4315 S Congress Ave # 410, Austin TX 78745
Austin, TX 78745 · Congress Lofts Condominiums
Condominium for sale in Congress Lofts Condominiums
Overview
Property Description
As low as 4.25% financing available for a limited time for qualified buyers! Quickie Pickie’s planned ground-floor location will add neighborhood convenience with coffee, fresh food, beer, wine and outdoor seating. This home features an exceptionally spacious living area and a generous terrace overlooking the amenity and pool deck. The open layout provides ample room for distinct living and dining spaces, while 9'5" ceilings, oversized Quaker windows and wide-plank LVT flooring create a bright, welcoming interior. The kitchen features Italkraft Italian cabinetry, quartz countertops and Bosch appliances, flowing into the expansive living area and out to the terrace for easy entertaining. Located in the vibrant St. Elmo Arts District, Congress Lofts offers a library lounge, gallery lobby, pool courtyard, outdoor kitchen, fire pit, trellis garden, dog park and wash station, and controlled-access parking. Enjoy nearby favorites at The Yard, plus convenient access to South Lamar, Downtown, Zilker Park and Lady Bird Lake.
Financial Info
- Price
- $310,000
- $ / Sqft
- $417
- HOA
- Yes - Mandatory / $364 / Monthly
- HOA Name
- Congress Lofts Condominiums
- HOA Includes
- Common Area Maintenance, Gas, Insurance, Landscaping, Maintenance Grounds, Maintenance Structure, Parking, Security, Trash
- Tax Rate
- 2%
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 4315 S Congress Ave # 410
- County
- Travis
- City
- Austin
- State
- TX
- Zip
- 78745
- Subdivision
- Congress Lofts Condominiums
- Legal Description
- CONGRESS LOFTS CONDOMINIUMS 410 PLUS 0.5733 % INT IN COM AREA
- Parcel
- 4315 S Congress Avenue
Interior Features
- Floor
- Tile, Vinyl
- Num Living
- 1
- Dining
- 1
- Kitchen
- Pantry
- Appliances
- Dishwasher, Electric Cooktop, Electric Range, ENERGY STAR Qualified Appliances, Freezer, Microwave, Refrigerator, Stainless Steel Appliance(s), Vented Exhaust Fan, Electric Water Heater
- Laundry
- In Unit, Laundry Closet, Main Level
- Master Bed
- Primary Bedroom on Main
- Master Main
- Yes
- Fireplace Description
- None
- Interior Features
- Built-in Features, High Ceilings, Quartz Counters, Electric Dryer Hookup, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Stackable W/D Connections, Storage, Washer Hookup, Wired for Data, Building Security, Fire Sprinkler System, Security System, Double Pane Windows
General Info
- Beds
- 1 Total / 1 Main Level
- Full / Half Baths
- 1 / 0
- Prop Type
- Residential
- Property Type
- Condominium
- Stories
- 1
- Year Built
- 2025 / New
- Square Feet
- 743 / Public Records
- Garages
- 1
- Garage Desc
- Assigned, Garage, Underground
- Foundation
- Slab
- Roof
- Membrane
- Construction
- Brick, Concrete, Frame, HardiPlank Type, Spray Foam Insulation, Aluminum Siding
- Acres
- 1.38
- Lot Description
- City Lot
- Restrictions
- See Remarks
- Flood Plain
- No
- View
- Downtown
- Water Access
- No
- Waterfront
- No
- Area
- 10N
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Available, Natural Gas Not Available, Sewer Available, Water Available
- Heat
- Central, Electric
- A C
- Electric
Exterior Features
- Fence
- None
- Exterior Features
- Balcony, See Remarks, Terrace
- Pool On Property
- Yes
- Area Amenities
- BBQ Pit/Grill, Bike Storage/Locker, Business Center, Cluster Mailbox, Common Grounds, Courtyard, Covered Parking, Dog Park, Garage Parking, Library, Lounge, Pet Amenities, Picnic Area, Pool, Storage
Price history
No price or status changes recorded yet.
Taxes
TCAD account 986386
Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.
| Taxing Entity | Rate per $100 | Taxable Value | Estimated Tax |
|---|---|---|---|
| AUSTIN COMM COLL DIST | 0.103400 | $157,918 | $163.29 |
| AUSTIN ISD | 0.925200 | $157,918 | $1,461.06 |
| CITY OF AUSTIN | 0.524017 | $157,918 | $827.52 |
| TRAVIS COUNTY | 0.375845 | $157,918 | $593.53 |
| TRAVIS COUNTY HEALTHCARE DISTRICT | 0.118023 | $157,918 | $186.38 |
| Ordinary property tax estimate | 2.046485 | $3,231.78 |
Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.
Source: Travis County
Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.
| Year | Appraised Value | Combined Rate per $100 | Annual Taxes Billed |
|---|---|---|---|
| 2025 | — | 2.046485 | $2,308.85 |
| 2024 | — | 1.981814 | $1,577.05 |
Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.
Schools
School Info
- District
- Austin ISD
- Elementary
- Galindo
- Middle
- Bedichek
- High
- Travis
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$1,826 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $1,826, incomplete: some costs are unavailable
- Principal & interest
- $1,568
- Property taxes
- Unavailable
- Homeowners insurance
- $258
One or more costs are unavailable, so this total is incomplete.
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $248,000 | $2,772 | $16,038 | $245,228 | |
| 2 | $245,228 | $2,958 | $15,853 | $242,270 | |
| 3 | $242,270 | $3,156 | $15,655 | $239,115 | |
| 4 | $239,115 | $3,367 | $15,443 | $235,748 | |
| 5 | $235,748 | $3,593 | $15,218 | $232,155 | |
| 6 | $232,155 | $3,833 | $14,977 | $228,322 | |
| 7 | $228,322 | $4,090 | $14,721 | $224,232 | |
| 8 | $224,232 | $4,364 | $14,447 | $219,869 | |
| 9 | $219,869 | $4,656 | $14,154 | $215,213 | |
| 10 | $215,213 | $4,968 | $13,843 | $210,245 |
- Year 1$245,228
- Principal paid
- $2,772
- Interest paid
- $16,038
- Starting balance
- $248,000
- Year 2$242,270
- Principal paid
- $2,958
- Interest paid
- $15,853
- Starting balance
- $245,228
- Year 3$239,115
- Principal paid
- $3,156
- Interest paid
- $15,655
- Starting balance
- $242,270
- Year 4$235,748
- Principal paid
- $3,367
- Interest paid
- $15,443
- Starting balance
- $239,115
- Year 5$232,155
- Principal paid
- $3,593
- Interest paid
- $15,218
- Starting balance
- $235,748
- Year 6$228,322
- Principal paid
- $3,833
- Interest paid
- $14,977
- Starting balance
- $232,155
- Year 7$224,232
- Principal paid
- $4,090
- Interest paid
- $14,721
- Starting balance
- $228,322
- Year 8$219,869
- Principal paid
- $4,364
- Interest paid
- $14,447
- Starting balance
- $224,232
- Year 9$215,213
- Principal paid
- $4,656
- Interest paid
- $14,154
- Starting balance
- $219,869
- Year 10$210,245
- Principal paid
- $4,968
- Interest paid
- $13,843
- Starting balance
- $215,213
Nearby
Courtesy of Douglas Elliman Real Estate · (512) 866-3795
Listings courtesy of ACTRIS as distributed by MLS GRID.