4315 S Congress Ave # 315, Austin TX 78745
Austin, TX 78745 · Congress Lofts Condominiums
Condominium for sale in Congress Lofts Condominiums
Overview
Property Description
LIMITED-TIME 4.50% FINANCING through developer’s preferred lender on select residences for qualified buyers! Terms apply. Urban loft living at its best in the A1 floor plan at Congress Lofts, with 811 square feet of open-concept space, 9'5" ceilings, wide-plank floors and walls of natural light, steps from The Yard in St. Elmo. The sleek kitchen features Italian Italkraft cabinetry, quartz countertops and a premium Bosch appliance package. The oversized bedroom is a standout, with a dramatic floor-to-near-ceiling Quaker window and a generous walk-in closet. A private terrace and stylish bathroom with a dual vanity complete this thoughtfully designed residence. Residents enjoy a resort-style courtyard with pool, outdoor kitchen, fire pit and trellis garden, plus a gallery-inspired lobby, library lounge, controlled-access garage parking, enclosed dog park and pet wash station. Located in the vibrant St. Elmo Arts District, The Yard offers coffee shops, breweries, restaurants, food trucks, padel and pickleball courts and multiple boutique fitness studios, all within minutes of Downtown Austin, South Lamar, Zilker Park and Lady Bird Lake. Quickie Pickie Cafe & Grocer is coming soon to the ground-floor retail space, offering coffee, fresh food, beer, wine and outdoor seating. Tour today!
Financial Info
- Price
- $350,000
- $ / Sqft
- $432
- HOA
- Yes - Mandatory / $422 / Monthly
- HOA Name
- Congress Lofts Condominiums
- HOA Includes
- Common Area Maintenance, Gas, Insurance, Landscaping, Maintenance Grounds, Maintenance Structure, Parking, Security, Trash
- Tax Rate
- 2%
- Tax Year
- 2024
- Exemptions
- None
Legal Info
- Address
- 4315 S Congress Ave # 315
- County
- Travis
- City
- Austin
- State
- TX
- Zip
- 78745
- Subdivision
- Congress Lofts Condominiums
- Legal Description
- CONGRESS LOFTS CONDOMINIUMS UNT 315 PLUS 0.5733 % INT IN COM AREA
- Parcel
- 4315 S Congress Ave #315
Interior Features
- Floor
- Tile, Vinyl
- Num Living
- 1
- Dining
- 1
- Kitchen
- Pantry
- Appliances
- Dishwasher, Disposal, Electric Cooktop, Electric Range, ENERGY STAR Qualified Appliances, Freezer, Microwave, Refrigerator, Stainless Steel Appliance(s)
- Laundry
- In Unit, Laundry Closet, Main Level
- Master Bed
- Primary Bedroom on Main
- Master Main
- Yes
- Fireplace Description
- None
- Interior Features
- Built-in Features, High Ceilings, Quartz Counters, Electric Dryer Hookup, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Stackable W/D Connections, Washer Hookup, Wired for Data, Building Security, Fire Sprinkler System, Security System, Double Pane Windows
General Info
- Beds
- 1 Total / 1 Main Level
- Full / Half Baths
- 1 / 0
- Prop Type
- Residential
- Property Type
- Condominium
- Stories
- 1
- Year Built
- 2025 / New
- Square Feet
- 811 / Public Records
- Garages
- 1
- Garage Desc
- Assigned, Garage, Underground
- Foundation
- Slab
- Roof
- Membrane
- Construction
- Brick, Concrete, Frame, HardiPlank Type, Spray Foam Insulation, Aluminum Siding
- Lot Description
- City Lot
- Restrictions
- See Remarks
- Flood Plain
- No
- View
- See Remarks
- Water Access
- No
- Waterfront
- No
- Area
- 10N
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Available, Natural Gas Not Available, Sewer Available, Water Available
- Heat
- Central
- A C
- Electric
Exterior Features
- Fence
- None
- Exterior Features
- Balcony, See Remarks, Terrace
- Pool On Property
- Yes
- Area Amenities
- See Remarks, BBQ Pit/Grill, Bike Storage/Locker, Business Center, Cluster Mailbox, Common Grounds, Courtyard, Covered Parking, Dog Park, Garage Parking, Google Fiber, Library, Lounge, Pet Amenities, Picnic Area, Pool, Storage
Price history
No price or status changes recorded yet.
