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ActiveMLS #2311417

4361 S Congress Ave # 301, Austin TX 78745

Austin, TX 78745 · Public Condos Bldg 1

Condominium for sale in Public Condos Bldg 1

2Bedrooms
2Bathrooms
1,305Square Ft
0.02Acres
2Garage
2016Year Built
Price Reduced
1 / 40
$290,000$330,000
3D tour

Overview

Property Description

Motivated Seller offering a $300/month credit toward HOA dues through the end of 2026, helping offset currently elevated HOA fees while community improvements are completed. The increased HOA dues are temporary and primarily driven by higher insurance costs related to a settled lawsuit and ongoing repairs. Renovations are expected to be completed by year-end, with HOA fees anticipated to decrease afterward. Located in the heart of South Austin’s rapidly growing St. Elmo District, Public Condos at 4361 S. Congress Ave offers exceptional access to Downtown Austin, South Congress, and some of the city’s most popular entertainment destinations. Enjoy nearby favorites like Cosmic Coffee, Still Austin Whiskey Co., The Austin Winery, breweries, restaurants, live music venues, and creative workspaces — all just minutes from your front door. Designed for low-maintenance urban living, the community provides easy access to I-35, Hwy 290, Downtown Austin, and major employers while surrounding you with the energy and culture that make South Austin so desirable. The community pool and skyline-view deck are currently in the reconstruction planning process following a material failure and are expected to return as standout amenities for residents to enjoy.

Financial Info
Price
$290,000
$ / Sqft
$222
HOA
Yes - Mandatory / $760 / Monthly
HOA Name
The Public Lofts Condominium Community, Inc
HOA Includes
Common Area Maintenance, Maintenance Grounds
Tax Rate
1.98%
Est. Taxes
$2,071
Tax Year
2025
Exemptions
Homestead, Over 65
Legal Info
Address
4361 S Congress Ave # 301
County
Travis
City
Austin
State
TX
Zip
78745
Subdivision
Public Condos Bldg 1
Legal Description
UNT 301 BLD 1 PUBLIC CONDOMINIUMS PLUS .76 % INT IN COM AREA
Parcel
04120407510000
Interior Features
Floor
Tile, Vinyl
Num Living
1
Dining
1
Appliances
Dishwasher, Electric Oven, Free-Standing Electric Range, Washer, Washer/Dryer
Laundry
In Unit, Laundry Closet
Master Bed
Walk-In Closet(s)
Master Main
Yes
Interior Features
Ceiling Fan(s), No Interior Steps, Open Floorplan, Smart Thermostat, Walk-In Closet(s), Closed Circuit Camera(s), Key Card Entry, Secured Garage/Parking, Blinds, Double Pane Windows
General Info
Beds
2 Total / 2 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Condominium
Stories
1
Year Built
2016 / Resale
Square Feet
1,305 / Public Records
Garages
2
Garage Desc
Assigned, Community Structure, Concrete, Covered, Electric Gate
Foundation
Slab
Roof
Membrane
Construction
Concrete, Glass, Masonry – Partial, Metal Siding, Wood Siding
Acres
0.02
Lot Description
None
Restrictions
City Restrictions, Covenant, Zoning
Flood Plain
No
View
See Remarks, Downtown, Skyline
Water Access
No
Waterfront
No
Area
10N
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Sewer Connected, Water Connected
Heat
Central, Electric
A C
Central Air, Electric
Exterior Features
Fence
None
Exterior Features
Balcony, Barbecue, Uncovered Courtyard, Dog Run, Private Entrance, Private Yard, Restricted Access, Covered, Patio
Pool On Property
No
Area Amenities
See Remarks, BBQ Pit/Grill, Clubhouse, Common Grounds, Controlled Access, Covered Parking, Creative Office Space, Dog Park, Fitness Center, Garage Parking, High Speed Internet, Lock and Leave, On-Site Retail, Picnic Area, Rooftop Lounge

Price history

Members only
Days on market
−$40,000 (−12.1%)
$330,000 → $290,000
3
Price reductions
Active
Since Feb 6, 2026
Price trend
List priceFeb 2026Jun 2026
Property history4 events
DateEventPriceChange
Jun 3, 2026Price Decrease$290,000−$20,000 (−6.5%)
May 28, 2026Price Decrease$310,000−$5,000 (−1.6%)
May 15, 2026Price Decrease$315,000−$15,000 (−4.5%)
Feb 6, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Austin ISD
Elementary
Galindo
Middle
Bedichek
High
Travis

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $290,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,881 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,881

Principal & interest
$1,466
Property taxes
$173
Homeowners insurance
$242

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$232,000$2,593$15,004$229,407
2$229,407$2,767$14,830$226,640
3$226,640$2,952$14,645$223,688
4$223,688$3,150$14,447$220,538
5$220,538$3,361$14,236$217,177
6$217,177$3,586$14,011$213,592
7$213,592$3,826$13,771$209,766
8$209,766$4,082$13,515$205,683
9$205,683$4,356$13,241$201,328
10$201,328$4,647$12,949$196,681
  • Year 1$229,407
    Principal paid
    $2,593
    Interest paid
    $15,004
    Starting balance
    $232,000
  • Year 2$226,640
    Principal paid
    $2,767
    Interest paid
    $14,830
    Starting balance
    $229,407
  • Year 3$223,688
    Principal paid
    $2,952
    Interest paid
    $14,645
    Starting balance
    $226,640
  • Year 4$220,538
    Principal paid
    $3,150
    Interest paid
    $14,447
    Starting balance
    $223,688
  • Year 5$217,177
    Principal paid
    $3,361
    Interest paid
    $14,236
    Starting balance
    $220,538
  • Year 6$213,592
    Principal paid
    $3,586
    Interest paid
    $14,011
    Starting balance
    $217,177
  • Year 7$209,766
    Principal paid
    $3,826
    Interest paid
    $13,771
    Starting balance
    $213,592
  • Year 8$205,683
    Principal paid
    $4,082
    Interest paid
    $13,515
    Starting balance
    $209,766
  • Year 9$201,328
    Principal paid
    $4,356
    Interest paid
    $13,241
    Starting balance
    $205,683
  • Year 10$196,681
    Principal paid
    $4,647
    Interest paid
    $12,949
    Starting balance
    $201,328
First 10 of 30 years

Nearby

Courtesy of LPT Realty, LLC · (877) 366-2213

Listings courtesy of ACTRIS as distributed by MLS GRID.