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ActiveMLS #6165910

125 Westcreek DR, Bertram TX 78605

Bertram, TX 78605 · Whitewater Springs

Single Family Residence for sale in Whitewater Springs

3Bedrooms
2Bathrooms
2,155Square Ft
1.55Acres
3Garage
2017Year Built
Price Reduced
1 / 40
$634,000$635,000

Overview

Property Description

Check out this gorgeous custom-built home on 1.55 acres in Whitewater Springs, Bertram, TX. You can't beat a low tax rate and low HOA fees, built in wet bar inside and outside, open floor plan, wine storage, TWO fireplaces (inside and out), private path down to Cow Creek, which backs up to the property, HUGE primary closet, large, covered front and back porch, water softener and MORE! Enjoy an active social committee with monthly events in a quiet, gated community. The community provides a 16-acre stocked lake, pool, walking trail and park. Your dream home boasts 2155 square feet, 3 bedrooms, and 2 full bathrooms! With tons of windows, this home is soaked in natural light. 45" custom cabinets, sophisticated backsplash, and a double built in oven in the kitchen give you a true gourmet feel. The primary bedroom has a wonderful walk-in closet with built in organization that could fit any fashionista's needs. The 3-car garage is oversized, giving you PLENTY of space for storage. The outdoor kitchen has a wet bar, fridge, and fireplace. This neighborhood is surrounded by the Balcones National Wildlife Refuge (meaning no subdivisions going up nearby!) and has a 16-acre stocked lake, community pool and park, and wildlife like deer, turkeys, and hummingbirds, coming right up to your back door! This lot is cleared for plenty of room to play but has tons of trees in the back near your private path to the creek. There are hiking trails along both sides of Cow Creek for your enjoyment. Roof was replaced in August of 2025. Exterior was repainted July 2025. Interior was repainted January 2026. Water heater replaced November 2025. Whitewater Springs is just 25 minutes away from Liberty Hill, Marble Falls and Lago Vista. Buyer and Buyer's agent to verify all listing information. Starlink is the best internet connection in the community. Seller has Starlink installed and ready to transfer to new owner. SEE DRONE VIDEO FOR HOME AND SUBDIVISION AMENITIES.

Financial Info
Price
$634,000
$ / Sqft
$294
HOA
Yes - Mandatory / $600 / Annually
HOA Name
Whitewater Springs Property Owner's Association
HOA Includes
Common Area Maintenance
Tax Rate
1.3338%
Est. Taxes
$7,987.89
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
125 Westcreek DR
County
Burnet
City
Bertram
State
TX
Zip
78605
Subdivision
Whitewater Springs
Legal Description
S8530 WHITEWATER SPRINGS LOT 630 SEC 6
Parcel
08530060000630000
Interior Features
Floor
Laminate, Tile, Wood
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Granite Counters, Kitchen Island, Pantry
Appliances
Bar Fridge, Built-In Electric Oven, Built-In Electric Range, Cooktop, Dishwasher, Disposal, Dryer, Electric Cooktop, Microwave, Electric Oven, Double Oven, Plumbed For Ice Maker, RNGHD, Refrigerator, Stainless Steel Appliance(s), Electric Water Heater, Water Softener Owned, Wine Refrigerator
Laundry
Laundry Room
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
2
Fireplace Description
Living Room, Outside
Interior Features
Breakfast Bar, Ceiling Fan(s), High Ceilings, Granite Counters, Double Vanity, Electric Dryer Hookup, French Doors, Kitchen Island, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Soaking Tub, Walk-In Closet(s), Washer Hookup, Wet Bar, Wired for Data, See Remarks, Smoke Detector(s), Blinds, Double Pane Windows, ENERGY STAR Qualified Windows, Screens, Vinyl Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2017 / Resale
Square Feet
2,155 / Owner
Garages
3
Garage Desc
Additional Parking, Attached, Door-Multi, Garage, Garage Door Opener, Garage Faces Side, Oversized, Parking Pad
Foundation
Slab
Roof
Composition, Shingle
Construction
Masonry – All Sides
Acres
1.55
Lot Description
Back to Park/Greenbelt, Gentle Sloping, Open Lot, Sprinkler-Manual, Trees-Moderate, Views
Restrictions
Covenant
Flood Plain
Partial
View
Creek/Stream, Hill Country, Park/Greenbelt, Trees/Woods
Water Access
Yes
Waterfront
Yes
Area
BU
Utility Info
Water
Well
Sewer
Aerobic Septic
Utilities
Cable Not Available, Electricity Connected, Other, Natural Gas Not Available, Phone Available, Sewer Connected, Underground Utilities, Water Connected, See Remarks
Heat
Central, Fireplace(s)
A C
Central Air
Exterior Features
Fence
None
Exterior Features
Gutters Full, Private Entrance, Covered, Front Porch, Porch, Rear Porch
Pool On Property
No
Area Amenities
BBQ Pit/Grill, Cluster Mailbox, Common Grounds, Fishing, Gated, Lake, Park, Pet Amenities, Picnic Area, Planned Social Activities, Playground, Pool, Underground Utilities

