4517 Lava Island DR, Austin TX 78747
Austin, TX 78747 · Cascades at Onion Creek
Single Family Residence for sale in Cascades at Onion Creek
Overview
Property Description
Located in Austin, the Garner floorplan is a perfect one story starter home. It features 3 bedrooms and 2 bathrooms with just over 1500 square feet. The Garner has a spacious living room, ample master bedroom, 10' ceilings and a large kitchen island. This home features RevWood flooring, Madison Baguette cabinets, and quartz countertops, making it a light and bright color palate. This home is just two blocks away from our community's amenity center making it a perfect location to begin your journey of home ownership.
Financial Info
- Price
- $343,990
- $ / Sqft
- $222
- HOA
- Yes - Mandatory / $65 / Monthly
- HOA Name
- Cascades of Onion Creek
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 2.046485%
- Est. Taxes
- $5,861
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 4517 Lava Island DR
- County
- Travis
- City
- Austin
- State
- TX
- Zip
- 78747
- Subdivision
- Cascades at Onion Creek
- Legal Description
- Cascades at Onion Creek Lot 5, BLK J
- Parcel
- 964299
Interior Features
- Floor
- Carpet, Tile, Wood
- Num Living
- 1
- Dining
- 1
- Kitchen
- Kitchen Island, Pantry
- Appliances
- Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Exhaust Fan, Gas Range, Microwave, Gas Oven, Self Cleaning Oven, Stainless Steel Appliance(s), Vented Exhaust Fan, Gas Water Heater, Tankless Water Heater
- Laundry
- Laundry Room, Main Level
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplace Description
- None
- Interior Features
- High Ceilings, Double Vanity, Electric Dryer Hookup, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Primary Bedroom on Main, Smart Thermostat, Walk-In Closet(s), Wired for Data, Carbon Monoxide Detector(s), Fire Alarm, Smoke Detector(s), Double Pane Windows, ENERGY STAR Qualified Windows, Low Emissivity Windows, Screens
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2026 / New
- Square Feet
- 1,553 / Builder
- Garages
- 2
- Garage Desc
- Attached, Concrete, Driveway, Garage, Garage Faces Front, Inside Entrance
- Foundation
- Slab
- Roof
- Composition
- Construction
- HardiPlank Type, Blown-In Insulation, Vertical Siding
- Acres
- 0.14
- Lot Description
- Back Yard, Close to Clubhouse, Front Yard, Landscaped, Near Golf Course, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - In-ground, Sprinkler - Rain Sensor, Trees-Small (Under 20 Ft)
- Restrictions
- City Restrictions, Deed Restrictions
- Flood Plain
- No
- View
- Neighborhood, Park/Greenbelt
- Water Access
- No
- Waterfront
- No
- Area
- SC
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Available, Internet-Cable, Natural Gas Available, Sewer Available, Underground Utilities, Water Available
- Heat
- Ceiling, ENERGY STAR Qualified Equipment, Natural Gas
- A C
- Central Air, ENERGY STAR Qualified Equipment
Exterior Features
- Fence
- Back Yard, Fenced, Wood, Wrought Iron
- Exterior Features
- Gutters Partial, Lighting, Pest Tubes in Walls, Private Yard, Covered, Rear Porch
- Pool On Property
- No
- Area Amenities
- Cluster Mailbox, Common Grounds, High Speed Internet, Picnic Area, Playground, Pool, Sidewalks, Street Lights, Underground Utilities
Rooms
Main level
- Primary Bedroom
Walk-In Closet(s)
- Primary Bathroom
Dual Vanity
- Kitchen
Pantry
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 25, 2026 | Pending | — | |
| Aug 26, 2026 | Price Decrease | $343,990−$5,000 (−1.4%) | −$5,000 (−1.4%) |
| Jul 7, 2026 | Price Decrease | $348,990−$1,000 (−0.3%) | −$1,000 (−0.3%) |
| May 28, 2026 | Price Decrease | $349,990−$5,000 (−1.4%) | −$5,000 (−1.4%) |
| May 19, 2026 | Price Decrease | $354,990−$5,000 (−1.4%) | −$5,000 (−1.4%) |
| Apr 7, 2026 | Price Decrease | $359,990−$10,000 (−2.7%) | −$10,000 (−2.7%) |
| Mar 31, 2026 | New Listing | — |
Taxes
TCAD account 964299
Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.
