412 Oak ST, Bastrop TX 78602
Bastrop, TX 78602 · Pecan Valley
Single Family Residence for sale in Pecan Valley
Overview
Property Description
Enjoy peace of mind knowing the major repairs have already been taken care of. Completely renovated and truly move-in ready, this stunning home has been upgraded from top to bottom with quality craftsmanship and modern finishes throughout. Major improvements include a brand-new 30-year roof, spray foam insulation, energy-efficient windows, new HVAC system, new water heater, updated appliances, new flooring, quiet-close cabinetry, and blinds installed throughout — offering comfort, efficiency, and peace of mind for years to come. Step inside to discover a bright, modern interior designed for both everyday living and effortless entertaining. The open, refreshed spaces create a warm and inviting atmosphere, while the thoughtful upgrades add style and functionality in every room. Perfectly located less than one mile (0.9 miles) from Fisherman’s Park and downtown, you’ll enjoy convenient access to local dining, shopping, walking trails, recreation, and scenic river views. This beautifully updated home checks every box.
Financial Info
- Price
- $409,900
- $ / Sqft
- $205
- HOA
- None
- Tax Rate
- 1.97%
- Est. Taxes
- $4,822.68
- Tax Year
- 2024
- Exemptions
- None
Legal Info
- Address
- 412 Oak ST
- County
- Bastrop
- City
- Bastrop
- State
- TX
- Zip
- 78602
- Subdivision
- Pecan Valley
- Legal Description
- PECAN VALLEY, BLOCK 1, LOT 7, ACRES 0.2760
- Parcel
- 34563
Interior Features
- Floor
- Vinyl
- Num Living
- 1
- Dining
- 1
- Appliances
- See Remarks
- Laundry
- Laundry Room
- Master Main
- Yes
- Interior Features
- Ceiling Fan(s), Quartz Counters, None, Screens
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 3 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 1979 / Updated/Remodeled
- Square Feet
- 1,998 / See Remarks
- Garage Desc
- Attached Carport
- Foundation
- Slab
- Roof
- Shingle
- Construction
- Spray Foam Insulation
- Acres
- 0.28
- Lot Description
- Back Yard, Trees-Large (Over 40 Ft)
- Restrictions
- City Restrictions
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- BA
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Above Ground, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Back Yard
- Exterior Features
- None, Covered
- Pool On Property
- No
- Area Amenities
- None
Rooms
First level
- Primary Bedroom
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 28, 2026 | Price Decrease | $409,900−$30,099 (−6.8%) | −$30,099 (−6.8%) |
| May 19, 2026 | Price Decrease | $439,999−$25,001 (−5.4%) | −$25,001 (−5.4%) |
| Oct 23, 2025 | New Listing | — |
Taxes
- Owner
- WRIGHT, JANE H
- Legal
- PECAN VALLEY, BLOCK 1, LOT 7, ACRES 0.2760
- Geo ID
- 34563
- Acreage
- 0.28
- Exemption Type
- None on record
- T1
- BASTROP COUNTY
- T2
- BASTROP ISD
- T3
- CITY OF BASTROP
- T6
- BASTROP COUNTY EMERGENCY SVC DIST #3
- T7
- COUNTY ROAD FM
- MLS estimated annual taxes
- $4,822.68
- MLS tax year
- 2024
- CAD estimated taxes
- $5,468.00
- CAD source year
- 2026
| Year | Land | Improvements | Market | Appraised | Assessed |
|---|---|---|---|---|---|
| 2026 | $99,186 | $161,120 | $260,306 | $260,306 | $260,306 |
| Capped | Taxable | Assessed | Land HS | Imp HS | CAD Est. Tax | Taxing Unit |
|---|---|---|---|---|---|---|
| $260,306 | $260,306 | — | — | — | $912.35 | BASTROP COUNTY |
| $260,306 | $260,306 | — | — | — | $2,779.81 | BASTROP ISD |
| $260,306 | $260,306 | — | — | — | $1,311.94 | CITY OF BASTROP |
| $260,306 | $260,306 | — | — | — | $260.31 | BASTROP COUNTY EMERGENCY SVC DIST #3 |
| $260,306 | $260,306 | — | — | — | $203.59 | COUNTY ROAD FM |
Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).
Schools
School Info
- District
- Bastrop ISD
- Elementary
- Mina
- Middle
- Bastrop
- High
- Bastrop
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,817 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,817
- Principal & interest
- $2,073
- Property taxes
- $402
- Homeowners insurance
- $342
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $327,920 | $3,665 | $21,207 | $324,255 | |
| 2 | $324,255 | $3,911 | $20,961 | $320,344 | |
| 3 | $320,344 | $4,173 | $20,700 | $316,171 | |
| 4 | $316,171 | $4,452 | $20,420 | $311,719 | |
| 5 | $311,719 | $4,750 | $20,122 | $306,969 | |
| 6 | $306,969 | $5,068 | $19,804 | $301,901 | |
| 7 | $301,901 | $5,408 | $19,464 | $296,493 | |
| 8 | $296,493 | $5,770 | $19,102 | $290,723 | |
| 9 | $290,723 | $6,156 | $18,716 | $284,567 | |
| 10 | $284,567 | $6,569 | $18,303 | $277,998 |
- Year 1$324,255
- Principal paid
- $3,665
- Interest paid
- $21,207
- Starting balance
- $327,920
- Year 2$320,344
- Principal paid
- $3,911
- Interest paid
- $20,961
- Starting balance
- $324,255
- Year 3$316,171
- Principal paid
- $4,173
- Interest paid
- $20,700
- Starting balance
- $320,344
- Year 4$311,719
- Principal paid
- $4,452
- Interest paid
- $20,420
- Starting balance
- $316,171
- Year 5$306,969
- Principal paid
- $4,750
- Interest paid
- $20,122
- Starting balance
- $311,719
- Year 6$301,901
- Principal paid
- $5,068
- Interest paid
- $19,804
- Starting balance
- $306,969
- Year 7$296,493
- Principal paid
- $5,408
- Interest paid
- $19,464
- Starting balance
- $301,901
- Year 8$290,723
- Principal paid
- $5,770
- Interest paid
- $19,102
- Starting balance
- $296,493
- Year 9$284,567
- Principal paid
- $6,156
- Interest paid
- $18,716
- Starting balance
- $290,723
- Year 10$277,998
- Principal paid
- $6,569
- Interest paid
- $18,303
- Starting balance
- $284,567
Nearby
Courtesy of Stanberry REALTORS · (512) 303-5065
Listings courtesy of ACTRIS as distributed by MLS GRID.