6812 Terra Oak CIR, Austin TX 78749
Austin, TX 78749 · Smiths J W Western Oaks 1-B
Single Family Residence for sale in Smiths J W Western Oaks 1-B
Overview
Property Description
Gorgeous updated single story residence set in a quiet cul-de-sac on an oversized lot in idyllic Western Oaks. Surrounded by mature oak trees this charming home featuring 4 bedrooms, 2 full bathrooms, plus a study. A thoughtful layout offering a seamless living experience. Great open living space with windows throughout allowing tons of natural light in. The well-appointed kitchen is equipped with stainless steel appliances, quartz countertops, custom cabinetry, built-in appliances, and a walk-in pantry. The primary bedroom blends comfort and space creating a tranquil retreat with access to a private deck and a large walk-in closet. Generously sized secondary bedrooms. Out back, a spacious private, fenced yard provides an ideal setting for relaxation or entertaining. Neighborhood amenities galore including a junior olympic pool, playground, and multiple sport courts for tennis, pickleball, and basketball. All surrounded by 17 acres of private neighborhood green space. Walking distance to Arbor Trails - Snooze, Mendocino Farms, Whole Foods, Costco, Torchy's tacos, Lil' Doddy, Violet Crown hiking trail, Austin public library, and much more. Just 10 minutes to Downtown Austin.
Financial Info
- Price
- $695,000
- $ / Sqft
- $344
- HOA
- Yes - Mandatory / $71 / Monthly
- HOA Name
- Western Oaks HOA
- HOA Includes
- See Remarks
- Tax Rate
- 1.990325%
- Est. Taxes
- $14,720.59
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 6812 Terra Oak CIR
- County
- Travis
- City
- Austin
- State
- TX
- Zip
- 78749
- Subdivision
- Smiths J W Western Oaks 1-B
- Legal Description
- LOT 44 BLK A SMITHS J W WESTERN OAKS I-B
- Parcel
- 04122802450000
Interior Features
- Floor
- Tile, Vinyl
- Num Living
- 1
- Dining
- 1
- Appliances
- Built-In Gas Range, Built-In Oven(s), Dishwasher, ENERGY STAR Qualified Appliances, Microwave, Stainless Steel Appliance(s)
- Laundry
- Laundry Room
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Living Room
- Interior Features
- Vaulted Ceiling(s), Quartz Counters, Smoke Detector(s), Double Pane Windows, Vinyl Windows
General Info
- Beds
- 4 Total / 4 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 1977 / Resale
- Square Feet
- 2,021 / Public Records
- Garages
- 2
- Garage Desc
- Garage
- Foundation
- Slab
- Roof
- Shingle
- Construction
- Brick
- Acres
- 0.30
- Lot Description
- Back to Park/Greenbelt, Back Yard, Cul-De-Sac, Trees-Large (Over 40 Ft)
- Restrictions
- City Restrictions, Deed Restrictions
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- SWW
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Connected, Electricity Connected, Internet-Fiber, Natural Gas Connected, Phone Connected, Sewer Connected, Water Connected
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Wood
- Exterior Features
- Private Yard, Deck, Front Porch, Patio
- Pool On Property
- No
- Area Amenities
- Park, Playground, Pool, Sport Court(s)/Facility
Price history
No price or status changes recorded yet.
Taxes
TCAD account 317743
Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.
| Taxing Entity | Rate per $100 | Taxable Value | Estimated Tax |
|---|---|---|---|
| AUSTIN COMM COLL DIST | 0.103400 | $719,311 | $743.77 |
| AUSTIN ISD | 0.925200 | $719,311 | $6,655.07 |
| CITY OF AUSTIN | 0.524017 | $719,311 | $3,769.31 |
| TRAVIS COUNTY | 0.375845 | $719,311 | $2,703.49 |
| TRAVIS COUNTY HEALTHCARE DISTRICT | 0.118023 | $719,311 | $848.95 |
| Ordinary property tax estimate | 2.046485 | $14,720.59 |
Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.
Source: Travis County
Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.
| Year | Appraised Value | Combined Rate per $100 | Annual Taxes Billed |
|---|---|---|---|
| 2025 | — | 2.046485 | $4,604.64 |
| 2024 | — | 1.981814 | $4,096.77 |
| 2023 | — | 1.809247 | $3,672.14 |
| 2022 | — | 1.974923 | $4,719.45 |
| 2021 | — | 2.176679 | $4,772.13 |
| 2020 | — | 2.226665 | $4,860.18 |
Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.
Schools
School Info
- District
- Austin ISD
- Elementary
- Patton
- Middle
- Small
- High
- Austin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$5,320 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $5,320
- Principal & interest
- $3,514
- Property taxes
- $1,227
- Homeowners insurance
- $579
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $556,000 | $6,215 | $35,957 | $549,785 | |
| 2 | $549,785 | $6,631 | $35,541 | $543,155 | |
| 3 | $543,155 | $7,075 | $35,097 | $536,080 | |
| 4 | $536,080 | $7,549 | $34,623 | $528,531 | |
| 5 | $528,531 | $8,054 | $34,117 | $520,477 | |
| 6 | $520,477 | $8,594 | $33,578 | $511,883 | |
| 7 | $511,883 | $9,169 | $33,002 | $502,714 | |
| 8 | $502,714 | $9,783 | $32,388 | $492,931 | |
| 9 | $492,931 | $10,438 | $31,733 | $482,493 | |
| 10 | $482,493 | $11,137 | $31,034 | $471,355 |
- Year 1$549,785
- Principal paid
- $6,215
- Interest paid
- $35,957
- Starting balance
- $556,000
- Year 2$543,155
- Principal paid
- $6,631
- Interest paid
- $35,541
- Starting balance
- $549,785
- Year 3$536,080
- Principal paid
- $7,075
- Interest paid
- $35,097
- Starting balance
- $543,155
- Year 4$528,531
- Principal paid
- $7,549
- Interest paid
- $34,623
- Starting balance
- $536,080
- Year 5$520,477
- Principal paid
- $8,054
- Interest paid
- $34,117
- Starting balance
- $528,531
- Year 6$511,883
- Principal paid
- $8,594
- Interest paid
- $33,578
- Starting balance
- $520,477
- Year 7$502,714
- Principal paid
- $9,169
- Interest paid
- $33,002
- Starting balance
- $511,883
- Year 8$492,931
- Principal paid
- $9,783
- Interest paid
- $32,388
- Starting balance
- $502,714
- Year 9$482,493
- Principal paid
- $10,438
- Interest paid
- $31,733
- Starting balance
- $492,931
- Year 10$471,355
- Principal paid
- $11,137
- Interest paid
- $31,034
- Starting balance
- $482,493
Nearby
12 closest listings to 6812 Terra Oak CIR, Austin TX 78749 (within 2 miles).
Courtesy of Compass RE Texas, LLC · (512) 575-3644
Listings courtesy of ACTRIS as distributed by MLS GRID.