125 Westcreek DR, Bertram TX 78605
Bertram, TX 78605 · Whitewater Springs
Single Family Residence for sale in Whitewater Springs
Overview
Property Description
3-2-1 INTEREST RATE BUYDOWN. See documents. Check out this gorgeous custom-built home on 1.55 acres in Whitewater Springs, Bertram, TX. Low tax rate and low HOA fees, built in wet bar inside and outside, open floor plan, wine storage, TWO fireplaces (inside and out), private path down to Cow Creek, which backs up to the property, HUGE primary closet, large, covered front and back porch, water softener and MORE! Enjoy an active social committee with monthly events in a quiet, gated community. The community provides a 16-acre stocked lake, pool, walking trail and park. Your dream home boasts 2155 square feet, 3 bedrooms, and 2 full bathrooms! With tons of windows, this home is soaked in natural light. 45" custom cabinets, sophisticated backsplash, and a double built in oven in the kitchen give you a true gourmet feel. The primary bedroom has a wonderful walk-in closet with built in organization that could fit any fashionista's needs. The 3-car garage is oversized, giving you PLENTY of space for storage. The outdoor kitchen has a wet bar, fridge, and fireplace. This neighborhood is surrounded by the Balcones National Wildlife Refuge (meaning no subdivisions going up nearby!) and has a 16-acre stocked lake, community pool and park, and wildlife like deer, turkeys, and hummingbirds, coming right up to your back door! This lot is cleared for plenty of room to play but has tons of trees in the back near your private path to the creek. There are hiking trails along both sides of Cow Creek for your enjoyment. Roof was replaced in August of 2025. Exterior was repainted July 2025. Interior was repainted January 2026. Water heater replaced November 2025. Whitewater Springs is just 25 minutes away from Liberty Hill, Marble Falls and Lago Vista. Buyer and Buyer's agent to verify all listing information. Starlink is the best internet connection in the community. Seller has Starlink installed and ready to transfer to new owner. SEE DRONE VIDEO FOR HOME AND SUBDIVISION AMENITIES.
Financial Info
- Price
- $629,000
- $ / Sqft
- $292
- HOA
- Yes - Mandatory / $600 / Annually
- HOA Name
- Whitewater Springs Property Owner's Association
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 1.3338%
- Est. Taxes
- $7,987.89
- Tax Year
- 2025
- Exemptions
- Homestead
Legal Info
- Address
- 125 Westcreek DR
- County
- Burnet
- City
- Bertram
- State
- TX
- Zip
- 78605
- Subdivision
- Whitewater Springs
- Legal Description
- S8530 WHITEWATER SPRINGS LOT 630 SEC 6
- Parcel
- 08530060000630000
Interior Features
- Floor
- Laminate, Tile, Wood
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar, Granite Counters, Kitchen Island, Pantry
- Appliances
- Bar Fridge, Built-In Electric Oven, Built-In Electric Range, Cooktop, Dishwasher, Disposal, Dryer, Electric Cooktop, Microwave, Electric Oven, Double Oven, Plumbed For Ice Maker, RNGHD, Refrigerator, Stainless Steel Appliance(s), Electric Water Heater, Water Softener Owned, Wine Refrigerator
- Laundry
- Laundry Room
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 2
- Fireplace Description
- Living Room, Outside
- Interior Features
- Breakfast Bar, Ceiling Fan(s), High Ceilings, Granite Counters, Double Vanity, Electric Dryer Hookup, French Doors, Kitchen Island, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Soaking Tub, Walk-In Closet(s), Washer Hookup, Wet Bar, Wired for Data, See Remarks, Smoke Detector(s), Blinds, Double Pane Windows, ENERGY STAR Qualified Windows, Screens, Vinyl Windows
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2017 / Resale
- Square Feet
- 2,155 / Owner
- Garages
- 3
- Garage Desc
- Additional Parking, Attached, Door-Multi, Garage, Garage Door Opener, Garage Faces Side, Oversized, Parking Pad
- Foundation
- Slab
- Roof
- Composition, Shingle
- Construction
- Masonry – All Sides
