511 Chaneys XING, Bertram TX 78605
Bertram, TX 78605 · Whitewater Springs
Single Family Residence for sale in Whitewater Springs
Overview
Property Description
Experience Hill Country living at its finest in this beautifully maintained 4-bed, 2.5-bath home on 1.59 acres in the highly desirable Whitewater Springs community. Set on a quiet, wooded 1.59-acre lot with mature trees and natural privacy, this property offers the perfect blend of comfort, space, and the outdoor lifestyle buyers seek in the country. Inside, the home features 2,561 sq ft of well-designed living space with natural light, generous room sizes, and a warm, inviting layout ideal for both everyday living and entertaining. The main living area flows effortlessly into the updated kitchen and dining spaces, while the primary suite provides a peaceful retreat with serene views of the surrounding landscape. Step outside to an expansive backyard designed for relaxation and connection with nature. The large patio, shade trees, and open green space create an ideal setting for morning coffee, evening gatherings, or simply enjoying the quiet of the Hill Country. Residents of Whitewater Springs enjoy exceptional community amenities, including a private lake, resort-style pool, and children’s play area—perfect for families, weekend relaxation, and taking in the Hill Country landscape. Known as one of Central Texas’ most scenic acreage communities, Whitewater Springs offers rolling terrain, abundant wildlife, protected dark-sky nights, and a peaceful gated setting backed by the Balcones Canyonlands National Wildlife Refuge. Property highlights include a home propane generator, an oversized two-car garage, a long private driveway, updated fixtures, and the privacy and space that define this well-established acreage community. Whether for full-time living or a weekend retreat, 511 Chaneys Crossing delivers an authentic Hill Country lifestyle with the natural beauty and amenities that make this area so desirable.
Financial Info
- Price
- $650,000
- $ / Sqft
- $254
- HOA
- Yes - Mandatory / $575 / Annually
- HOA Name
- Whitewater Springs
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 2.1402%
- Est. Taxes
- $4,596
- Tax Year
- 2025
- Exemptions
- Homestead, Over 65
Legal Info
- Address
- 511 Chaneys XING
- County
- Burnet
- City
- Bertram
- State
- TX
- Zip
- 78605
- Subdivision
- Whitewater Springs
- Legal Description
- Whitewater Springs, Lot 25, Sec 1
- Parcel
- 08530010000025000
Interior Features
- Floor
- Laminate
- Num Living
- 1
- Dining
- 2
- Kitchen
- Breakfast Bar
- Appliances
- Built-In Oven(s), Dishwasher, Disposal, Water Softener Owned
- Laundry
- Main Level
- Master Bed
- Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 2
- Fireplace Description
- Free Standing
- Interior Features
- Breakfast Bar, Coffered Ceiling(s), High Ceilings, Multiple Dining Areas, Primary Bedroom on Main, Walk-In Closet(s), Wired for Sound, None, Double Pane Windows, Plantation Shutters
General Info
- Beds
- 4 Total / 4 Main Level
- Full / Half Baths
- 2 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 1999 / Resale
- Square Feet
- 2,561 / Public Records
- Garages
- 2
- Garage Desc
- Attached, Garage Door Opener
- Foundation
- Slab
- Roof
- Composition
- Construction
- Masonry – All Sides
- Acres
- 1.59
- Lot Description
- Trees-Medium (20 Ft - 40 Ft), Trees-Small (Under 20 Ft)
- Restrictions
- See Remarks, Deed Restrictions
- Flood Plain
- No
- View
- Creek/Stream, Hill Country
- Water Access
- No
- Waterfront
- No
- Area
- BU
Utility Info
- Water
- Municipal Utility District (MUD)
- Sewer
- Septic Tank
- Utilities
- Electricity Available
- Heat
- Central, Electric
- A C
- Central Air
Exterior Features
- Fence
- None
- Exterior Features
- CCTYD, Private Yard, Covered, Patio
- Pool On Property
- No
- Area Amenities
- Clubhouse, Cluster Mailbox, Common Grounds, Controlled Access, Dog Park, Equestrian Community, Fishing, Gated, Lake, Park, Picnic Area, Playground, Pool
Rooms
Main level
- Primary Bedroom
Ceiling Fan(s), Primary Bedroom Dressing Room, Soaking Tub
- Primary Bathroom
Ceiling Fan(s), GranCnt, Dual Vanity, Full Bath, Primary Bedroom Dressing Room, Separate Shower, Walk-In Closet(s), Walk-in Shower
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 18, 2026 | Price Decrease | $650,000−$15,000 (−2.3%) | −$15,000 (−2.3%) |
| Jul 18, 2026 | Price Decrease | $665,000−$10,000 (−1.5%) | −$10,000 (−1.5%) |
| Jun 8, 2026 | Price Decrease | $675,000−$24,000 (−3.4%) | −$24,000 (−3.4%) |
| Apr 23, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- BurnetCONSISD
- Elementary
- Bertram
- Middle
- Burnet (Burnet ISD)
- High
- Burnet
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$4,212 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $4,212
- Principal & interest
- $3,287
- Property taxes
- $383
- Homeowners insurance
- $542
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $520,000 | $5,812 | $33,629 | $514,188 | |
| 2 | $514,188 | $6,201 | $33,240 | $507,986 | |
| 3 | $507,986 | $6,617 | $32,824 | $501,370 | |
| 4 | $501,370 | $7,060 | $32,381 | $494,310 | |
| 5 | $494,310 | $7,533 | $31,908 | $486,777 | |
| 6 | $486,777 | $8,037 | $31,404 | $478,740 | |
| 7 | $478,740 | $8,575 | $30,866 | $470,164 | |
| 8 | $470,164 | $9,150 | $30,291 | $461,015 | |
| 9 | $461,015 | $9,763 | $29,679 | $451,252 | |
| 10 | $451,252 | $10,416 | $29,025 | $440,836 |
- Year 1$514,188
- Principal paid
- $5,812
- Interest paid
- $33,629
- Starting balance
- $520,000
- Year 2$507,986
- Principal paid
- $6,201
- Interest paid
- $33,240
- Starting balance
- $514,188
- Year 3$501,370
- Principal paid
- $6,617
- Interest paid
- $32,824
- Starting balance
- $507,986
- Year 4$494,310
- Principal paid
- $7,060
- Interest paid
- $32,381
- Starting balance
- $501,370
- Year 5$486,777
- Principal paid
- $7,533
- Interest paid
- $31,908
- Starting balance
- $494,310
- Year 6$478,740
- Principal paid
- $8,037
- Interest paid
- $31,404
- Starting balance
- $486,777
- Year 7$470,164
- Principal paid
- $8,575
- Interest paid
- $30,866
- Starting balance
- $478,740
- Year 8$461,015
- Principal paid
- $9,150
- Interest paid
- $30,291
- Starting balance
- $470,164
- Year 9$451,252
- Principal paid
- $9,763
- Interest paid
- $29,679
- Starting balance
- $461,015
- Year 10$440,836
- Principal paid
- $10,416
- Interest paid
- $29,025
- Starting balance
- $451,252
Nearby
Courtesy of Keller Williams Realty · (512) 448-4111
Listings courtesy of ACTRIS as distributed by MLS GRID.