4315 S Congress Ave # 332, Austin TX 78745
Austin, TX 78745 · Congress Lofts Condominiums
Condominium for sale in Congress Lofts Condominiums
Overview
Property Description
Modern urban living with city views in the sought-after B2 floor plan at Congress Lofts. This spacious two-bedroom, two-bath residence offers 1,055 square feet of thoughtfully designed living space, with expansive 8' x 8' Quaker windows and doors that fill the home with natural light. The open-concept living and dining areas are complemented by 9'5" ceilings and wide-plank flooring, while the sleek kitchen features Italian Italkraft cabinetry, quartz countertops and a premium Bosch appliance package. Designed for comfort and effortless living, the B2 offers two inviting bedrooms, two beautifully finished bathrooms and a spacious walk-in closet. Expansive windows bring in abundant natural light and offer an engaging city outlook, connecting the interiors to the vibrant urban landscape beyond. Residents enjoy a resort-style courtyard with a pool, outdoor kitchen, fire pit and trellis garden, along with a gallery-inspired lobby, library lounge, controlled-access garage parking, dog park and pet wash station. Quickie Pickie Grocer & Cafe will soon anchor the ground-floor retail with coffee, fresh food, beer, wine and outdoor seating. Step outside and experience the energy of the St. Elmo Arts District, with The Yard’s coffee shops, breweries, restaurants, food trucks, padel and pickleball courts, and boutique fitness studios nearby. Downtown Austin, South Lamar, Zilker Park and Lady Bird Lake are all within easy reach. Modern design, neighborhood energy and effortless access to central Austin come together at this exceptional address.
Financial Info
- Price
- $450,000
- $ / Sqft
- $427
- HOA
- Yes - Mandatory / $515 / Monthly
- HOA Name
- Congress Lofts Condominiums
- HOA Includes
- Common Area Maintenance, Gas, Insurance, Landscaping, Maintenance Grounds, Maintenance Structure, Parking, Security, Trash
- Tax Rate
- 2%
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 4315 S Congress Ave # 332
- County
- Travis
- City
- Austin
- State
- TX
- Zip
- 78745
- Subdivision
- Congress Lofts Condominiums
- Legal Description
- CONGRESS LOFTS CONDOMINIUMS UNT 332 PLUS 0.7155 % INT IN COM AREA
- Parcel
- 04120410770000
Interior Features
- Floor
- Tile, Vinyl
- Num Living
- 1
- Dining
- 1
- Appliances
- Dishwasher, Electric Cooktop, Electric Range, ENERGY STAR Qualified Appliances, Freezer, Microwave, Refrigerator, Stainless Steel Appliance(s), Vented Exhaust Fan
- Laundry
- In Unit, Laundry Closet, Laundry Room, Main Level
- Master Bed
- Primary Bedroom on Main
- Master Main
- Yes
- Fireplace Description
- None
- Interior Features
- Built-in Features, High Ceilings, Quartz Counters, Electric Dryer Hookup, No Interior Steps, Open Floorplan, Primary Bedroom on Main, Recessed Lighting, Washer Hookup, Building Security, Fire Sprinkler System, Double Pane Windows
General Info
- Beds
- 2 Total / 2 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Condominium
- Stories
- 1
- Year Built
- 2025 / New
- Square Feet
- 1,055 / Public Records
- Garages
- 2
- Garage Desc
- Assigned, Garage, Underground
- Foundation
- Slab
- Roof
- Membrane
- Construction
- Brick, Concrete, Frame, HardiPlank Type, Spray Foam Insulation, Aluminum Siding
- Lot Description
- City Lot
- Restrictions
- See Remarks
- Flood Plain
- No
- View
- See Remarks
- Water Access
- No
- Waterfront
- No
- Area
- 10N
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Available, Internet-Fiber, Natural Gas Not Available, Sewer Available, Water Available
- Heat
- Central, Electric
- A C
- Electric
Exterior Features
- Fence
- None
- Exterior Features
- Balcony, Terrace
- Pool On Property
- Yes
- Area Amenities
- BBQ Pit/Grill, Bike Storage/Locker, Business Center, Cluster Mailbox, Common Grounds, Courtyard, Covered Parking, Dog Park, Garage Parking, Google Fiber, Library, Lounge, Pet Amenities, Picnic Area, Pool, Storage
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 19, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Austin ISD
- Elementary
- Galindo
- Middle
- Bedichek
- High
- Travis
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,650 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,650, incomplete: some costs are unavailable
- Principal & interest
- $2,275
- Property taxes
- Unavailable
- Homeowners insurance
- $375
One or more costs are unavailable, so this total is incomplete.
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $360,000 | $4,024 | $23,282 | $355,976 | |
| 2 | $355,976 | $4,293 | $23,012 | $351,683 | |
| 3 | $351,683 | $4,581 | $22,725 | $347,102 | |
| 4 | $347,102 | $4,888 | $22,418 | $342,214 | |
| 5 | $342,214 | $5,215 | $22,090 | $337,000 | |
| 6 | $337,000 | $5,564 | $21,741 | $331,435 | |
| 7 | $331,435 | $5,937 | $21,368 | $325,498 | |
| 8 | $325,498 | $6,334 | $20,971 | $319,164 | |
| 9 | $319,164 | $6,759 | $20,547 | $312,405 | |
| 10 | $312,405 | $7,211 | $20,094 | $305,194 |
- Year 1$355,976
- Principal paid
- $4,024
- Interest paid
- $23,282
- Starting balance
- $360,000
- Year 2$351,683
- Principal paid
- $4,293
- Interest paid
- $23,012
- Starting balance
- $355,976
- Year 3$347,102
- Principal paid
- $4,581
- Interest paid
- $22,725
- Starting balance
- $351,683
- Year 4$342,214
- Principal paid
- $4,888
- Interest paid
- $22,418
- Starting balance
- $347,102
- Year 5$337,000
- Principal paid
- $5,215
- Interest paid
- $22,090
- Starting balance
- $342,214
- Year 6$331,435
- Principal paid
- $5,564
- Interest paid
- $21,741
- Starting balance
- $337,000
- Year 7$325,498
- Principal paid
- $5,937
- Interest paid
- $21,368
- Starting balance
- $331,435
- Year 8$319,164
- Principal paid
- $6,334
- Interest paid
- $20,971
- Starting balance
- $325,498
- Year 9$312,405
- Principal paid
- $6,759
- Interest paid
- $20,547
- Starting balance
- $319,164
- Year 10$305,194
- Principal paid
- $7,211
- Interest paid
- $20,094
- Starting balance
- $312,405
Nearby
Courtesy of Douglas Elliman Real Estate · (512) 866-3795
Listings courtesy of ACTRIS as distributed by MLS GRID.