702 E 45th 1/2 ST, Austin TX 78751
Austin, TX 78751 · Ridgetop Annex
Single Family Residence for sale in Ridgetop Annex
Overview
Property Description
Well loved and maintained home ISO new owner to continue the legacy of love! Vintage charm has been preserved but home was thoughtfully updated with modern conveniences, including front porch addition, skylights in living room, standing seam metal awnings, custom vintage-look storm door, and lots of hidden updates like recent HVAC (2024), roof (2023), replumbed gas lines. You will love the beautiful light-drenched sunroom at rear of home overlooking lush gardens. Convenient alley access and incredible location in highly walkable neighborhood, easy walk to Julio’s, Curra’s, Hyde Park Grill, H-E-B, community gardens.
Financial Info
- Price
- $639,000
- $ / Sqft
- $504
- HOA
- None
- Tax Rate
- 2.046%
- Est. Taxes
- $12,225.01
- Tax Year
- 2026
- Exemptions
- Homestead
Legal Info
- Address
- 702 E 45th 1/2 ST
- County
- Travis
- City
- Austin
- State
- TX
- Zip
- 78751
- Subdivision
- Ridgetop Annex
- Legal Description
- LOT 17 BLK 2 OLT 16 DIV C RIDGETOP ANNEX
- Parcel
- 02201007090000
Interior Features
- Floor
- Tile, Wood
- Num Living
- 2
- Dining
- 1
- Appliances
- Exhaust Fan, Microwave, Free-Standing Gas Range, Tankless Water Heater
- Laundry
- Laundry Closet, Main Level
- Master Bed
- Primary Bedroom on Main
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Wood Burning
- Interior Features
- Tile Counters, Gas Dryer Hookup, High Speed Internet, Multiple Living Areas, No Interior Steps, Primary Bedroom on Main, Washer Hookup, None, Window Treatments, Wood Frames
General Info
- Beds
- 2 Total / 2 Main Level
- Full / Half Baths
- 1 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 1949 / Resale
- Square Feet
- 1,269 / Public Records
- Garages
- 2
- Garage Desc
- Detached, Door-Multi, Garage, Garage Faces Rear
- Foundation
- Pillar/Post/Pier, Slab
- Roof
- Shingle
- Construction
- Frame
- Acres
- 0.14
- Lot Description
- Alley Access, Private, Trees-Medium (20 Ft - 40 Ft)
- Restrictions
- None
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- 4
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Connected, Internet-Fiber, Natural Gas Connected, Sewer Connected, Water Connected
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Privacy
- Exterior Features
- Garden, Gutters Full, Private Yard, Covered, Deck, Front Porch, Patio
- Pool On Property
- No
- Area Amenities
- Google Fiber, Playground, Pool, Street Lights
Price history
No price or status changes recorded yet.
Taxes
Schools
School Info
- District
- Austin ISD
- Elementary
- Lee
- Middle
- Kealing
- High
- McCallum
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$4,783 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $4,783
- Principal & interest
- $3,231
- Property taxes
- $1,019
- Homeowners insurance
- $533
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $511,200 | $5,714 | $33,060 | $505,486 | |
| 2 | $505,486 | $6,096 | $32,677 | $499,390 | |
| 3 | $499,390 | $6,505 | $32,269 | $492,885 | |
| 4 | $492,885 | $6,940 | $31,833 | $485,945 | |
| 5 | $485,945 | $7,405 | $31,368 | $478,539 | |
| 6 | $478,539 | $7,901 | $30,872 | $470,638 | |
| 7 | $470,638 | $8,430 | $30,343 | $462,208 | |
| 8 | $462,208 | $8,995 | $29,779 | $453,213 | |
| 9 | $453,213 | $9,597 | $29,176 | $443,616 | |
| 10 | $443,616 | $10,240 | $28,534 | $433,376 |
- Year 1$505,486
- Principal paid
- $5,714
- Interest paid
- $33,060
- Starting balance
- $511,200
- Year 2$499,390
- Principal paid
- $6,096
- Interest paid
- $32,677
- Starting balance
- $505,486
- Year 3$492,885
- Principal paid
- $6,505
- Interest paid
- $32,269
- Starting balance
- $499,390
- Year 4$485,945
- Principal paid
- $6,940
- Interest paid
- $31,833
- Starting balance
- $492,885
- Year 5$478,539
- Principal paid
- $7,405
- Interest paid
- $31,368
- Starting balance
- $485,945
- Year 6$470,638
- Principal paid
- $7,901
- Interest paid
- $30,872
- Starting balance
- $478,539
- Year 7$462,208
- Principal paid
- $8,430
- Interest paid
- $30,343
- Starting balance
- $470,638
- Year 8$453,213
- Principal paid
- $8,995
- Interest paid
- $29,779
- Starting balance
- $462,208
- Year 9$443,616
- Principal paid
- $9,597
- Interest paid
- $29,176
- Starting balance
- $453,213
- Year 10$433,376
- Principal paid
- $10,240
- Interest paid
- $28,534
- Starting balance
- $443,616
Nearby
Courtesy of E3 Properties · (512) 779-0827
Listings courtesy of ACTRIS as distributed by MLS GRID.