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ActiveMLS #1382392

511 Chaneys XING, Bertram TX 78605

Bertram, TX 78605 · Whitewater Springs

Single Family Residence for sale in Whitewater Springs

4Bedrooms
2 full / 1 halfBathrooms
2,561Square Ft
1.59Acres
2Garage
1999Year Built
Price Reduced
1 / 39
$650,000$699,000
3D tour

Overview

Property Description

Experience Hill Country living at its finest in this beautifully maintained 4-bed, 2.5-bath home on 1.59 acres in the highly desirable Whitewater Springs community. Set on a quiet, wooded 1.59-acre lot with mature trees and natural privacy, this property offers the perfect blend of comfort, space, and the outdoor lifestyle buyers seek in the country. Inside, the home features 2,561 sq ft of well-designed living space with natural light, generous room sizes, and a warm, inviting layout ideal for both everyday living and entertaining. The main living area flows effortlessly into the updated kitchen and dining spaces, while the primary suite provides a peaceful retreat with serene views of the surrounding landscape. Step outside to an expansive backyard designed for relaxation and connection with nature. The large patio, shade trees, and open green space create an ideal setting for morning coffee, evening gatherings, or simply enjoying the quiet of the Hill Country. Residents of Whitewater Springs enjoy exceptional community amenities, including a private lake, resort-style pool, and children’s play area—perfect for families, weekend relaxation, and taking in the Hill Country landscape. Known as one of Central Texas’ most scenic acreage communities, Whitewater Springs offers rolling terrain, abundant wildlife, protected dark-sky nights, and a peaceful gated setting backed by the Balcones Canyonlands National Wildlife Refuge. Property highlights include a home propane generator, an oversized two-car garage, a long private driveway, updated fixtures, and the privacy and space that define this well-established acreage community. Whether for full-time living or a weekend retreat, 511 Chaneys Crossing delivers an authentic Hill Country lifestyle with the natural beauty and amenities that make this area so desirable.

Financial Info
Price
$650,000
$ / Sqft
$254
HOA
Yes - Mandatory / $575 / Annually
HOA Name
Whitewater Springs
HOA Includes
Common Area Maintenance
Tax Rate
2.1402%
Est. Taxes
$4,596
Tax Year
2025
Exemptions
Homestead, Over 65
Legal Info
Address
511 Chaneys XING
County
Burnet
City
Bertram
State
TX
Zip
78605
Subdivision
Whitewater Springs
Legal Description
Whitewater Springs, Lot 25, Sec 1
Parcel
08530010000025000
Interior Features
Floor
Laminate
Num Living
1
Dining
2
Kitchen
Breakfast Bar
Appliances
Built-In Oven(s), Dishwasher, Disposal, Water Softener Owned
Laundry
Main Level
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
2
Fireplace Description
Free Standing
Interior Features
Breakfast Bar, Coffered Ceiling(s), High Ceilings, Multiple Dining Areas, Primary Bedroom on Main, Walk-In Closet(s), Wired for Sound, None, Double Pane Windows, Plantation Shutters
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1999 / Resale
Square Feet
2,561 / Public Records
Garages
2
Garage Desc
Attached, Garage Door Opener
Foundation
Slab
Roof
Composition
Construction
Masonry – All Sides
Acres
1.59
Lot Description
Trees-Medium (20 Ft - 40 Ft), Trees-Small (Under 20 Ft)
Restrictions
See Remarks, Deed Restrictions
Flood Plain
No
View
Creek/Stream, Hill Country
Water Access
No
Waterfront
No
Area
BU
Utility Info
Water
Municipal Utility District (MUD)
Sewer
Septic Tank
Utilities
Electricity Available
Heat
Central, Electric
A C
Central Air
Exterior Features
Fence
None
Exterior Features
CCTYD, Private Yard, Covered, Patio
Pool On Property
No
Area Amenities
Clubhouse, Cluster Mailbox, Common Grounds, Controlled Access, Dog Park, Equestrian Community, Fishing, Gated, Lake, Park, Picnic Area, Playground, Pool

Rooms

Rooms2 rooms

Main level

  • Primary Bedroom

    Ceiling Fan(s), Primary Bedroom Dressing Room, Soaking Tub

  • Primary Bathroom

    Ceiling Fan(s), GranCnt, Dual Vanity, Full Bath, Primary Bedroom Dressing Room, Separate Shower, Walk-In Closet(s), Walk-in Shower

Price history

Members only
Days on market
−$49,000 (−7%)
$699,000 → $650,000
3
Price reductions
Active
Since Apr 23, 2026
Price trend
List priceApr 2026Aug 2026
Property history4 events
DateEventPriceChange
Aug 18, 2026Price Decrease$650,000−$15,000 (−2.3%)
Jul 18, 2026Price Decrease$665,000−$10,000 (−1.5%)
Jun 8, 2026Price Decrease$675,000−$24,000 (−3.4%)
Apr 23, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
BurnetCONSISD
Elementary
Bertram
Middle
Burnet (Burnet ISD)
High
Burnet

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $650,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,212 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,212

Principal & interest
$3,287
Property taxes
$383
Homeowners insurance
$542

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$520,000$5,812$33,629$514,188
2$514,188$6,201$33,240$507,986
3$507,986$6,617$32,824$501,370
4$501,370$7,060$32,381$494,310
5$494,310$7,533$31,908$486,777
6$486,777$8,037$31,404$478,740
7$478,740$8,575$30,866$470,164
8$470,164$9,150$30,291$461,015
9$461,015$9,763$29,679$451,252
10$451,252$10,416$29,025$440,836
  • Year 1$514,188
    Principal paid
    $5,812
    Interest paid
    $33,629
    Starting balance
    $520,000
  • Year 2$507,986
    Principal paid
    $6,201
    Interest paid
    $33,240
    Starting balance
    $514,188
  • Year 3$501,370
    Principal paid
    $6,617
    Interest paid
    $32,824
    Starting balance
    $507,986
  • Year 4$494,310
    Principal paid
    $7,060
    Interest paid
    $32,381
    Starting balance
    $501,370
  • Year 5$486,777
    Principal paid
    $7,533
    Interest paid
    $31,908
    Starting balance
    $494,310
  • Year 6$478,740
    Principal paid
    $8,037
    Interest paid
    $31,404
    Starting balance
    $486,777
  • Year 7$470,164
    Principal paid
    $8,575
    Interest paid
    $30,866
    Starting balance
    $478,740
  • Year 8$461,015
    Principal paid
    $9,150
    Interest paid
    $30,291
    Starting balance
    $470,164
  • Year 9$451,252
    Principal paid
    $9,763
    Interest paid
    $29,679
    Starting balance
    $461,015
  • Year 10$440,836
    Principal paid
    $10,416
    Interest paid
    $29,025
    Starting balance
    $451,252
First 10 of 30 years

Nearby

Courtesy of Keller Williams Realty · (512) 448-4111

Listings courtesy of ACTRIS as distributed by MLS GRID.