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ActiveMLS #9709394

702 E 45th 1/2 ST, Austin TX 78751

Austin, TX 78751 · Ridgetop Annex

Single Family Residence for sale in Ridgetop Annex

2Bedrooms
1Bathrooms
1,269Square Ft
0.14Acres
2Garage
1949Year Built
New
1 / 25
$639,000

Overview

Property Description

Well loved and maintained home ISO new owner to continue the legacy of love! Vintage charm has been preserved but home was thoughtfully updated with modern conveniences, including front porch addition, skylights in living room, standing seam metal awnings, custom vintage-look storm door, and lots of hidden updates like recent HVAC (2024), roof (2023), replumbed gas lines. You will love the beautiful light-drenched sunroom at rear of home overlooking lush gardens. Convenient alley access and incredible location in highly walkable neighborhood, easy walk to Julio’s, Curra’s, Hyde Park Grill, H-E-B, community gardens.

Financial Info
Price
$639,000
$ / Sqft
$504
HOA
None
Tax Rate
2.046%
Est. Taxes
$12,225.01
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
702 E 45th 1/2 ST
County
Travis
City
Austin
State
TX
Zip
78751
Subdivision
Ridgetop Annex
Legal Description
LOT 17 BLK 2 OLT 16 DIV C RIDGETOP ANNEX
Parcel
02201007090000
Interior Features
Floor
Tile, Wood
Num Living
2
Dining
1
Appliances
Exhaust Fan, Microwave, Free-Standing Gas Range, Tankless Water Heater
Laundry
Laundry Closet, Main Level
Master Bed
Primary Bedroom on Main
Master Main
Yes
Fireplaces
1
Fireplace Description
Wood Burning
Interior Features
Tile Counters, Gas Dryer Hookup, High Speed Internet, Multiple Living Areas, No Interior Steps, Primary Bedroom on Main, Washer Hookup, None, Window Treatments, Wood Frames
General Info
Beds
2 Total / 2 Main Level
Full / Half Baths
1 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1949 / Resale
Square Feet
1,269 / Public Records
Garages
2
Garage Desc
Detached, Door-Multi, Garage, Garage Faces Rear
Foundation
Pillar/Post/Pier, Slab
Roof
Shingle
Construction
Frame
Acres
0.14
Lot Description
Alley Access, Private, Trees-Medium (20 Ft - 40 Ft)
Restrictions
None
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
4
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Connected, Internet-Fiber, Natural Gas Connected, Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Privacy
Exterior Features
Garden, Gutters Full, Private Yard, Covered, Deck, Front Porch, Patio
Pool On Property
No
Area Amenities
Google Fiber, Playground, Pool, Street Lights

Price history

Members only
Days on market
$639,000
List price
0
Price reductions
Active
Since Oct 7, 2026
Property history0 events

No price or status changes recorded yet.

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Austin ISD
Elementary
Lee
Middle
Kealing
High
McCallum

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $639,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,783 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,783

Principal & interest
$3,231
Property taxes
$1,019
Homeowners insurance
$533

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$511,200$5,714$33,060$505,486
2$505,486$6,096$32,677$499,390
3$499,390$6,505$32,269$492,885
4$492,885$6,940$31,833$485,945
5$485,945$7,405$31,368$478,539
6$478,539$7,901$30,872$470,638
7$470,638$8,430$30,343$462,208
8$462,208$8,995$29,779$453,213
9$453,213$9,597$29,176$443,616
10$443,616$10,240$28,534$433,376
  • Year 1$505,486
    Principal paid
    $5,714
    Interest paid
    $33,060
    Starting balance
    $511,200
  • Year 2$499,390
    Principal paid
    $6,096
    Interest paid
    $32,677
    Starting balance
    $505,486
  • Year 3$492,885
    Principal paid
    $6,505
    Interest paid
    $32,269
    Starting balance
    $499,390
  • Year 4$485,945
    Principal paid
    $6,940
    Interest paid
    $31,833
    Starting balance
    $492,885
  • Year 5$478,539
    Principal paid
    $7,405
    Interest paid
    $31,368
    Starting balance
    $485,945
  • Year 6$470,638
    Principal paid
    $7,901
    Interest paid
    $30,872
    Starting balance
    $478,539
  • Year 7$462,208
    Principal paid
    $8,430
    Interest paid
    $30,343
    Starting balance
    $470,638
  • Year 8$453,213
    Principal paid
    $8,995
    Interest paid
    $29,779
    Starting balance
    $462,208
  • Year 9$443,616
    Principal paid
    $9,597
    Interest paid
    $29,176
    Starting balance
    $453,213
  • Year 10$433,376
    Principal paid
    $10,240
    Interest paid
    $28,534
    Starting balance
    $443,616
First 10 of 30 years

Nearby

Courtesy of E3 Properties · (512) 779-0827

Listings courtesy of ACTRIS as distributed by MLS GRID.