7402 Gaines Mill LN, Austin TX 78745
Austin, TX 78745 · Southwest Oaks Ph 02
Single Family Residence for sale in Southwest Oaks Ph 02
Overview
Property Description
Welcome home to 7402 Gaines Mill Ln, a beautifully updated 3-bedroom, 2-bath retreat in one of South Austin's most sought-after neighborhoods (78745). Set on a spacious 0.23-acre corner lot with no HOA, this home offers the space and freedom families want, plus a fully fenced backyard shaded by mature oaks — room to relax, entertain, garden, or add a pool. A 2-car garage and extended covered patio round out a home built for everyday life. Inside, enjoy brand-new wide-plank Waterproof SPC luxury vinyl flooring throughout (no carpet), fresh paint, and a welcoming living room with a gas fireplace, stone surround, and cedar mantel. The main-floor primary suite features a walk-in closet and a brand-new spa-like walk-in shower, with direct patio access. Upstairs, a second living area opens to a bright white kitchen with quartz counters, soft-close cabinets, stainless appliances, gas range, and a breakfast bar. French doors lead from the dining area to a private balcony overlooking the backyard. Two more spacious bedrooms with walk-in closets share a full bath with a soaking tub — plenty of room for kids, guests, or a home office. Smart home features throughout: Philips Hue color-changing smart bulbs, a Nest thermostat, Nest Protect smoke/CO alarm, Nest exterior cameras, and Yale smart door locks for everyday convenience and peace of mind. Major systems — roof, HVAC, and water heater — were all updated in 2019. Refrigerator, washer, dryer, all smart home features, and upstairs TV convey. Zoned to Cunningham Elementary (7/10) and Covington Middle (6/10), both strong Austin ISD schools. Minutes from the Menchaca corridor, Sunset Valley shopping, South Congress, St. Elmo, and downtown Austin — this is the rare combination of space, updates, and smart-home convenience families are searching for, with no HOA.
Financial Info
- Price
- $615,000
- $ / Sqft
- $301
- HOA
- None
- Tax Rate
- 2.0465%
- Est. Taxes
- $12,882
- Tax Year
- 2026
- Exemptions
- Homestead
Legal Info
- Address
- 7402 Gaines Mill LN
- County
- Travis
- City
- Austin
- State
- TX
- Zip
- 78745
- Subdivision
- Southwest Oaks Ph 02
- Legal Description
- LOT 28 BLK D SOUTHWEST OAKS PHS II
- Parcel
- 04191912030000
Interior Features
- Floor
- Vinyl
- Num Living
- 2
- Dining
- 2
- Kitchen
- Breakfast Bar, Pantry
- Appliances
- Dishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Free-Standing Refrigerator, Stainless Steel Appliance(s), Vented Exhaust Fan, Washer, Washer/Dryer, Gas Water Heater
- Laundry
- In Garage
- Master Bed
- Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Gas Log
- Interior Features
- Breakfast Bar, Ceiling Fan(s), Quartz Counters, Gas Dryer Hookup, Interior Steps, Multiple Living Areas, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Storage, Walk-In Closet(s), Washer Hookup, Smoke Detector(s), Drapes, Double Pane Windows
General Info
- Beds
- 3 Total / 1 Main Level / 2 Other Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 1981 / Updated/Remodeled
- Square Feet
- 2,042 / Public Records
- Garages
- 2
- Garage Desc
- Garage, Garage Faces Front
- Foundation
- Slab
- Roof
- Asphalt, Composition
- Construction
- HardiPlank Type, Stone
- Acres
- 0.23
- Lot Description
- Corner Lot, Level, Open Lot, Sprinkler - Automatic, Sprinkler - In-ground, Trees-Large (Over 40 Ft)
- Restrictions
- None
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- 10S
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
- Heat
- Central, Natural Gas
- A C
- Ceiling Fan(s), Central Air, Exhaust Fan
Exterior Features
- Fence
- Fenced, Privacy, Wood
- Exterior Features
- Exterior Steps, Gutters Partial, Private Yard, Covered, Deck, Front Porch, Patio, Rear Porch
- Pool On Property
- No
- Area Amenities
- None
Rooms
Main level
- Primary Bathroom
Full Bath, Walk-in Shower
- Living Room
Recessed Lighting
- Primary Bedroom
Ceiling Fan(s), Walk-In Closet(s)
First level
- Bedroom
Ceiling Fan(s), Walk-In Closet(s)
Second level
- Bathroom
Full Bath, Shared Bath, Soaking Tub
- Family Room
Ceiling Fan(s), Recessed Lighting
- Bedroom
Ceiling Fan(s)
- Kitchen
Breakfast Bar, Quartz Counters, Open to Family Room, Pantry, Recessed Lighting
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 3, 2026 | Price Decrease | $615,000−$20,000 (−3.1%) | −$20,000 (−3.1%) |
| Jul 27, 2026 | Price Decrease | $635,000−$10,000 (−1.6%) | −$10,000 (−1.6%) |
| Jul 14, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Austin ISD
- Elementary
- Cunningham
- Middle
- Covington
- High
- Crockett
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$4,697 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $4,697
- Principal & interest
- $3,110
- Property taxes
- $1,074
- Homeowners insurance
- $513
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $492,000 | $5,499 | $31,818 | $486,501 | |
| 2 | $486,501 | $5,868 | $31,450 | $480,633 | |
| 3 | $480,633 | $6,260 | $31,057 | $474,373 | |
| 4 | $474,373 | $6,680 | $30,638 | $467,693 | |
| 5 | $467,693 | $7,127 | $30,190 | $460,566 | |
| 6 | $460,566 | $7,604 | $29,713 | $452,962 | |
| 7 | $452,962 | $8,114 | $29,204 | $444,848 | |
| 8 | $444,848 | $8,657 | $28,660 | $436,191 | |
| 9 | $436,191 | $9,237 | $28,080 | $426,954 | |
| 10 | $426,954 | $9,855 | $27,462 | $417,099 |
- Year 1$486,501
- Principal paid
- $5,499
- Interest paid
- $31,818
- Starting balance
- $492,000
- Year 2$480,633
- Principal paid
- $5,868
- Interest paid
- $31,450
- Starting balance
- $486,501
- Year 3$474,373
- Principal paid
- $6,260
- Interest paid
- $31,057
- Starting balance
- $480,633
- Year 4$467,693
- Principal paid
- $6,680
- Interest paid
- $30,638
- Starting balance
- $474,373
- Year 5$460,566
- Principal paid
- $7,127
- Interest paid
- $30,190
- Starting balance
- $467,693
- Year 6$452,962
- Principal paid
- $7,604
- Interest paid
- $29,713
- Starting balance
- $460,566
- Year 7$444,848
- Principal paid
- $8,114
- Interest paid
- $29,204
- Starting balance
- $452,962
- Year 8$436,191
- Principal paid
- $8,657
- Interest paid
- $28,660
- Starting balance
- $444,848
- Year 9$426,954
- Principal paid
- $9,237
- Interest paid
- $28,080
- Starting balance
- $436,191
- Year 10$417,099
- Principal paid
- $9,855
- Interest paid
- $27,462
- Starting balance
- $426,954
Nearby
Courtesy of Keller Williams Realty · (512) 448-4111
Listings courtesy of ACTRIS as distributed by MLS GRID.