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ActiveMLS #9958184

4500 E Oltorf ST # A120, Austin TX 78741

Austin, TX 78741 · Monaco Condo

Condominium for sale in Monaco Condo

2Bedrooms
2Bathrooms
1,004Square Ft
0.07Acres
0Garage
1985Year Built
Price Reduced
1 / 28
$193,000$198,000
3D tour

Overview

Property Description

- New HVAC system and ductwork (2026) - All-new appliances: refrigerator, washer, dryer, stove, microwave, dishwasher - Both bathrooms updated: new plumbing, tubs, and shower surrounds - New carpet in living areas and bedrooms - New LVP flooring in kitchen - Private balcony with tree-lined views, fireplace and built-in bookshelf in living room - Google Fiber Layout-wise, this is a second-floor, two-bedroom, two-bathroom unit with a real living room, not an afterthought. A fireplace and built-in bookshelf anchor the space, and sliding glass doors lead out to a private, tree-lined balcony. The primary suite sits apart from the secondary bedroom for privacy, with its own balcony access and a walk-in closet. Location-wise, you're minutes from Downtown Austin, Lady Bird Lake, Rainey Street, and the Oracle campus, with quick access to I-35 and Highway 71. New systems. New appliances. New floors. Nothing here is used.

Financial Info
Price
$193,000
$ / Sqft
$192
HOA
Yes - Mandatory / $417.46 / Monthly
HOA Name
Monaco Condo
HOA Includes
Common Area Maintenance, Sewer, Trash, Water
Tax Rate
2.0702%
Est. Taxes
$3,606
Tax Year
2026
Exemptions
None
Legal Info
Address
4500 E Oltorf ST # A120
County
Travis
City
Austin
State
TX
Zip
78741
Subdivision
Monaco Condo
Legal Description
UNT 120 BLD A MONACO CONDOMINIUMS AMENDED PLUS 2.22% INTEREST IN COMMON AREA
Parcel
03100805030019
Interior Features
Floor
Carpet, Laminate, Tile
Num Living
1
Dining
1
Kitchen
Breakfast Bar
Appliances
Dishwasher, Dryer, Microwave, Free-Standing Electric Range, Washer
Laundry
Laundry Closet
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Living Room
Interior Features
Bookcases, Breakfast Bar, Ceiling Fan(s), Electric Dryer Hookup, No Interior Steps, Open Floorplan, Primary Bedroom on Main, Recessed Lighting, Walk-In Closet(s), Washer Hookup, Smoke Detector(s), None
General Info
Beds
2 Total / 2 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Condominium
Stories
1
Year Built
1985 / Resale
Square Feet
1,004 / Public Records
Garage Desc
Open
Foundation
Slab
Roof
Composition
Construction
Wood Siding
Acres
0.07
Lot Description
Interior Lot, Trees-Medium (20 Ft - 40 Ft)
Restrictions
Covenant
Flood Plain
No
View
Trees/Woods
Water Access
No
Waterfront
No
Area
9
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Internet-Fiber, Sewer Available, Water Available
Heat
Central
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
None
Exterior Features
Balcony, None
Pool On Property
No
Area Amenities
Cluster Mailbox, Common Grounds

Rooms

Rooms3 rooms

Main level

  • Primary Bedroom

    Ceiling Fan(s), Walk-In Closet(s)

  • Kitchen

    Breakfast Bar, Open to Family Room, Recessed Lighting

  • Primary Bathroom

    Full Bath

Price history

Days on market
−$5,000 (−2.5%)
$198,000 → $193,000
1
Price reduction
Active
Since May 22, 2026
Price trend
List priceMay 2026 → Sep 2026
Property history2 events
DateEventPriceChange
Sep 23, 2026Price Decrease$193,000−$5,000 (−2.5%)
May 22, 2026New Listing

Taxes

2026 Estimated Property Taxes

TCAD account 290431

Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.

2026 taxing entities, rates per $100, taxable values and estimated taxes
Taxing EntityRate per $100Taxable ValueEstimated Tax
AUSTIN COMM COLL DIST0.103400$174,173$180.09
CITY OF AUSTIN0.524017$174,173$912.70
DEL VALLE ISD0.948900$174,173$1,652.73
TRAVIS COUNTY0.375845$174,173$654.62
TRAVIS COUNTY HEALTHCARE DISTRICT0.118023$174,173$205.56
Ordinary property tax estimate2.070185$3,605.70

Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.

Source: Travis County

Schools

School Info
District
Del Valle ISD
Elementary
Smith
Middle
Ojeda
High
Del Valle

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $193,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,438 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,438

Principal & interest
$976
Property taxes
$301
Homeowners insurance
$161

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$154,400$1,726$9,985$152,674
2$152,674$1,841$9,870$150,833
3$150,833$1,965$9,746$148,868
4$148,868$2,096$9,615$146,772
5$146,772$2,237$9,474$144,535
6$144,535$2,386$9,325$142,149
7$142,149$2,546$9,165$139,603
8$139,603$2,717$8,994$136,886
9$136,886$2,899$8,812$133,987
10$133,987$3,093$8,618$130,894
  • Year 1$152,674
    Principal paid
    $1,726
    Interest paid
    $9,985
    Starting balance
    $154,400
  • Year 2$150,833
    Principal paid
    $1,841
    Interest paid
    $9,870
    Starting balance
    $152,674
  • Year 3$148,868
    Principal paid
    $1,965
    Interest paid
    $9,746
    Starting balance
    $150,833
  • Year 4$146,772
    Principal paid
    $2,096
    Interest paid
    $9,615
    Starting balance
    $148,868
  • Year 5$144,535
    Principal paid
    $2,237
    Interest paid
    $9,474
    Starting balance
    $146,772
  • Year 6$142,149
    Principal paid
    $2,386
    Interest paid
    $9,325
    Starting balance
    $144,535
  • Year 7$139,603
    Principal paid
    $2,546
    Interest paid
    $9,165
    Starting balance
    $142,149
  • Year 8$136,886
    Principal paid
    $2,717
    Interest paid
    $8,994
    Starting balance
    $139,603
  • Year 9$133,987
    Principal paid
    $2,899
    Interest paid
    $8,812
    Starting balance
    $136,886
  • Year 10$130,894
    Principal paid
    $3,093
    Interest paid
    $8,618
    Starting balance
    $133,987
First 10 of 30 years

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Courtesy of Compass RE Texas, LLC · (512) 575-3644

Listings courtesy of ACTRIS as distributed by MLS GRID.