Taxes
TCAD account 986356
Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.
| Taxing Entity | Rate per $100 | Taxable Value | Estimated Tax |
|---|---|---|---|
| AUSTIN COMM COLL DIST | 0.103400 | $168,590 | $174.32 |
| AUSTIN ISD | 0.925200 | $168,590 | $1,559.79 |
| CITY OF AUSTIN | 0.524017 | $168,590 | $883.44 |
| TRAVIS COUNTY | 0.375845 | $168,590 | $633.64 |
| TRAVIS COUNTY HEALTHCARE DISTRICT | 0.118023 | $168,590 | $198.97 |
| Ordinary property tax estimate | 2.046485 | $3,450.16 |
Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.
Source: Travis County
Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.
| Year | Appraised Value | Combined Rate per $100 | Annual Taxes Billed |
|---|---|---|---|
| 2025 | — | 2.046485 | $2,456.75 |
| 2024 | — | 1.981814 | $1,678.00 |
Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.
Schools
School Info
- District
- Austin ISD
- Elementary
- Galindo
- Middle
- Bedichek
- High
- Travis
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,062 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,062, incomplete: some costs are unavailable
- Principal & interest
- $1,770
- Property taxes
- Unavailable
- Homeowners insurance
- $292
One or more costs are unavailable, so this total is incomplete.
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $280,000 | $3,130 | $18,108 | $276,870 | |
| 2 | $276,870 | $3,339 | $17,898 | $273,531 | |
| 3 | $273,531 | $3,563 | $17,675 | $269,968 | |
| 4 | $269,968 | $3,801 | $17,436 | $266,167 | |
| 5 | $266,167 | $4,056 | $17,181 | $262,111 | |
| 6 | $262,111 | $4,328 | $16,910 | $257,783 | |
| 7 | $257,783 | $4,618 | $16,620 | $253,165 | |
| 8 | $253,165 | $4,927 | $16,311 | $248,239 | |
| 9 | $248,239 | $5,257 | $15,981 | $242,982 | |
| 10 | $242,982 | $5,609 | $15,629 | $237,373 |
- Year 1$276,870
- Principal paid
- $3,130
- Interest paid
- $18,108
- Starting balance
- $280,000
- Year 2$273,531
- Principal paid
- $3,339
- Interest paid
- $17,898
- Starting balance
- $276,870
- Year 3$269,968
- Principal paid
- $3,563
- Interest paid
- $17,675
- Starting balance
- $273,531
- Year 4$266,167
- Principal paid
- $3,801
- Interest paid
- $17,436
- Starting balance
- $269,968
- Year 5$262,111
- Principal paid
- $4,056
- Interest paid
- $17,181
- Starting balance
- $266,167
- Year 6$257,783
- Principal paid
- $4,328
- Interest paid
- $16,910
- Starting balance
- $262,111
- Year 7$253,165
- Principal paid
- $4,618
- Interest paid
- $16,620
- Starting balance
- $257,783
- Year 8$248,239
- Principal paid
- $4,927
- Interest paid
- $16,311
- Starting balance
- $253,165
- Year 9$242,982
- Principal paid
- $5,257
- Interest paid
- $15,981
- Starting balance
- $248,239
- Year 10$237,373
- Principal paid
- $5,609
- Interest paid
- $15,629
- Starting balance
- $242,982
Nearby
Courtesy of Douglas Elliman Real Estate · (512) 866-3795
Listings courtesy of ACTRIS as distributed by MLS GRID.