- Acres
- 1.55
- Lot Description
- Back to Park/Greenbelt, Gentle Sloping, Open Lot, Sprinkler-Manual, Trees-Moderate, Views
- Restrictions
- Covenant
- Flood Plain
- Partial
- View
- Creek/Stream, Hill Country, Park/Greenbelt, Trees/Woods
- Water Access
- Yes
- Waterfront
- Yes
- Area
- BU
Utility Info
- Water
- Well
- Sewer
- Aerobic Septic
- Utilities
- Cable Not Available, Electricity Connected, Other, Natural Gas Not Available, Phone Available, Sewer Connected, Underground Utilities, Water Connected, See Remarks
- Heat
- Central, Fireplace(s)
- A C
- Central Air
Exterior Features
- Fence
- None
- Exterior Features
- Gutters Full, Private Entrance, Covered, Front Porch, Porch, Rear Porch
- Pool On Property
- No
- Area Amenities
- BBQ Pit/Grill, Cluster Mailbox, Common Grounds, Fishing, Gated, Lake, Park, Pet Amenities, Picnic Area, Planned Social Activities, Playground, Pool, Underground Utilities
Rooms
Main level
- Bedroom
Ceiling Fan(s), High Ceilings, Recessed Lighting
- Dining Room
Chandelier, Dining Area, High Ceilings
- Bathroom
GranCnt, Full Bath, High Ceilings, Soaking Tub
- Bedroom
Ceiling Fan(s), High Ceilings, Recessed Lighting
- Primary Bedroom
Ceiling Fan(s), Recessed Lighting, Walk-In Closet(s)
- Living Room
Ceiling Fan(s), High Ceilings, Recessed Lighting, Wet Bar, Wired for Data
- Primary Bathroom
GranCnt, Dual Vanity, Full Bath, Garden Tub, Recessed Lighting, Separate Shower, Walk-In Closet(s), Walk-in Shower
- Kitchen
Breakfast Bar, Center Island, GranCnt, Dining Area, Eat In Kitchen, High Ceilings, Open to Family Room, Pantry, Plumbed for Icemaker, Recessed Lighting
- Laundry
Electric Dryer Hookup, High Ceilings, Recessed Lighting, Washer Hookup
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Oct 29, 2026 | Price Decrease | $629,000−$5,000 (−0.8%) | −$5,000 (−0.8%) |
| Aug 1, 2026 | Price Decrease | $634,000−$5,000 (−0.8%) | −$5,000 (−0.8%) |
| Mar 21, 2026 | Price Increase | $639,000+$4,000 (+0.6%) | +$4,000 (+0.6%) |
| Mar 21, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- BurnetCONSISD
- Elementary
- Bertram
- Middle
- Burnet (Burnet ISD)
- High
- Burnet
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$4,371 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $4,371
- Principal & interest
- $3,181
- Property taxes
- $666
- Homeowners insurance
- $524
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $503,200 | $5,624 | $32,542 | $497,576 | |
| 2 | $497,576 | $6,001 | $32,166 | $491,575 | |
| 3 | $491,575 | $6,403 | $31,764 | $485,172 | |
| 4 | $485,172 | $6,832 | $31,335 | $478,340 | |
| 5 | $478,340 | $7,289 | $30,877 | $471,050 | |
| 6 | $471,050 | $7,778 | $30,389 | $463,273 | |
| 7 | $463,273 | $8,298 | $29,868 | $454,975 | |
| 8 | $454,975 | $8,854 | $29,313 | $446,120 | |
| 9 | $446,120 | $9,447 | $28,720 | $436,673 | |
| 10 | $436,673 | $10,080 | $28,087 | $426,593 |
- Year 1$497,576
- Principal paid
- $5,624
- Interest paid
- $32,542
- Starting balance
- $503,200
- Year 2$491,575
- Principal paid
- $6,001
- Interest paid
- $32,166
- Starting balance
- $497,576
- Year 3$485,172
- Principal paid
- $6,403
- Interest paid
- $31,764
- Starting balance
- $491,575
- Year 4$478,340
- Principal paid
- $6,832
- Interest paid
- $31,335
- Starting balance
- $485,172
- Year 5$471,050
- Principal paid
- $7,289
- Interest paid
- $30,877
- Starting balance
- $478,340
- Year 6$463,273
- Principal paid
- $7,778
- Interest paid
- $30,389
- Starting balance
- $471,050
- Year 7$454,975
- Principal paid
- $8,298
- Interest paid
- $29,868
- Starting balance
- $463,273
- Year 8$446,120
- Principal paid
- $8,854
- Interest paid
- $29,313
- Starting balance
- $454,975
- Year 9$436,673
- Principal paid
- $9,447
- Interest paid
- $28,720
- Starting balance
- $446,120
- Year 10$426,593
- Principal paid
- $10,080
- Interest paid
- $28,087
- Starting balance
- $436,673
Nearby
Courtesy of Keller Williams Realty · (512) 346-3550
Listings courtesy of ACTRIS as distributed by MLS GRID.