4315 S Congress Ave # 411, Austin TX 78745
Austin, TX 78745 · Congress Lofts Condominiums
Condominium for sale in Congress Lofts Condominiums
Overview
Property Description
3.99% financing available for qualified buyers**Discover modern loft living in this beautifully designed two bedroom, 2 bath residence at Congress Lofts, in the heart of the vibrant St. Elmo Arts District! Spanning 973sf, this home showcases a clean, contemporary aesthetic inspired by classic warehouse style, featuring 9'5" ceilings, wide-plank LVT flooring, and oversized 8x8 Quaker windows that flood the space with natural light. The open-concept layout includes a sleek kitchen equipped with Italian cabinetry by Italkraft, Quartz countertops, and a premium Bosch appliance package. The spacious bedrooms offers ample storage and is paired with a well-appointed bathrooms and in-unit laundry for convenience. Congress Lofts is a new, pet-friendly community offering a curated selection of amenities, including a gallery-style lobby, library lounge, controlled-access garage parking, dog park and wash station, and a resort-style courtyard with a pool, outdoor kitchen, fire pit, and trellis garden. Located within walking distance of The Yard, residents can enjoy an exciting mix of coffee shops, restaurants, breweries, pickleball and entertainment just moments from home. Plus, the iconic Austin grocer-meets-cafe; Quickie Pickie will anchor the ground-floor retail, serving coffee, fresh food, beer, wine, and outdoor seating right downstairs. With extensive new development underway throughout the surrounding area, Congress Lofts offers an opportunity to own in one of Austin’s fastest-growing zip codes.
Financial Info
- Price
- $435,000
- $ / Sqft
- $447
- HOA
- Yes - Mandatory / $475 / Monthly
- HOA Name
- Congress Lofts Condominiums
- HOA Includes
- Common Area Maintenance, Gas, Insurance, Landscaping, Maintenance Grounds, Maintenance Structure, Parking, Security, Trash
- Tax Rate
- 2.0465%
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 4315 S Congress Ave # 411
- County
- Travis
- City
- Austin
- State
- TX
- Zip
- 78745
- Subdivision
- Congress Lofts Condominiums
- Legal Description
- CONGRESS LOFTS CONDOMINIUMS UNT 411 PLUS 0.7155 % INT IN COM AREA
- Parcel
- 4315 S Congress Ave #411
Interior Features
- Floor
- Tile, Vinyl
- Num Living
- 1
- Dining
- 1
- Appliances
- Dishwasher, Electric Cooktop, Electric Range, ENERGY STAR Qualified Appliances, Freezer, Microwave, Refrigerator, Stainless Steel Appliance(s), Vented Exhaust Fan, Electric Water Heater
- Laundry
- In Unit, Laundry Closet, Main Level
- Master Bed
- Primary Bedroom on Main
- Master Main
- Yes
- Fireplace Description
- None
- Interior Features
- Built-in Features, High Ceilings, Quartz Counters, Electric Dryer Hookup, No Interior Steps, Open Floorplan, Primary Bedroom on Main, Recessed Lighting, Stackable W/D Connections, Washer Hookup, Building Security, Fire Sprinkler System, Double Pane Windows
General Info
- Beds
- 2 Total / 2 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Condominium
- Stories
- 1
- Year Built
- 2025 / New
- Square Feet
- 973 / Public Records
- Garages
- 2
- Garage Desc
- Assigned, Garage, Underground
- Foundation
- Slab
- Roof
- Membrane
- Construction
- Brick, Concrete, Frame, HardiPlank Type, Spray Foam Insulation, Aluminum Siding
- Lot Description
- City Lot
- Restrictions
- See Remarks
- Flood Plain
- No
- View
- See Remarks
- Water Access
- No
- Waterfront
- No
- Area
- 10N
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Available, Internet-Fiber, Natural Gas Not Available, Sewer Available, Water Available
- Heat
- Central, Electric
- A C
- Electric
Exterior Features
- Fence
- None
- Exterior Features
- Balcony, Terrace
- Pool On Property
- Yes
- Area Amenities
- BBQ Pit/Grill, Bike Storage/Locker, Business Center, Cluster Mailbox, Common Grounds, Courtyard, Covered Parking, Dog Park, Garage Parking, Library, Lounge, Pet Amenities, Picnic Area, Pool, Storage
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 2, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Austin ISD
- Elementary
- Galindo
- Middle
- Bedichek
- High
- Travis
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,563 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,563, incomplete: some costs are unavailable
- Principal & interest
- $2,200
- Property taxes
- Unavailable
- Homeowners insurance
- $363
One or more costs are unavailable, so this total is incomplete.
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $348,000 | $3,890 | $22,505 | $344,110 | |
| 2 | $344,110 | $4,150 | $22,245 | $339,960 | |
| 3 | $339,960 | $4,428 | $21,967 | $335,532 | |
| 4 | $335,532 | $4,725 | $21,670 | $330,807 | |
| 5 | $330,807 | $5,041 | $21,354 | $325,766 | |
| 6 | $325,766 | $5,379 | $21,016 | $320,387 | |
| 7 | $320,387 | $5,739 | $20,656 | $314,649 | |
| 8 | $314,649 | $6,123 | $20,272 | $308,525 | |
| 9 | $308,525 | $6,533 | $19,862 | $301,992 | |
| 10 | $301,992 | $6,971 | $19,424 | $295,021 |
- Year 1$344,110
- Principal paid
- $3,890
- Interest paid
- $22,505
- Starting balance
- $348,000
- Year 2$339,960
- Principal paid
- $4,150
- Interest paid
- $22,245
- Starting balance
- $344,110
- Year 3$335,532
- Principal paid
- $4,428
- Interest paid
- $21,967
- Starting balance
- $339,960
- Year 4$330,807
- Principal paid
- $4,725
- Interest paid
- $21,670
- Starting balance
- $335,532
- Year 5$325,766
- Principal paid
- $5,041
- Interest paid
- $21,354
- Starting balance
- $330,807
- Year 6$320,387
- Principal paid
- $5,379
- Interest paid
- $21,016
- Starting balance
- $325,766
- Year 7$314,649
- Principal paid
- $5,739
- Interest paid
- $20,656
- Starting balance
- $320,387
- Year 8$308,525
- Principal paid
- $6,123
- Interest paid
- $20,272
- Starting balance
- $314,649
- Year 9$301,992
- Principal paid
- $6,533
- Interest paid
- $19,862
- Starting balance
- $308,525
- Year 10$295,021
- Principal paid
- $6,971
- Interest paid
- $19,424
- Starting balance
- $301,992
Nearby
Courtesy of Douglas Elliman Real Estate · (512) 866-3795
Listings courtesy of ACTRIS as distributed by MLS GRID.