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ActiveMLS #4397287

103 Westcreek DR, Bertram TX 78605

Bertram, TX 78605 · Whitewater Springs

Single Family Residence for sale in Whitewater Springs

4Bedrooms
2 full / 1 halfBathrooms
2,881Square Ft
1.50Acres
3Garage
2026Year Built
Price Reduced
1 / 39
$799,990$885,000
3D tour

Overview

Property Description

Experience the perfect blend of luxury, privacy, and nature in this stunning custom home currently under construction on a secluded 1.5-acre homesite. Nestled among towering oak trees and backing to the tranquil waters of Cow Creek, this exceptional property offers breathtaking Hill Country views with no rear neighbors—just the peaceful sights and sounds of nature. Thoughtfully designed with approximately 2,800 square feet, this custom residence features 3 spacious bedrooms, a dedicated study, and a formal dining room, creating a floor plan that is equally suited for everyday living and effortless entertaining. Expansive windows are positioned to capture the beauty of the surrounding landscape while filling the home with natural light. The open-concept design showcases quality craftsmanship, designer finishes, generous living spaces, and seamless indoor-outdoor living. Best of all, the home is located outside the floodplain, providing added confidence and peace of mind. Set well back from the road, the home's placement was intentionally designed to maximize privacy while taking full advantage of the property's mature oak canopy and picturesque creek views. Whether you're enjoying your morning coffee on the covered patio or hosting family and friends, this home offers a setting that feels like a private retreat. There is still time for buyers to personalize select finishes, depending on the stage of construction, making this a rare opportunity to create a home that reflects your own style. If you've been searching for a custom-built home with acreage, timeless design, and an unbeatable natural setting, this is one you won't want to miss. Where craftsmanship meets the Texas Hill Country, your forever home awaits.

Financial Info
Price
$799,990
$ / Sqft
$278
HOA
Yes - Mandatory / $575 / Annually
HOA Name
Whitewater Spring
HOA Includes
Common Area Maintenance
Tax Rate
1.3088%
Est. Taxes
$965.25
Tax Year
2025
Exemptions
None
Legal Info
Address
103 Westcreek DR
County
Burnet
City
Bertram
State
TX
Zip
78605
Subdivision
Whitewater Springs
Legal Description
S8530 Whitewater Springs Lot 23B, Sec 1
Parcel
64079
Interior Features
Floor
Tile, Wood
Num Living
2
Dining
1
Kitchen
Eat-in Kitchen, Kitchen Island, Pantry
Appliances
Microwave, Range
Laundry
Laundry Room
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Living Room
Interior Features
Ceiling Fan(s), High Ceilings, Quartz Counters, Double Vanity, Eat-in Kitchen, Kitchen Island, Multiple Dining Areas, No Interior Steps, Pantry, Primary Bedroom on Main, Soaking Tub, Storage, Walk-In Closet(s), Prewired, Smoke Detector(s), Blinds, Double Pane Windows, Screens
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2026 / New
Square Feet
2,881 / Builder
Garages
3
Garage Desc
Garage
Foundation
Slab
Roof
Shingle
Construction
Frame, Stone
Acres
1.50
Lot Description
Back to Park/Greenbelt, Back Yard, Cleared, Few Trees, Front Yard, Level, Native Plants, Private, Sprinkler - Automatic, Trees-Large (Over 40 Ft), Many Trees, Views
Restrictions
Deed Restrictions
Flood Plain
No
View
Creek/Stream, Hill Country, Park/Greenbelt, Trees/Woods
Water Access
No
Waterfront
No
Area
LH
Utility Info
Water
Public
Sewer
Septic Tank
Utilities
Electricity Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
None
Exterior Features
Private Yard, Covered, Front Porch, Patio
Pool On Property
No
Area Amenities
BBQ Pit/Grill, Clubhouse, Cluster Mailbox, Common Grounds, Dog Park, Fishing, Gated, Park, Picnic Area, Playground, Pool

Price history

Members only
Days on market
−$85,010 (−9.6%)
$885,000 → $799,990
5
Price reductions
Active
Since Jan 22, 2026
Price trend
List priceJan 2026Aug 2026
Property history6 events
DateEventPriceChange
Aug 25, 2026Price Decrease$799,990−$25,010 (−3%)
Jul 9, 2026Price Decrease$825,000−$20,000 (−2.4%)
Jun 23, 2026Price Decrease$845,000−$5,000 (−0.6%)
May 25, 2026Price Decrease$850,000−$24,000 (−2.7%)
Feb 19, 2026Price Decrease$874,000−$11,000 (−1.2%)
Jan 22, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
BurnetCONSISD
Elementary
Bertram
Middle
Burnet (Burnet ISD)
High
Burnet

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $799,990
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,792 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,792

Principal & interest
$4,045
Property taxes
$80
Homeowners insurance
$667

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$639,992$7,153$41,389$632,839
2$632,839$7,632$40,910$625,206
3$625,206$8,144$40,399$617,063
4$617,063$8,689$39,853$608,374
5$608,374$9,271$39,271$599,103
6$599,103$9,892$38,650$589,211
7$589,211$10,554$37,988$578,657
8$578,657$11,261$37,281$567,396
9$567,396$12,015$36,527$555,380
10$555,380$12,820$35,722$542,560
  • Year 1$632,839
    Principal paid
    $7,153
    Interest paid
    $41,389
    Starting balance
    $639,992
  • Year 2$625,206
    Principal paid
    $7,632
    Interest paid
    $40,910
    Starting balance
    $632,839
  • Year 3$617,063
    Principal paid
    $8,144
    Interest paid
    $40,399
    Starting balance
    $625,206
  • Year 4$608,374
    Principal paid
    $8,689
    Interest paid
    $39,853
    Starting balance
    $617,063
  • Year 5$599,103
    Principal paid
    $9,271
    Interest paid
    $39,271
    Starting balance
    $608,374
  • Year 6$589,211
    Principal paid
    $9,892
    Interest paid
    $38,650
    Starting balance
    $599,103
  • Year 7$578,657
    Principal paid
    $10,554
    Interest paid
    $37,988
    Starting balance
    $589,211
  • Year 8$567,396
    Principal paid
    $11,261
    Interest paid
    $37,281
    Starting balance
    $578,657
  • Year 9$555,380
    Principal paid
    $12,015
    Interest paid
    $36,527
    Starting balance
    $567,396
  • Year 10$542,560
    Principal paid
    $12,820
    Interest paid
    $35,722
    Starting balance
    $555,380
First 10 of 30 years

Nearby

Courtesy of CB&A, Realtors · (512) 213-0637

Listings courtesy of ACTRIS as distributed by MLS GRID.