103 Westcreek DR, Bertram TX 78605
Bertram, TX 78605 · Whitewater Springs
Single Family Residence for sale in Whitewater Springs
Overview
Property Description
Experience the perfect blend of luxury, privacy, and nature in this stunning custom home currently under construction on a secluded 1.5-acre homesite. Nestled among towering oak trees and backing to the tranquil waters of Cow Creek, this exceptional property offers breathtaking Hill Country views with no rear neighbors—just the peaceful sights and sounds of nature. Thoughtfully designed with approximately 2,800 square feet, this custom residence features 3 spacious bedrooms, a dedicated study, and a formal dining room, creating a floor plan that is equally suited for everyday living and effortless entertaining. Expansive windows are positioned to capture the beauty of the surrounding landscape while filling the home with natural light. The open-concept design showcases quality craftsmanship, designer finishes, generous living spaces, and seamless indoor-outdoor living. Best of all, the home is located outside the floodplain, providing added confidence and peace of mind. Set well back from the road, the home's placement was intentionally designed to maximize privacy while taking full advantage of the property's mature oak canopy and picturesque creek views. Whether you're enjoying your morning coffee on the covered patio or hosting family and friends, this home offers a setting that feels like a private retreat. There is still time for buyers to personalize select finishes, depending on the stage of construction, making this a rare opportunity to create a home that reflects your own style. If you've been searching for a custom-built home with acreage, timeless design, and an unbeatable natural setting, this is one you won't want to miss. Where craftsmanship meets the Texas Hill Country, your forever home awaits.
Financial Info
- Price
- $799,990
- $ / Sqft
- $278
- HOA
- Yes - Mandatory / $575 / Annually
- HOA Name
- Whitewater Spring
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 1.3088%
- Est. Taxes
- $965.25
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 103 Westcreek DR
- County
- Burnet
- City
- Bertram
- State
- TX
- Zip
- 78605
- Subdivision
- Whitewater Springs
- Legal Description
- S8530 Whitewater Springs Lot 23B, Sec 1
- Parcel
- 64079
Interior Features
- Floor
- Tile, Wood
- Num Living
- 2
- Dining
- 1
- Kitchen
- Eat-in Kitchen, Kitchen Island, Pantry
- Appliances
- Microwave, Range
- Laundry
- Laundry Room
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Living Room
- Interior Features
- Ceiling Fan(s), High Ceilings, Quartz Counters, Double Vanity, Eat-in Kitchen, Kitchen Island, Multiple Dining Areas, No Interior Steps, Pantry, Primary Bedroom on Main, Soaking Tub, Storage, Walk-In Closet(s), Prewired, Smoke Detector(s), Blinds, Double Pane Windows, Screens
General Info
- Beds
- 4 Total / 4 Main Level
- Full / Half Baths
- 2 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2026 / New
- Square Feet
- 2,881 / Builder
- Garages
- 3
- Garage Desc
- Garage
- Foundation
- Slab
- Roof
- Shingle
- Construction
- Frame, Stone
- Acres
- 1.50
- Lot Description
- Back to Park/Greenbelt, Back Yard, Cleared, Few Trees, Front Yard, Level, Native Plants, Private, Sprinkler - Automatic, Trees-Large (Over 40 Ft), Many Trees, Views
- Restrictions
- Deed Restrictions
- Flood Plain
- No
- View
- Creek/Stream, Hill Country, Park/Greenbelt, Trees/Woods
- Water Access
- No
- Waterfront
- No
- Area
- LH
Utility Info
- Water
- Public
- Sewer
- Septic Tank
- Utilities
- Electricity Connected, Water Connected
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- None
- Exterior Features
- Private Yard, Covered, Front Porch, Patio
- Pool On Property
- No
- Area Amenities
- BBQ Pit/Grill, Clubhouse, Cluster Mailbox, Common Grounds, Dog Park, Fishing, Gated, Park, Picnic Area, Playground, Pool
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 25, 2026 | Price Decrease | $799,990−$25,010 (−3%) | −$25,010 (−3%) |
| Jul 9, 2026 | Price Decrease | $825,000−$20,000 (−2.4%) | −$20,000 (−2.4%) |
| Jun 23, 2026 | Price Decrease | $845,000−$5,000 (−0.6%) | −$5,000 (−0.6%) |
| May 25, 2026 | Price Decrease | $850,000−$24,000 (−2.7%) | −$24,000 (−2.7%) |
| Feb 19, 2026 | Price Decrease | $874,000−$11,000 (−1.2%) | −$11,000 (−1.2%) |
| Jan 22, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- BurnetCONSISD
- Elementary
- Bertram
- Middle
- Burnet (Burnet ISD)
- High
- Burnet
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$4,792 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $4,792
- Principal & interest
- $4,045
- Property taxes
- $80
- Homeowners insurance
- $667
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $639,992 | $7,153 | $41,389 | $632,839 | |
| 2 | $632,839 | $7,632 | $40,910 | $625,206 | |
| 3 | $625,206 | $8,144 | $40,399 | $617,063 | |
| 4 | $617,063 | $8,689 | $39,853 | $608,374 | |
| 5 | $608,374 | $9,271 | $39,271 | $599,103 | |
| 6 | $599,103 | $9,892 | $38,650 | $589,211 | |
| 7 | $589,211 | $10,554 | $37,988 | $578,657 | |
| 8 | $578,657 | $11,261 | $37,281 | $567,396 | |
| 9 | $567,396 | $12,015 | $36,527 | $555,380 | |
| 10 | $555,380 | $12,820 | $35,722 | $542,560 |
- Year 1$632,839
- Principal paid
- $7,153
- Interest paid
- $41,389
- Starting balance
- $639,992
- Year 2$625,206
- Principal paid
- $7,632
- Interest paid
- $40,910
- Starting balance
- $632,839
- Year 3$617,063
- Principal paid
- $8,144
- Interest paid
- $40,399
- Starting balance
- $625,206
- Year 4$608,374
- Principal paid
- $8,689
- Interest paid
- $39,853
- Starting balance
- $617,063
- Year 5$599,103
- Principal paid
- $9,271
- Interest paid
- $39,271
- Starting balance
- $608,374
- Year 6$589,211
- Principal paid
- $9,892
- Interest paid
- $38,650
- Starting balance
- $599,103
- Year 7$578,657
- Principal paid
- $10,554
- Interest paid
- $37,988
- Starting balance
- $589,211
- Year 8$567,396
- Principal paid
- $11,261
- Interest paid
- $37,281
- Starting balance
- $578,657
- Year 9$555,380
- Principal paid
- $12,015
- Interest paid
- $36,527
- Starting balance
- $567,396
- Year 10$542,560
- Principal paid
- $12,820
- Interest paid
- $35,722
- Starting balance
- $555,380
Nearby
Courtesy of CB&A, Realtors · (512) 213-0637
Listings courtesy of ACTRIS as distributed by MLS GRID.