Rooms

Rooms9 rooms

Main level

  • Living Room

    Ceiling Fan(s), High Ceilings, Recessed Lighting, Wet Bar, Wired for Data

  • Bedroom

    Ceiling Fan(s), High Ceilings, Recessed Lighting

  • Dining Room

    Chandelier, Dining Area, High Ceilings

  • Bathroom

    GranCnt, Full Bath, High Ceilings, Soaking Tub

  • Bedroom

    Ceiling Fan(s), High Ceilings, Recessed Lighting

  • Primary Bedroom

    Ceiling Fan(s), Recessed Lighting, Walk-In Closet(s)

  • Laundry

    Electric Dryer Hookup, High Ceilings, Recessed Lighting, Washer Hookup

  • Primary Bathroom

    GranCnt, Dual Vanity, Full Bath, Garden Tub, Recessed Lighting, Separate Shower, Walk-In Closet(s), Walk-in Shower

  • Kitchen

    Breakfast Bar, Center Island, GranCnt, Dining Area, Eat In Kitchen, High Ceilings, Open to Family Room, Pantry, Plumbed for Icemaker, Recessed Lighting

Price history

Members only
Days on market
−$1,000 (−0.2%)
$635,000 → $634,000
1
Price reduction
Active
Since Mar 21, 2026
Price trend
List priceMar 2026Aug 2026
Property history3 events
DateEventPriceChange
Aug 1, 2026Price Decrease$634,000−$5,000 (−0.8%)
Mar 21, 2026Price Increase$639,000+$4,000 (+0.6%)
Mar 21, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
BurnetCONSISD
Elementary
Bertram
Middle
Burnet (Burnet ISD)
High
Burnet

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $634,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,400 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,400

Principal & interest
$3,206
Property taxes
$666
Homeowners insurance
$528

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$507,200$5,669$32,801$501,531
2$501,531$6,049$32,421$495,482
3$495,482$6,454$32,016$489,028
4$489,028$6,886$31,584$482,142
5$482,142$7,347$31,123$474,795
6$474,795$7,839$30,631$466,956
7$466,956$8,364$30,106$458,591
8$458,591$8,925$29,546$449,667
9$449,667$9,522$28,948$440,144
10$440,144$10,160$28,310$429,985
  • Year 1$501,531
    Principal paid
    $5,669
    Interest paid
    $32,801
    Starting balance
    $507,200
  • Year 2$495,482
    Principal paid
    $6,049
    Interest paid
    $32,421
    Starting balance
    $501,531
  • Year 3$489,028
    Principal paid
    $6,454
    Interest paid
    $32,016
    Starting balance
    $495,482
  • Year 4$482,142
    Principal paid
    $6,886
    Interest paid
    $31,584
    Starting balance
    $489,028
  • Year 5$474,795
    Principal paid
    $7,347
    Interest paid
    $31,123
    Starting balance
    $482,142
  • Year 6$466,956
    Principal paid
    $7,839
    Interest paid
    $30,631
    Starting balance
    $474,795
  • Year 7$458,591
    Principal paid
    $8,364
    Interest paid
    $30,106
    Starting balance
    $466,956
  • Year 8$449,667
    Principal paid
    $8,925
    Interest paid
    $29,546
    Starting balance
    $458,591
  • Year 9$440,144
    Principal paid
    $9,522
    Interest paid
    $28,948
    Starting balance
    $449,667
  • Year 10$429,985
    Principal paid
    $10,160
    Interest paid
    $28,310
    Starting balance
    $440,144
First 10 of 30 years

Nearby

Courtesy of Keller Williams Realty · (512) 346-3550

Listings courtesy of ACTRIS as distributed by MLS GRID.