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Active Under ContractMLS #3332888

123 Lake Charlotte Creek DR, Bastrop TX 78602

Bastrop, TX 78602 · Colony Mud 1C Sec 1

Single Family Residence for sale in Colony Mud 1C Sec 1

4Bedrooms
3Bathrooms
2,932Square Ft
0.22Acres
3Garage
2023Year Built
1 / 38
$500,000$595,000

Overview

Property Description

Now priced $110K below what owner pd in 2023! Fantastic 1 story home on a greenbelt & with a big view! Plus, the home faces west, so you have a shaded back yard and porch/patio in the afternoon & often there is a nice breeze. About a 150 degree view from the patio. The home was very gently lived in and is almost like new. Well designed floor plan and beautifully finished out. From the foyer you can see diagonally across the home. High end stainless steel island kitchen appliances including a 5 burner gas cooktop and vent hood. Windows galore across the back to take advantage of the view. The combination living, dining, kitchen, breakfast nook make a warm & inviting gathering area. 2 bedrooms up front are connected by a Jack & Jill bathroom. Adjacent to the front bedrooms is an office/study space. The 3rd bedroom is centrally located & near the 2nd bathroom. The private & spacious owners retreat also takes full advantage of the view and has a very sumptuous bathroom & large walk-in closet. Don't forget the 3 car tandem garage. Super feature that allows extra storage or work shop if you do not need a 3rd car bay.+ there is stand up attic space above the garage that has plenty of potential flooring space. Come enjoy this wonderful indoor/outdoor living style home!

Financial Info
Price
$500,000
$ / Sqft
$171
HOA
Yes - Mandatory / $83 / Monthly
HOA Name
The Colony
HOA Includes
Common Area Maintenance
Tax Rate
2.4002%
Est. Taxes
$14,041
Tax Year
2025
Exemptions
Homestead, Over 65
Legal Info
Address
123 Lake Charlotte Creek DR
County
Bastrop
City
Bastrop
State
TX
Zip
78602
Subdivision
Colony Mud 1C Sec 1
Legal Description
THE COLONY MUD 1C SECTION 1, BLOCK A, LOT 16, ACRES 0.220
Parcel
8724791
Interior Features
Floor
Vinyl
Num Living
2
Dining
2
Appliances
Built-In Gas Oven, Built-In Gas Range, Built-In Oven(s), Cooktop, Dishwasher, Disposal, Gas Cooktop, Gas Range, Ice Maker, Microwave, Gas Oven, Plumbed For Ice Maker, RNGHD, Self Cleaning Oven, Stainless Steel Appliance(s), Vented Exhaust Fan, Gas Water Heater
Laundry
Inside, Laundry Room
Master Bed
Walk-In Closet(s)
Master Main
Yes
Interior Features
Built-in Features, Ceiling Fan(s), Quartz Counters, Gas Dryer Hookup, Multiple Dining Areas, Multiple Living Areas, Smart Home, Smart Thermostat, Walk-In Closet(s), Smoke Detector(s), Blinds, Double Pane Windows, ENERGY STAR Qualified Windows, Screens, Window Treatments
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2023 / Resale
Square Feet
2,932 / Public Records
Garages
3
Garage Desc
Attached, Direct Access, Door-Single, Driveway, Garage, Garage Door Opener, Garage Faces Front, Tandem
Foundation
Slab
Roof
Composition
Construction
Stone Veneer, Stucco
Acres
0.22
Lot Description
Back Yard, Front Yard, Interior Lot, Landscaped, Level, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - In-ground, Trees-Small (Under 20 Ft)
Restrictions
Deed Restrictions
Flood Plain
No
View
Neighborhood, Park/Greenbelt, Trees/Woods
Water Access
No
Waterfront
No
Area
BW
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Connected, Internet-Cable, Internet-Fiber, Natural Gas Connected, Sewer Connected, Underground Utilities, Water Connected
Heat
Natural Gas, Zoned
A C
Ceiling Fan(s), Central Air, Electric
Exterior Features
Fence
Back Yard, Fenced, Full
Exterior Features
Exterior Steps, Gutters Full, Covered, Front Porch, Patio
Pool On Property
No
Area Amenities
Common Grounds, Curbs, High Speed Internet, Pool, Tennis Court(s), Underground Utilities

