4315 S Congress Ave # 411, Austin TX 78745
Austin, TX 78745 · Congress Lofts Condominiums
Condominium for sale in Congress Lofts Condominiums
Overview
Property Description
LIMITED-TIME 4.50% FINANCING through developer’s preferred lender on select residences for qualified buyers! Terms apply. Call for details. Quickie Pickie Cafe & Grocer is coming soon to the ground-floor retail space, offering coffee, fresh food, beer, wine and outdoor seating! Discover modern loft living in this beautifully designed two bedroom, 2 bath residence at Congress Lofts, in the heart of the vibrant St. Elmo Arts District! Spanning 973sf, this home showcases a clean, contemporary aesthetic inspired by classic warehouse style, featuring 9'5" ceilings, wide-plank LVT flooring, and oversized 8x8 Quaker windows that flood the space with natural light. The open-concept layout includes a sleek kitchen equipped with Italian cabinetry by Italkraft, Quartz countertops, and a premium Bosch appliance package. The spacious bedrooms offers ample storage and is paired with a well-appointed bathrooms and in-unit laundry for convenience. Congress Lofts is a new, pet-friendly community offering a curated selection of amenities, including a gallery-style lobby, library lounge, controlled-access garage parking, dog park and wash station, and a resort-style courtyard with a pool, outdoor kitchen, fire pit, and trellis garden. Located within walking distance of The Yard, residents can enjoy an exciting mix of coffee shops, restaurants, breweries, pickleball and entertainment just moments from home. Plus, the iconic Austin grocer-meets-cafe. With extensive new development underway throughout the surrounding area, Congress Lofts offers an opportunity to own in one of Austin’s fastest-growing zip codes.
Financial Info
- Price
- $435,000
- $ / Sqft
- $447
- HOA
- Yes - Mandatory / $475 / Monthly
- HOA Name
- Congress Lofts Condominiums
- HOA Includes
- Common Area Maintenance, Gas, Insurance, Landscaping, Maintenance Grounds, Maintenance Structure, Parking, Security, Trash
- Tax Rate
- 2.0465%
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 4315 S Congress Ave # 411
- County
- Travis
- City
- Austin
- State
- TX
- Zip
- 78745
- Subdivision
- Congress Lofts Condominiums
- Legal Description
- CONGRESS LOFTS CONDOMINIUMS UNT 411 PLUS 0.7155 % INT IN COM AREA
- Parcel
- 4315 S Congress Ave #411
Interior Features
- Floor
- Tile, Vinyl
- Num Living
- 1
- Dining
- 1
- Appliances
- Dishwasher, Electric Cooktop, Electric Range, ENERGY STAR Qualified Appliances, Freezer, Microwave, Refrigerator, Stainless Steel Appliance(s), Vented Exhaust Fan, Electric Water Heater
- Laundry
- In Unit, Laundry Closet, Main Level
- Master Bed
- Primary Bedroom on Main
- Master Main
- Yes
- Fireplace Description
- None
- Interior Features
- Built-in Features, High Ceilings, Quartz Counters, Electric Dryer Hookup, No Interior Steps, Open Floorplan, Primary Bedroom on Main, Recessed Lighting, Stackable W/D Connections, Washer Hookup, Building Security, Fire Sprinkler System, Double Pane Windows
General Info
- Beds
- 2 Total / 2 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Condominium
- Stories
- 1
- Year Built
- 2025 / New
- Square Feet
- 973 / Public Records
- Garages
- 2
- Garage Desc
- Assigned, Garage, Underground
- Foundation
- Slab
- Roof
- Membrane
- Construction
- Brick, Concrete, Frame, HardiPlank Type, Spray Foam Insulation, Aluminum Siding
- Lot Description
- City Lot
- Restrictions
- See Remarks
- Flood Plain
- No
- View
- See Remarks
- Water Access
- No
- Waterfront
- No
- Area
- 10N
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Available, Internet-Fiber, Natural Gas Not Available, Sewer Available, Water Available
- Heat
- Central, Electric
- A C
- Electric
Exterior Features
- Fence
- None
- Exterior Features
- Balcony, Terrace
- Pool On Property
- Yes
- Area Amenities
- BBQ Pit/Grill, Bike Storage/Locker, Business Center, Cluster Mailbox, Common Grounds, Courtyard, Covered Parking, Dog Park, Garage Parking, Library, Lounge, Pet Amenities, Picnic Area, Pool, Storage
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 2, 2026 | New Listing | — |
Taxes
TCAD account 986387
Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.
