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127 Riparian Elm Rd 5973568Edit search
ActiveMLS #5973568

127 Riparian Elm RD, Bertram TX 78605

Bertram, TX 78605 · Shin Oak Bend

Single Family Residence for sale in Shin Oak Bend

3Bedrooms
2 full / 1 halfBathrooms
2,018Square Ft
3.27Acres
3Garage
2026Year Built
1 / 18
$614,900

Overview

Property Description

Escape to the country and enjoy the peace and quiet in your new 3/2.5/3 home on 3.272 acres with excellent rural location near Bertram. Great for Austin commuters wanting to get away from the city. Home features a split bedroom plan, study, huge open concept living area, wonderful island kitchen with abundant cabinets and quarts counters. LVP flooring throughout and tile in the baths. Oversized 3 car garage, covered porch and much more. Don't miss out on this one!!

Financial Info
Price
$614,900
$ / Sqft
$305
HOA
Yes - Mandatory / $525 / Annually
HOA Name
Shin Oak Bend POA
HOA Includes
See Remarks
Tax Rate
1.31%
Est. Taxes
$8,055
Tax Year
2026
Exemptions
None
Legal Info
Address
127 Riparian Elm RD
County
Burnet
City
Bertram
State
TX
Zip
78605
Subdivision
Shin Oak Bend
Legal Description
Lot 4, 3.272 Acres, Shin Oak Bend
Parcel
122788
Interior Features
Floor
Tile, Vinyl
Num Living
1
Dining
1
Kitchen
Kitchen Island
Appliances
Microwave
Laundry
Laundry Room, Main Level
Master Bed
Double Vanity
Master Main
Yes
Interior Features
High Ceilings, Quartz Counters, Double Vanity, Electric Dryer Hookup, Kitchen Island, Recessed Lighting, None, Insulated Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2026 / Under Construction
Square Feet
2,018 / Plans
Garages
3
Garage Desc
Driveway
Foundation
Slab
Roof
Composition
Construction
Spray Foam Insulation, Cement Siding, Stone
Acres
3.27
Lot Description
Native Plants
Restrictions
Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
BU
Utility Info
Water
Well
Sewer
Septic Tank
Utilities
See Remarks, Electricity Connected
Heat
Heat Pump
A C
Ceiling Fan(s), Electric
Exterior Features
Fence
None
Exterior Features
None, Rear Porch
Pool On Property
No
Area Amenities
None

Rooms

Rooms7 rooms

Main level

  • Bedroom

    Ceiling Fan(s)

First level

  • Bedroom

    Ceiling Fan(s)

  • Kitchen

    Center Island, Quartz Counters

  • Great Room

    Ceiling Fan(s)

  • Primary Bedroom

    Ceiling Fan(s)

  • Bathroom

    Quartz Counters

  • Primary Bathroom

    Quartz Counters, Separate Shower, Soaking Tub, Walk-In Closet(s)

Price history

Members only
Days on market
$614,900
List price
0
Price reductions
Active
Since Jun 18, 2026
Property history1 event
DateEventPriceChange
Jun 18, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
BurnetCONSISD
Elementary
Bertram
Middle
Burnet (Burnet ISD)
High
Burnet

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $614,900
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,292 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,292

Principal & interest
$3,109
Property taxes
$671
Homeowners insurance
$512

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$491,920$5,498$31,813$486,422
2$486,422$5,867$31,445$480,555
3$480,555$6,259$31,052$474,296
4$474,296$6,679$30,633$467,617
5$467,617$7,126$30,185$460,491
6$460,491$7,603$29,708$452,888
7$452,888$8,112$29,199$444,776
8$444,776$8,656$28,656$436,120
9$436,120$9,235$28,076$426,885
10$426,885$9,854$27,457$417,031
  • Year 1$486,422
    Principal paid
    $5,498
    Interest paid
    $31,813
    Starting balance
    $491,920
  • Year 2$480,555
    Principal paid
    $5,867
    Interest paid
    $31,445
    Starting balance
    $486,422
  • Year 3$474,296
    Principal paid
    $6,259
    Interest paid
    $31,052
    Starting balance
    $480,555
  • Year 4$467,617
    Principal paid
    $6,679
    Interest paid
    $30,633
    Starting balance
    $474,296
  • Year 5$460,491
    Principal paid
    $7,126
    Interest paid
    $30,185
    Starting balance
    $467,617
  • Year 6$452,888
    Principal paid
    $7,603
    Interest paid
    $29,708
    Starting balance
    $460,491
  • Year 7$444,776
    Principal paid
    $8,112
    Interest paid
    $29,199
    Starting balance
    $452,888
  • Year 8$436,120
    Principal paid
    $8,656
    Interest paid
    $28,656
    Starting balance
    $444,776
  • Year 9$426,885
    Principal paid
    $9,235
    Interest paid
    $28,076
    Starting balance
    $436,120
  • Year 10$417,031
    Principal paid
    $9,854
    Interest paid
    $27,457
    Starting balance
    $426,885
First 10 of 30 years

Nearby

Courtesy of Walker & Assoc. Real Estate · (830) 693-5549

Listings courtesy of ACTRIS as distributed by MLS GRID.