Price history

Members only
Days on market
−$95,000 (−16%)
$595,000 → $500,000
2
Price reductions
Active Under Contract
Since Apr 12, 2026
Price trend
List priceApr 2026Aug 2026
Property history4 events
DateEventPriceChange
Sep 1, 2026Active Under Contract
Aug 2, 2026Price Decrease$500,000−$50,000 (−9.1%)
May 21, 2026Price Decrease$550,000−$45,000 (−7.6%)
Apr 12, 2026New Listing

Taxes

General Information
Owner
BROWN, LINDA S
Legal
The Colony Mud 1C Section 1, BLOCK A, LOT 16, ACRES 0.220
Geo ID
8724791
Acreage
0.22
Exemptions
Exemption Type
Over 65 Homestead Local Option, Homestead, Over 65
Taxing Units
T1
BASTROP COUNTY
T2
BASTROP ISD
T4
BASTROP COUNTY EMERGENCY SVC DIST #1
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
T8
THE COLONY MUNICIPAL UTILITY DISTRICT NO. 1C
Tax Summary
MLS estimated annual taxes
$14,041
MLS tax year
2025
CAD estimated taxes
$11,196.30
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$111,740$419,146$530,886$530,886$530,886
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$530,886$505,886$1,773.08BASTROP COUNTY
$530,886$330,886$3,533.53BASTROP ISD
$530,886$530,886$450.62BASTROP COUNTY EMERGENCY SVC DIST #1
$530,886$530,886$530.89BASTROP COUNTY EMERGENCY SVC DIST #3
$530,886$505,886$395.65COUNTY ROAD FM
$530,886$530,886$4,512.53THE COLONY MUNICIPAL UTILITY DISTRICT NO. 1C

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Bastrop ISD
Elementary
Colony Oaks
Middle
Bastrop
High
Bastrop

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $500,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,115 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,115

Principal & interest
$2,528
Property taxes
$1,170
Homeowners insurance
$417

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$400,000$4,471$25,868$395,529
2$395,529$4,770$25,569$390,759
3$390,759$5,090$25,249$385,669
4$385,669$5,431$24,909$380,238
5$380,238$5,794$24,545$374,444
6$374,444$6,182$24,157$368,261
7$368,261$6,596$23,743$361,665
8$361,665$7,038$23,301$354,627
9$354,627$7,510$22,830$347,117
10$347,117$8,013$22,327$339,105
  • Year 1$395,529
    Principal paid
    $4,471
    Interest paid
    $25,868
    Starting balance
    $400,000
  • Year 2$390,759
    Principal paid
    $4,770
    Interest paid
    $25,569
    Starting balance
    $395,529
  • Year 3$385,669
    Principal paid
    $5,090
    Interest paid
    $25,249
    Starting balance
    $390,759
  • Year 4$380,238
    Principal paid
    $5,431
    Interest paid
    $24,909
    Starting balance
    $385,669
  • Year 5$374,444
    Principal paid
    $5,794
    Interest paid
    $24,545
    Starting balance
    $380,238
  • Year 6$368,261
    Principal paid
    $6,182
    Interest paid
    $24,157
    Starting balance
    $374,444
  • Year 7$361,665
    Principal paid
    $6,596
    Interest paid
    $23,743
    Starting balance
    $368,261
  • Year 8$354,627
    Principal paid
    $7,038
    Interest paid
    $23,301
    Starting balance
    $361,665
  • Year 9$347,117
    Principal paid
    $7,510
    Interest paid
    $22,830
    Starting balance
    $354,627
  • Year 10$339,105
    Principal paid
    $8,013
    Interest paid
    $22,327
    Starting balance
    $347,117
First 10 of 30 years

Nearby

Courtesy of Stanberry REALTORS · (512) 327-9310

Listings courtesy of ACTRIS as distributed by MLS GRID.