| Taxing Entity | Rate per $100 | Taxable Value | Estimated Tax |
|---|---|---|---|
| AUSTIN COMM COLL DIST | 0.103400 | $196,562 | $203.25 |
| AUSTIN ISD | 0.925200 | $196,562 | $1,818.59 |
| CITY OF AUSTIN | 0.524017 | $196,562 | $1,030.02 |
| TRAVIS COUNTY | 0.375845 | $196,562 | $738.77 |
| TRAVIS COUNTY HEALTHCARE DISTRICT | 0.118023 | $196,562 | $231.99 |
| Ordinary property tax estimate | 2.046485 | $4,022.62 |
Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.
Source: Travis County
Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.
| Year | Appraised Value | Combined Rate per $100 | Annual Taxes Billed |
|---|---|---|---|
| 2025 | — | 2.046485 | $2,880.84 |
| 2024 | — | 1.981814 | $1,970.35 |
Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.
Schools
School Info
- District
- Austin ISD
- Elementary
- Galindo
- Middle
- Bedichek
- High
- Travis
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,563 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,563, incomplete: some costs are unavailable
- Principal & interest
- $2,200
- Property taxes
- Unavailable
- Homeowners insurance
- $363
One or more costs are unavailable, so this total is incomplete.
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $348,000 | $3,890 | $22,505 | $344,110 | |
| 2 | $344,110 | $4,150 | $22,245 | $339,960 | |
| 3 | $339,960 | $4,428 | $21,967 | $335,532 | |
| 4 | $335,532 | $4,725 | $21,670 | $330,807 | |
| 5 | $330,807 | $5,041 | $21,354 | $325,766 | |
| 6 | $325,766 | $5,379 | $21,016 | $320,387 | |
| 7 | $320,387 | $5,739 | $20,656 | $314,649 | |
| 8 | $314,649 | $6,123 | $20,272 | $308,525 | |
| 9 | $308,525 | $6,533 | $19,862 | $301,992 | |
| 10 | $301,992 | $6,971 | $19,424 | $295,021 |
- Year 1$344,110
- Principal paid
- $3,890
- Interest paid
- $22,505
- Starting balance
- $348,000
- Year 2$339,960
- Principal paid
- $4,150
- Interest paid
- $22,245
- Starting balance
- $344,110
- Year 3$335,532
- Principal paid
- $4,428
- Interest paid
- $21,967
- Starting balance
- $339,960
- Year 4$330,807
- Principal paid
- $4,725
- Interest paid
- $21,670
- Starting balance
- $335,532
- Year 5$325,766
- Principal paid
- $5,041
- Interest paid
- $21,354
- Starting balance
- $330,807
- Year 6$320,387
- Principal paid
- $5,379
- Interest paid
- $21,016
- Starting balance
- $325,766
- Year 7$314,649
- Principal paid
- $5,739
- Interest paid
- $20,656
- Starting balance
- $320,387
- Year 8$308,525
- Principal paid
- $6,123
- Interest paid
- $20,272
- Starting balance
- $314,649
- Year 9$301,992
- Principal paid
- $6,533
- Interest paid
- $19,862
- Starting balance
- $308,525
- Year 10$295,021
- Principal paid
- $6,971
- Interest paid
- $19,424
- Starting balance
- $301,992
Nearby
Courtesy of Douglas Elliman Real Estate · (512) 866-3795
Listings courtesy of ACTRIS as distributed by MLS GRID.