208 Settlers RDG, Bertram TX 78605
Bertram, TX 78605 · The Settlement
Single Family Residence for sale in The Settlement
Overview
Property Description
Welcome to 208 Settlers Ridge in Bertram, where comfortable country living meets everyday convenience. Situated on an acreage homesite just off Highway 29, this inviting four-sided brick home offers 4 bedrooms and 2 bathrooms, with a versatile fourth bedroom that is perfectly suited for use as a home office, study, or guest room. Inside, you'll find 1,708 square feet of thoughtfully designed living space, highlighted by a charming wood-burning fireplace that creates a warm and welcoming gathering place. The kitchen features a cozy breakfast nook for casual meals, while the separate formal dining room provides additional space for entertaining. The sellers have recently installed brand-new carpet and wood-look laminate flooring, giving the home a fresh, move-in-ready feel. Additional features include a brand new water heater, an oversized two-car garage, ample outdoor space, and a refrigerator, washer, and dryer that will convey with the sale. Enjoy the peaceful surroundings of country living while remaining only about 7 minutes from H-E-B in Burnet and less than 30 minutes from Lake Buchanan and Inks Lake State Park—perfect for boating, fishing, hiking, and weekend adventures. Offered at $329,900, this property presents an exceptional opportunity to own a well-maintained brick home on acreage at an attractive price. Whether you're looking for extra bedroom space, a dedicated home office, or room to grow, this versatile property offers the flexibility, comfort, and relaxed lifestyle you've been searching for.
Financial Info
- Price
- $323,400
- $ / Sqft
- $189
- HOA
- Yes - Mandatory / $150 / Annually
- HOA Name
- Settlers Ridge POA
- HOA Includes
- See Remarks
- Tax Rate
- 1.2875%
- Est. Taxes
- $4,164.31
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 208 Settlers RDG
- County
- Burnet
- City
- Bertram
- State
- TX
- Zip
- 78605
- Subdivision
- The Settlement
- Legal Description
- S7527 THE SETTLEMENT LOT 7 1.59
- Parcel
- 67856
Interior Features
- Floor
- Carpet
- Num Living
- 1
- Dining
- 2
- Kitchen
- Eat-in Kitchen
- Appliances
- Electric Range
- Laundry
- Laundry Room
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Wood Burning
- Interior Features
- Electric Dryer Hookup, Eat-in Kitchen, Multiple Dining Areas, No Interior Steps, None
General Info
- Beds
- 4 Total / 4 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2006 / Resale
- Square Feet
- 1,708 / Public Records
- Garages
- 2
- Garage Desc
- Attached, Garage
- Foundation
- Slab
- Roof
- Composition, Shingle
- Construction
- Brick
- Acres
- 1.59
- Lot Description
- Interior Lot
- Restrictions
- Deed Restrictions
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- BU
Utility Info
- Water
- Well
- Sewer
- Septic Tank
- Utilities
- Electricity Available
- Heat
- Central, Fireplace(s)
- A C
- Central Air
Exterior Features
- Fence
- None
- Exterior Features
- None
- Pool On Property
- No
- Area Amenities
- None
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 19, 2026 | Active Under Contract | — | |
| Aug 7, 2026 | Price Decrease | $323,400−$6,500 (−2%) | −$6,500 (−2%) |
| Jul 14, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- BurnetCONSISD
- Elementary
- Bertram
- Middle
- Burnet (Burnet ISD)
- High
- Burnet
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,252 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,252
- Principal & interest
- $1,635
- Property taxes
- $347
- Homeowners insurance
- $270
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $258,720 | $2,892 | $16,732 | $255,828 | |
| 2 | $255,828 | $3,085 | $16,538 | $252,743 | |
| 3 | $252,743 | $3,292 | $16,331 | $249,451 | |
| 4 | $249,451 | $3,513 | $16,111 | $245,938 | |
| 5 | $245,938 | $3,748 | $15,876 | $242,190 | |
| 6 | $242,190 | $3,999 | $15,625 | $238,192 | |
| 7 | $238,192 | $4,267 | $15,357 | $233,925 | |
| 8 | $233,925 | $4,552 | $15,071 | $229,373 | |
| 9 | $229,373 | $4,857 | $14,766 | $224,515 | |
| 10 | $224,515 | $5,183 | $14,441 | $219,333 |
- Year 1$255,828
- Principal paid
- $2,892
- Interest paid
- $16,732
- Starting balance
- $258,720
- Year 2$252,743
- Principal paid
- $3,085
- Interest paid
- $16,538
- Starting balance
- $255,828
- Year 3$249,451
- Principal paid
- $3,292
- Interest paid
- $16,331
- Starting balance
- $252,743
- Year 4$245,938
- Principal paid
- $3,513
- Interest paid
- $16,111
- Starting balance
- $249,451
- Year 5$242,190
- Principal paid
- $3,748
- Interest paid
- $15,876
- Starting balance
- $245,938
- Year 6$238,192
- Principal paid
- $3,999
- Interest paid
- $15,625
- Starting balance
- $242,190
- Year 7$233,925
- Principal paid
- $4,267
- Interest paid
- $15,357
- Starting balance
- $238,192
- Year 8$229,373
- Principal paid
- $4,552
- Interest paid
- $15,071
- Starting balance
- $233,925
- Year 9$224,515
- Principal paid
- $4,857
- Interest paid
- $14,766
- Starting balance
- $229,373
- Year 10$219,333
- Principal paid
- $5,183
- Interest paid
- $14,441
- Starting balance
- $224,515
Nearby
Courtesy of Realty Texas LLC · (800) 660-1022
Listings courtesy of ACTRIS as distributed by MLS GRID.