA
Parcel
04120410470000
Interior Features
Floor
Vinyl
Num Living
1
Dining
0
Appliances
Dishwasher, Freezer, Microwave, Free-Standing Electric Range, Free-Standing Refrigerator
Laundry
See Remarks, In Unit, Laundry Closet, Main Level
Master Bed
Double Vanity, Walk-In Closet(s)
Master Main
Yes
Interior Features
High Ceilings, Double Vanity, Electric Dryer Hookup, Open Floorplan, Walk-In Closet(s), Washer Hookup, See Remarks, Fire Alarm, Secured Garage/Parking, Security Service, Smoke Detector(s), Screens
General Info
Beds
1 Total / 1 Main Level
Full / Half Baths
1 / 0
Prop Type
Residential
Property Type
Condominium
Stories
1
Year Built
2025 / New
Square Feet
731 / Public Records
Garages
1
Garage Desc
Assigned, Garage, Gated
Foundation
Slab
Roof
Membrane
Construction
See Remarks
Lot Description
See Remarks
Restrictions
See Remarks
Flood Plain
No
View
Pool
Water Access
No
Waterfront
No
Area
10N
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Internet-Fiber
Heat
Central
A C
Central Air
Exterior Features
Fence
None
Exterior Features
See Remarks, Barbecue, Uncovered Courtyard, Dog Run, Gas Grill, Outdoor Grill, Covered, Patio
Pool On Property
Yes
Area Amenities
See Remarks, BBQ Pit/Grill, Common Grounds, Controlled Access, Courtyard, Garage Parking, Google Fiber, Library, On-Site Retail, Picnic Area, Pool

Price history

Days on market
$305,000
List price
0
Price reductions
Active
Since Nov 6, 2026
Property history0 events

No price or status changes recorded yet.

Taxes

2026 Estimated Property Taxes

TCAD account 986343

Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.

2026 taxing entities, rates per $100, taxable values and estimated taxes
Taxing EntityRate per $100Taxable ValueEstimated Tax
AUSTIN COMM COLL DIST0.103400$156,069$161.38
AUSTIN ISD0.925200$156,069$1,443.95
CITY OF AUSTIN0.524017$156,069$817.83
TRAVIS COUNTY0.375845$156,069$586.58
TRAVIS COUNTY HEALTHCARE DISTRICT0.118023$156,069$184.20
Ordinary property tax estimate2.046485$3,193.94

Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.

Source: Travis County

Historical Tax Summary

Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.

YearAppraised ValueCombined Rate per $100Annual Taxes Billed
2025—2.046485$2,282.45
2024—1.981814$1,558.68

Source: Travis County

Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.

Schools

School Info
District
Austin ISD
Elementary
Galindo
Middle
Bedichek
High
Travis

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $305,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,129 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,129

Principal & interest
$1,542
Property taxes
$333
Homeowners insurance
$254

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$244,000$2,727$15,780$241,273
2$241,273$2,910$15,597$238,363
3$238,363$3,105$15,402$235,258
4$235,258$3,313$15,194$231,945
5$231,945$3,535$14,972$228,411
6$228,411$3,771$14,736$224,639
7$224,639$4,024$14,483$220,616
8$220,616$4,293$14,214$216,322
9$216,322$4,581$13,926$211,741
10$211,741$4,888$13,619$206,854
  • Year 1$241,273
    Principal paid
    $2,727
    Interest paid
    $15,780
    Starting balance
    $244,000
  • Year 2$238,363
    Principal paid
    $2,910
    Interest paid
    $15,597
    Starting balance
    $241,273
  • Year 3$235,258
    Principal paid
    $3,105
    Interest paid
    $15,402
    Starting balance
    $238,363
  • Year 4$231,945
    Principal paid
    $3,313
    Interest paid
    $15,194
    Starting balance
    $235,258
  • Year 5$228,411
    Principal paid
    $3,535
    Interest paid
    $14,972
    Starting balance
    $231,945
  • Year 6$224,639
    Principal paid
    $3,771
    Interest paid
    $14,736
    Starting balance
    $228,411
  • Year 7$220,616
    Principal paid
    $4,024
    Interest paid
    $14,483
    Starting balance
    $224,639
  • Year 8$216,322
    Principal paid
    $4,293
    Interest paid
    $14,214
    Starting balance
    $220,616
  • Year 9$211,741
    Principal paid
    $4,581
    Interest paid
    $13,926
    Starting balance
    $216,322
  • Year 10$206,854
    Principal paid
    $4,888
    Interest paid
    $13,619
    Starting balance
    $211,741
First 10 of 30 years

Nearby

Courtesy of Douglas Elliman Real Estate · (512) 866-3795

Listings courtesy of ACTRIS as distributed by MLS GRID.