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ActiveMLS #9245529

412 Oak ST, Bastrop TX 78602

Bastrop, TX 78602 · Pecan Valley

Single Family Residence for sale in Pecan Valley

3Bedrooms
3Bathrooms
1,998Square Ft
0.28Acres
0Garage
1979Year Built
Price Reduced
1 / 24
$384,999$465,000

Overview

Property Description

Move-in ready and beautifully renovated from top to bottom, this stunning home blends modern style, quality craftsmanship, and lasting comfort. Nearly every major system has been updated, including a new 30-year roof, spray-foam insulation, energy-efficient windows, HVAC system, water heater, appliances, flooring, quiet-close cabinetry, and blinds throughout. Inside, bright, open living spaces create a warm and welcoming atmosphere ideal for everyday living and entertaining. Thoughtful finishes throughout the home add both style and functionality. To save time on lawn care and water, both the front and back yards are equipped with sprinkler systems. Located just 0.9 miles from Fisherman’s Park and downtown Bastrop, the home offers convenient access to local dining, shopping, walking trails, recreation, and scenic Colorado River views. With the major improvements already completed, this beautifully updated home is ready to enjoy from day one.

Financial Info
Price
$384,999
$ / Sqft
$193
HOA
None
Tax Rate
1.97%
Est. Taxes
$4,822.68
Tax Year
2024
Exemptions
None
Legal Info
Address
412 Oak ST
County
Bastrop
City
Bastrop
State
TX
Zip
78602
Subdivision
Pecan Valley
Legal Description
PECAN VALLEY, BLOCK 1, LOT 7, ACRES 0.2760
Parcel
34563
Interior Features
Floor
Vinyl
Num Living
1
Dining
1
Appliances
See Remarks
Laundry
Laundry Room
Master Main
Yes
Interior Features
Ceiling Fan(s), Quartz Counters, None, Screens
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1979 / Updated/Remodeled
Square Feet
1,998 / See Remarks
Garage Desc
Attached Carport
Foundation
Slab
Roof
Shingle
Construction
Spray Foam Insulation
Acres
0.28
Lot Description
Back Yard, Trees-Large (Over 40 Ft)
Restrictions
City Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
BA
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Above Ground, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Back Yard
Exterior Features
None, Covered
Pool On Property
No
Area Amenities
None

Rooms

Rooms1 room

First level

  • Primary Bedroom

Price history

Days on market
−$80,001 (−17.2%)
$465,000 → $384,999
3
Price reductions
Active
Since Oct 23, 2025
Price trend
List priceOct 2025 → Sep 2026
Property history4 events
DateEventPriceChange
Sep 23, 2026Price Decrease$384,999−$24,901 (−6.1%)
Aug 28, 2026Price Decrease$409,900−$30,099 (−6.8%)
May 19, 2026Price Decrease$439,999−$25,001 (−5.4%)
Oct 23, 2025New Listing

Taxes

General Information
Owner
WRIGHT, JANE H
Legal
PECAN VALLEY, BLOCK 1, LOT 7, ACRES 0.2760
Geo ID
34563
Acreage
0.28
Exemptions
Exemption Type
None on record
Taxing Units
T1
BASTROP COUNTY
T2
BASTROP ISD
T3
CITY OF BASTROP
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$4,822.68
MLS tax year
2024
CAD estimated taxes
$5,468.00
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$99,186$161,120$260,306$260,306$260,306
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$260,306$260,306———$912.35BASTROP COUNTY
$260,306$260,306———$2,779.81BASTROP ISD
$260,306$260,306———$1,311.94CITY OF BASTROP
$260,306$260,306———$260.31BASTROP COUNTY EMERGENCY SVC DIST #3
$260,306$260,306———$203.59COUNTY ROAD FM

Source: Bastrop County

Schools

School Info
District
Bastrop ISD
Elementary
Mina
Middle
Bastrop
High
Bastrop

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $384,999
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,670 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,670

Principal & interest
$1,947
Property taxes
$402
Homeowners insurance
$321

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$307,999$3,443$19,919$304,557
2$304,557$3,673$19,688$300,883
3$300,883$3,919$19,442$296,964
4$296,964$4,182$19,180$292,783
5$292,783$4,462$18,900$288,321
6$288,321$4,760$18,601$283,561
7$283,561$5,079$18,282$278,481
8$278,481$5,419$17,942$273,062
9$273,062$5,782$17,579$267,279
10$267,279$6,170$17,192$261,110
  • Year 1$304,557
    Principal paid
    $3,443
    Interest paid
    $19,919
    Starting balance
    $307,999
  • Year 2$300,883
    Principal paid
    $3,673
    Interest paid
    $19,688
    Starting balance
    $304,557
  • Year 3$296,964
    Principal paid
    $3,919
    Interest paid
    $19,442
    Starting balance
    $300,883
  • Year 4$292,783
    Principal paid
    $4,182
    Interest paid
    $19,180
    Starting balance
    $296,964
  • Year 5$288,321
    Principal paid
    $4,462
    Interest paid
    $18,900
    Starting balance
    $292,783
  • Year 6$283,561
    Principal paid
    $4,760
    Interest paid
    $18,601
    Starting balance
    $288,321
  • Year 7$278,481
    Principal paid
    $5,079
    Interest paid
    $18,282
    Starting balance
    $283,561
  • Year 8$273,062
    Principal paid
    $5,419
    Interest paid
    $17,942
    Starting balance
    $278,481
  • Year 9$267,279
    Principal paid
    $5,782
    Interest paid
    $17,579
    Starting balance
    $273,062
  • Year 10$261,110
    Principal paid
    $6,170
    Interest paid
    $17,192
    Starting balance
    $267,279
First 10 of 30 years

Nearby

Courtesy of Stanberry REALTORS · (512) 303-5065

Listings courtesy of ACTRIS as distributed by MLS GRID.