| Taxing Entity | Rate per $100 | Taxable Value | Estimated Tax |
|---|---|---|---|
| AUSTIN COMM COLL DIST | 0.103400 | $25,920 | $26.80 |
| AUSTIN ISD | 0.925200 | $25,920 | $239.81 |
| CITY OF AUSTIN | 0.524017 | $25,920 | $135.83 |
| TRAVIS COUNTY | 0.375845 | $25,920 | $97.42 |
| TRAVIS COUNTY HEALTHCARE DISTRICT | 0.118023 | $25,920 | $30.59 |
| Ordinary property tax estimate | 2.046485 | $530.45 |
Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.
Source: Travis County
- Owner
- M/I HOMES OF AUSTIN LLC
- Legal
- CASCADES AT ONION CREEK EAST PHS 3 BLK J LOT 5
- Geo ID
- prop:964299
- Acreage
- 0.14
- Exemption Type
- None on record
- MLS estimated annual taxes
- $5,861
- MLS tax year
- 2026
Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.
| Year | Appraised Value | Combined Rate per $100 | Annual Taxes Billed |
|---|---|---|---|
| 2025 | $31,959 | 2.046485 | $442.03 |
| 2024 | — | 1.981814 | $356.72 |
| 2023 | — | 1.809247 | $271.39 |
Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.
Source: Travis County
Schools
School Info
- District
- Austin ISD
- Elementary
- Blazier
- Middle
- Bailey
- High
- Akins
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,514 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,514
- Principal & interest
- $1,739
- Property taxes
- $488
- Homeowners insurance
- $287
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $275,192 | $3,076 | $17,797 | $272,116 | |
| 2 | $272,116 | $3,282 | $17,591 | $268,834 | |
| 3 | $268,834 | $3,502 | $17,371 | $265,333 | |
| 4 | $265,333 | $3,736 | $17,137 | $261,596 | |
| 5 | $261,596 | $3,986 | $16,886 | $257,610 | |
| 6 | $257,610 | $4,253 | $16,619 | $253,357 | |
| 7 | $253,357 | $4,538 | $16,335 | $248,818 | |
| 8 | $248,818 | $4,842 | $16,031 | $243,976 | |
| 9 | $243,976 | $5,166 | $15,706 | $238,810 | |
| 10 | $238,810 | $5,512 | $15,360 | $233,297 |
- Year 1$272,116
- Principal paid
- $3,076
- Interest paid
- $17,797
- Starting balance
- $275,192
- Year 2$268,834
- Principal paid
- $3,282
- Interest paid
- $17,591
- Starting balance
- $272,116
- Year 3$265,333
- Principal paid
- $3,502
- Interest paid
- $17,371
- Starting balance
- $268,834
- Year 4$261,596
- Principal paid
- $3,736
- Interest paid
- $17,137
- Starting balance
- $265,333
- Year 5$257,610
- Principal paid
- $3,986
- Interest paid
- $16,886
- Starting balance
- $261,596
- Year 6$253,357
- Principal paid
- $4,253
- Interest paid
- $16,619
- Starting balance
- $257,610
- Year 7$248,818
- Principal paid
- $4,538
- Interest paid
- $16,335
- Starting balance
- $253,357
- Year 8$243,976
- Principal paid
- $4,842
- Interest paid
- $16,031
- Starting balance
- $248,818
- Year 9$238,810
- Principal paid
- $5,166
- Interest paid
- $15,706
- Starting balance
- $243,976
- Year 10$233,297
- Principal paid
- $5,512
- Interest paid
- $15,360
- Starting balance
- $238,810
Nearby
12 closest listings to 4517 Lava Island DR, Austin TX 78747 (within 2 miles).
Courtesy of M/I Homes Realty · (512) 241-0848
Listings courtesy of ACTRIS as distributed by MLS GRID.