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Active Under ContractMLS #6589975

208 Settlers RDG, Bertram TX 78605

Bertram, TX 78605 · The Settlement

Single Family Residence for sale in The Settlement

4Bedrooms
2Bathrooms
1,708Square Ft
1.59Acres
2Garage
2006Year Built
1 / 27
$323,400$329,900

Overview

Property Description

Welcome to 208 Settlers Ridge in Bertram, where comfortable country living meets everyday convenience. Situated on an acreage homesite just off Highway 29, this inviting four-sided brick home offers 4 bedrooms and 2 bathrooms, with a versatile fourth bedroom that is perfectly suited for use as a home office, study, or guest room. Inside, you'll find 1,708 square feet of thoughtfully designed living space, highlighted by a charming wood-burning fireplace that creates a warm and welcoming gathering place. The kitchen features a cozy breakfast nook for casual meals, while the separate formal dining room provides additional space for entertaining. The sellers have recently installed brand-new carpet and wood-look laminate flooring, giving the home a fresh, move-in-ready feel. Additional features include a brand new water heater, an oversized two-car garage, ample outdoor space, and a refrigerator, washer, and dryer that will convey with the sale. Enjoy the peaceful surroundings of country living while remaining only about 7 minutes from H-E-B in Burnet and less than 30 minutes from Lake Buchanan and Inks Lake State Park—perfect for boating, fishing, hiking, and weekend adventures. Offered at $329,900, this property presents an exceptional opportunity to own a well-maintained brick home on acreage at an attractive price. Whether you're looking for extra bedroom space, a dedicated home office, or room to grow, this versatile property offers the flexibility, comfort, and relaxed lifestyle you've been searching for.

Financial Info
Price
$323,400
$ / Sqft
$189
HOA
Yes - Mandatory / $150 / Annually
HOA Name
Settlers Ridge POA
HOA Includes
See Remarks
Tax Rate
1.2875%
Est. Taxes
$4,164.31
Tax Year
2026
Exemptions
None
Legal Info
Address
208 Settlers RDG
County
Burnet
City
Bertram
State
TX
Zip
78605
Subdivision
The Settlement
Legal Description
S7527 THE SETTLEMENT LOT 7 1.59
Parcel
67856
Interior Features
Floor
Carpet
Num Living
1
Dining
2
Kitchen
Eat-in Kitchen
Appliances
Electric Range
Laundry
Laundry Room
Master Main
Yes
Fireplaces
1
Fireplace Description
Wood Burning
Interior Features
Electric Dryer Hookup, Eat-in Kitchen, Multiple Dining Areas, No Interior Steps, None
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2006 / Resale
Square Feet
1,708 / Public Records
Garages
2
Garage Desc
Attached, Garage
Foundation
Slab
Roof
Composition, Shingle
Construction
Brick
Acres
1.59
Lot Description
Interior Lot
Restrictions
Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
BU
Utility Info
Water
Well
Sewer
Septic Tank
Utilities
Electricity Available
Heat
Central, Fireplace(s)
A C
Central Air
Exterior Features
Fence
None
Exterior Features
None
Pool On Property
No
Area Amenities
None

Price history

Members only
Days on market
−$6,500 (−2%)
$329,900 → $323,400
1
Price reduction
Active Under Contract
Since Jul 14, 2026
Price trend
List priceJul 2026Aug 2026
Property history3 events
DateEventPriceChange
Aug 19, 2026Active Under Contract
Aug 7, 2026Price Decrease$323,400−$6,500 (−2%)
Jul 14, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
BurnetCONSISD
Elementary
Bertram
Middle
Burnet (Burnet ISD)
High
Burnet

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $323,400
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,252 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,252

Principal & interest
$1,635
Property taxes
$347
Homeowners insurance
$270

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$258,720$2,892$16,732$255,828
2$255,828$3,085$16,538$252,743
3$252,743$3,292$16,331$249,451
4$249,451$3,513$16,111$245,938
5$245,938$3,748$15,876$242,190
6$242,190$3,999$15,625$238,192
7$238,192$4,267$15,357$233,925
8$233,925$4,552$15,071$229,373
9$229,373$4,857$14,766$224,515
10$224,515$5,183$14,441$219,333
  • Year 1$255,828
    Principal paid
    $2,892
    Interest paid
    $16,732
    Starting balance
    $258,720
  • Year 2$252,743
    Principal paid
    $3,085
    Interest paid
    $16,538
    Starting balance
    $255,828
  • Year 3$249,451
    Principal paid
    $3,292
    Interest paid
    $16,331
    Starting balance
    $252,743
  • Year 4$245,938
    Principal paid
    $3,513
    Interest paid
    $16,111
    Starting balance
    $249,451
  • Year 5$242,190
    Principal paid
    $3,748
    Interest paid
    $15,876
    Starting balance
    $245,938
  • Year 6$238,192
    Principal paid
    $3,999
    Interest paid
    $15,625
    Starting balance
    $242,190
  • Year 7$233,925
    Principal paid
    $4,267
    Interest paid
    $15,357
    Starting balance
    $238,192
  • Year 8$229,373
    Principal paid
    $4,552
    Interest paid
    $15,071
    Starting balance
    $233,925
  • Year 9$224,515
    Principal paid
    $4,857
    Interest paid
    $14,766
    Starting balance
    $229,373
  • Year 10$219,333
    Principal paid
    $5,183
    Interest paid
    $14,441
    Starting balance
    $224,515
First 10 of 30 years

Nearby

Courtesy of Realty Texas LLC · (800) 660-1022

Listings courtesy of ACTRIS as distributed by MLS GRID.