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ActiveMLS #5578230

4315 S Congress Ave # 332, Austin TX 78745

Austin, TX 78745 · Congress Lofts Condominiums

Condominium for sale in Congress Lofts Condominiums

2Bedrooms
2Bathrooms
1,055Square Ft
0.00Acres
2Garage
2025Year Built
1 / 18
$450,000

Overview

Property Description

Modern urban living with city views in the sought-after B2 floor plan at Congress Lofts. This spacious two-bedroom, two-bath residence offers 1,055 square feet of thoughtfully designed living space, with expansive 8' x 8' Quaker windows and doors that fill the home with natural light. The open-concept living and dining areas are complemented by 9'5" ceilings and wide-plank flooring, while the sleek kitchen features Italian Italkraft cabinetry, quartz countertops and a premium Bosch appliance package. Designed for comfort and effortless living, the B2 offers two inviting bedrooms, two beautifully finished bathrooms and a spacious walk-in closet. Expansive windows bring in abundant natural light and offer an engaging city outlook, connecting the interiors to the vibrant urban landscape beyond. Residents enjoy a resort-style courtyard with a pool, outdoor kitchen, fire pit and trellis garden, along with a gallery-inspired lobby, library lounge, controlled-access garage parking, dog park and pet wash station. Quickie Pickie Grocer & Cafe will soon anchor the ground-floor retail with coffee, fresh food, beer, wine and outdoor seating. Step outside and experience the energy of the St. Elmo Arts District, with The Yard’s coffee shops, breweries, restaurants, food trucks, padel and pickleball courts, and boutique fitness studios nearby. Downtown Austin, South Lamar, Zilker Park and Lady Bird Lake are all within easy reach. Modern design, neighborhood energy and effortless access to central Austin come together at this exceptional address.

Financial Info
Price
$450,000
$ / Sqft
$427
HOA
Yes - Mandatory / $515 / Monthly
HOA Name
Congress Lofts Condominiums
HOA Includes
Common Area Maintenance, Gas, Insurance, Landscaping, Maintenance Grounds, Maintenance Structure, Parking, Security, Trash
Tax Rate
2%
Tax Year
2025
Exemptions
None
Legal Info
Address
4315 S Congress Ave # 332
County
Travis
City
Austin
State
TX
Zip
78745
Subdivision
Congress Lofts Condominiums
Legal Description
CONGRESS LOFTS CONDOMINIUMS UNT 332 PLUS 0.7155 % INT IN COM AREA
Parcel
04120410770000
Interior Features
Floor
Tile, Vinyl
Num Living
1
Dining
1
Appliances
Dishwasher, Electric Cooktop, Electric Range, ENERGY STAR Qualified Appliances, Freezer, Microwave, Refrigerator, Stainless Steel Appliance(s), Vented Exhaust Fan
Laundry
In Unit, Laundry Closet, Laundry Room, Main Level
Master Bed
Primary Bedroom on Main
Master Main
Yes
Fireplace Description
None
Interior Features
Built-in Features, High Ceilings, Quartz Counters, Electric Dryer Hookup, No Interior Steps, Open Floorplan, Primary Bedroom on Main, Recessed Lighting, Washer Hookup, Building Security, Fire Sprinkler System, Double Pane Windows
General Info
Beds
2 Total / 2 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Condominium
Stories
1
Year Built
2025 / New
Square Feet
1,055 / Public Records
Garages
2
Garage Desc
Assigned, Garage, Underground
Foundation
Slab
Roof
Membrane
Construction
Brick, Concrete, Frame, HardiPlank Type, Spray Foam Insulation, Aluminum Siding
Lot Description
City Lot
Restrictions
See Remarks
Flood Plain
No
View
See Remarks
Water Access
No
Waterfront
No
Area
10N
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Available, Internet-Fiber, Natural Gas Not Available, Sewer Available, Water Available
Heat
Central, Electric
A C
Electric
Exterior Features
Fence
None
Exterior Features
Balcony, Terrace
Pool On Property
Yes
Area Amenities
BBQ Pit/Grill, Bike Storage/Locker, Business Center, Cluster Mailbox, Common Grounds, Courtyard, Covered Parking, Dog Park, Garage Parking, Google Fiber, Library, Lounge, Pet Amenities, Picnic Area, Pool, Storage

Price history

Members only
Days on market
$450,000
List price
0
Price reductions
Active
Since Aug 19, 2026
Property history1 event
DateEventPriceChange
Aug 19, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Austin ISD
Elementary
Galindo
Middle
Bedichek
High
Travis

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $450,000
Down payment
Stays 20% if you change the price
Note rate, not APR
No tax figure on this listing
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,650 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,650, incomplete: some costs are unavailable

Principal & interest
$2,275
Property taxes
Unavailable
Homeowners insurance
$375

One or more costs are unavailable, so this total is incomplete.

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$360,000$4,024$23,282$355,976
2$355,976$4,293$23,012$351,683
3$351,683$4,581$22,725$347,102
4$347,102$4,888$22,418$342,214
5$342,214$5,215$22,090$337,000
6$337,000$5,564$21,741$331,435
7$331,435$5,937$21,368$325,498
8$325,498$6,334$20,971$319,164
9$319,164$6,759$20,547$312,405
10$312,405$7,211$20,094$305,194
  • Year 1$355,976
    Principal paid
    $4,024
    Interest paid
    $23,282
    Starting balance
    $360,000
  • Year 2$351,683
    Principal paid
    $4,293
    Interest paid
    $23,012
    Starting balance
    $355,976
  • Year 3$347,102
    Principal paid
    $4,581
    Interest paid
    $22,725
    Starting balance
    $351,683
  • Year 4$342,214
    Principal paid
    $4,888
    Interest paid
    $22,418
    Starting balance
    $347,102
  • Year 5$337,000
    Principal paid
    $5,215
    Interest paid
    $22,090
    Starting balance
    $342,214
  • Year 6$331,435
    Principal paid
    $5,564
    Interest paid
    $21,741
    Starting balance
    $337,000
  • Year 7$325,498
    Principal paid
    $5,937
    Interest paid
    $21,368
    Starting balance
    $331,435
  • Year 8$319,164
    Principal paid
    $6,334
    Interest paid
    $20,971
    Starting balance
    $325,498
  • Year 9$312,405
    Principal paid
    $6,759
    Interest paid
    $20,547
    Starting balance
    $319,164
  • Year 10$305,194
    Principal paid
    $7,211
    Interest paid
    $20,094
    Starting balance
    $312,405
First 10 of 30 years

Nearby

Courtesy of Douglas Elliman Real Estate · (512) 866-3795

Listings courtesy of ACTRIS as distributed by MLS GRID.