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ActiveMLS #5670579

6103 Smith Oak TRL, Austin TX 78749

Austin, TX 78749 · Westcreek Sec 02

Single Family Residence for sale in Westcreek Sec 02

3Bedrooms
2Bathrooms
1,657Square Ft
0.19Acres
2Garage
1979Year Built
New
1 / 29
$499,000

Overview

Property Description

Home for sale in the desirable Westcreek neighborhood. Spacious open living and dining area with a fireplace. Access deck through sliding glass doors for an evening outside or an afternoon of grilling. Two secondary bedrooms on first floor. Second floor is entirely primary bedroom and bath. Two car garage for vehicles or storage of tools and recreational equipment. Large back yard perfect for outdoor gatherings or playing with dogs. Easy access to Highway 290, close to MoPac. Close to Small Middle School, Patton Elementary, and the Southwest YMCA. Minutes from The Shops at Arbor Trails.

Financial Info
Price
$499,000
$ / Sqft
$301
HOA
None
Tax Rate
2.05%
Est. Taxes
$8,545.92
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
6103 Smith Oak TRL
County
Travis
City
Austin
State
TX
Zip
78749
Subdivision
Westcreek Sec 02
Legal Description
Lot 29 Blk C Westcreek Sec 2
Parcel
04082805190000
Interior Features
Floor
Carpet, Tile
Num Living
1
Dining
1
Kitchen
Breakfast Bar
Appliances
Dishwasher, Disposal, Oven, Free-Standing Range, Gas Water Heater
Laundry
Main Level
Master Main
Yes
Fireplaces
1
Fireplace Description
Family Room
Interior Features
Breakfast Bar, Smoke Detector(s), See Remarks
General Info
Beds
3 Total / 2 Main Level / 1 Other Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
1979 / Resale
Square Feet
1,657 / Public Records
Garages
2
Garage Desc
Attached
Foundation
Slab
Roof
Shingle
Construction
Brick Veneer, Vinyl Siding
Acres
0.19
Lot Description
Trees-Medium (20 Ft - 40 Ft)
Restrictions
Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
SWW
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Natural Gas Available
Heat
Central
A C
Central Air
Exterior Features
Fence
Wood
Exterior Features
None
Pool On Property
No
Area Amenities
None

Price history

Members only
Days on market
$499,000
List price
0
Price reductions
Active
Since Oct 1, 2026
Property history1 event
DateEventPriceChange
Oct 1, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Austin ISD
Elementary
Patton
Middle
Small
High
Austin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $499,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,651 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,651

Principal & interest
$2,523
Property taxes
$712
Homeowners insurance
$416

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$399,200$4,462$25,817$394,738
2$394,738$4,761$25,518$389,977
3$389,977$5,080$25,199$384,898
4$384,898$5,420$24,859$379,478
5$379,478$5,783$24,496$373,695
6$373,695$6,170$24,109$367,525
7$367,525$6,583$23,695$360,942
8$360,942$7,024$23,254$353,917
9$353,917$7,495$22,784$346,423
10$346,423$7,997$22,282$338,426
  • Year 1$394,738
    Principal paid
    $4,462
    Interest paid
    $25,817
    Starting balance
    $399,200
  • Year 2$389,977
    Principal paid
    $4,761
    Interest paid
    $25,518
    Starting balance
    $394,738
  • Year 3$384,898
    Principal paid
    $5,080
    Interest paid
    $25,199
    Starting balance
    $389,977
  • Year 4$379,478
    Principal paid
    $5,420
    Interest paid
    $24,859
    Starting balance
    $384,898
  • Year 5$373,695
    Principal paid
    $5,783
    Interest paid
    $24,496
    Starting balance
    $379,478
  • Year 6$367,525
    Principal paid
    $6,170
    Interest paid
    $24,109
    Starting balance
    $373,695
  • Year 7$360,942
    Principal paid
    $6,583
    Interest paid
    $23,695
    Starting balance
    $367,525
  • Year 8$353,917
    Principal paid
    $7,024
    Interest paid
    $23,254
    Starting balance
    $360,942
  • Year 9$346,423
    Principal paid
    $7,495
    Interest paid
    $22,784
    Starting balance
    $353,917
  • Year 10$338,426
    Principal paid
    $7,997
    Interest paid
    $22,282
    Starting balance
    $346,423
First 10 of 30 years

Nearby

Courtesy of Floyd Real Estate, L.L.C. · (512) 917-2939

Listings courtesy of ACTRIS as distributed by MLS GRID.