520 Murphy DR, Bertram TX 78605
Bertram, TX 78605 · Whitewater Spgs
Single Family Residence for sale in Whitewater Spgs
Overview
Property Description
Nestled on 1.56 tree-covered acres, this custom 4-bedroom, 2-bath home with a dedicated study offers the perfect blend of comfort, functionality, and Hill Country charm. With 2,359 square feet of thoughtfully designed living space, the open-concept floor plan features polished concrete floors, soaring ceilings, abundant natural light, and a stunning floor-to-ceiling stone fireplace that anchors the spacious living room. The kitchen is designed for both everyday living and entertaining, showcasing granite countertops, custom wood cabinetry, stainless steel appliances, subway tile backsplash, and ample workspace. The dedicated study features built-in shelving and workstations, making it ideal for a home office, library, or homeschool space. The private primary suite offers peaceful views of the property and a spa-like bath with dual vanities, a soaking tub, walk-in shower, and generous storage. Three additional bedrooms provide flexibility for family, guests, or hobbies. Step outside to enjoy the oversized covered back patio overlooking mature trees and native landscaping. The property also includes a fenced raised-bed garden, dog run, and plenty of room to enjoy outdoor living. A long concrete driveway and welcoming front porch complete this beautiful acreage property, offering privacy and convenience in a serene country setting.
Financial Info
- Price
- $624,000
- $ / Sqft
- $265
- HOA
- Yes - Mandatory / $730.08 / Annually
- HOA Name
- Whitewatersprings POA
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 1.3088%
- Est. Taxes
- $6,730.39
- Tax Year
- 2026
- Exemptions
- Homestead
Legal Info
- Address
- 520 Murphy DR
- County
- Burnet
- City
- Bertram
- State
- TX
- Zip
- 78605
- Subdivision
- Whitewater Spgs
- Legal Description
- S8530 WHITEWATER SPRINGS LOT 611, SEC 6
- Parcel
- 66225
Interior Features
- Floor
- Concrete
- Num Living
- 1
- Dining
- 1
- Appliances
- Dishwasher, Gas Range, Microwave, RNGHD
- Laundry
- Laundry Room
- Master Bed
- Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Living Room, Masonry
- Interior Features
- Ceiling Fan(s), Primary Bedroom on Main, Study/Home Office, Walk-In Closet(s), None
General Info
- Beds
- 4 Total / 4 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2019 / Resale
- Square Feet
- 2,359 / Public Records
- Garages
- 2
- Garage Desc
- Attached
- Foundation
- Slab
- Roof
- Composition
- Construction
- HardiPlank Type, Masonry – Partial
- Acres
- 1.56
- Lot Description
- Trees-Moderate
- Restrictions
- Deed Restrictions
- Flood Plain
- No
- View
- Hill Country, Trees/Woods
- Water Access
- No
- Waterfront
- No
- Area
- BU
Utility Info
- Water
- Private
- Sewer
- Aerobic Septic
- Utilities
- Electricity Connected, Propane, Water Connected
- Heat
- Central
- A C
- Ceiling Fan(s), Central Air
Exterior Features
- Fence
- None
- Exterior Features
- Dog Run, Garden, Gutters Partial, Covered, Front Porch, Rear Porch
- Pool On Property
- No
- Area Amenities
- Park, Pool
Rooms
Main level
- Primary Bedroom
Ceiling Fan(s), Garden Tub
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Oct 29, 2026 | Price Decrease | $624,000−$500 (−0.1%) | −$500 (−0.1%) |
| Oct 22, 2026 | Price Decrease | $624,500−$500 (−0.1%) | −$500 (−0.1%) |
| Oct 15, 2026 | Price Decrease | $625,000−$500 (−0.1%) | −$500 (−0.1%) |
| Oct 1, 2026 | Price Decrease | $625,500−$500 (−0.1%) | −$500 (−0.1%) |
| Sep 25, 2026 | Price Decrease | $626,000−$500 (−0.1%) | −$500 (−0.1%) |
| Sep 18, 2026 | Price Decrease | $626,500−$500 (−0.1%) | −$500 (−0.1%) |
| Sep 10, 2026 | Price Decrease | $627,000−$500 (−0.1%) | −$500 (−0.1%) |
| Sep 2, 2026 | Back On Market | — | |
| Sep 1, 2026 | Active Under Contract | — | |
| Aug 20, 2026 | Price Decrease | $627,500−$500 (−0.1%) | −$500 (−0.1%) |
| Aug 13, 2026 | Price Decrease | $628,000−$500 (−0.1%) | −$500 (−0.1%) |
| Jul 31, 2026 | Price Decrease | $628,500−$11,250 (−1.8%) | −$11,250 (−1.8%) |
| Jul 30, 2026 | Price Decrease | $639,750−$250 (−0%) | −$250 (−0%) |
| Jun 19, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- BurnetCONSISD
- Elementary
- Bertram
- Middle
- Burnet (Burnet ISD)
- High
- Burnet
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$4,236 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $4,236
- Principal & interest
- $3,155
- Property taxes
- $561
- Homeowners insurance
- $520
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $499,200 | $5,580 | $32,284 | $493,620 | |
| 2 | $493,620 | $5,953 | $31,910 | $487,667 | |
| 3 | $487,667 | $6,352 | $31,511 | $481,315 | |
| 4 | $481,315 | $6,777 | $31,086 | $474,537 | |
| 5 | $474,537 | $7,231 | $30,632 | $467,306 | |
| 6 | $467,306 | $7,716 | $30,148 | $459,590 | |
| 7 | $459,590 | $8,232 | $29,631 | $451,358 | |
| 8 | $451,358 | $8,784 | $29,080 | $442,574 | |
| 9 | $442,574 | $9,372 | $28,491 | $433,202 | |
| 10 | $433,202 | $10,000 | $27,864 | $423,202 |
- Year 1$493,620
- Principal paid
- $5,580
- Interest paid
- $32,284
- Starting balance
- $499,200
- Year 2$487,667
- Principal paid
- $5,953
- Interest paid
- $31,910
- Starting balance
- $493,620
- Year 3$481,315
- Principal paid
- $6,352
- Interest paid
- $31,511
- Starting balance
- $487,667
- Year 4$474,537
- Principal paid
- $6,777
- Interest paid
- $31,086
- Starting balance
- $481,315
- Year 5$467,306
- Principal paid
- $7,231
- Interest paid
- $30,632
- Starting balance
- $474,537
- Year 6$459,590
- Principal paid
- $7,716
- Interest paid
- $30,148
- Starting balance
- $467,306
- Year 7$451,358
- Principal paid
- $8,232
- Interest paid
- $29,631
- Starting balance
- $459,590
- Year 8$442,574
- Principal paid
- $8,784
- Interest paid
- $29,080
- Starting balance
- $451,358
- Year 9$433,202
- Principal paid
- $9,372
- Interest paid
- $28,491
- Starting balance
- $442,574
- Year 10$423,202
- Principal paid
- $10,000
- Interest paid
- $27,864
- Starting balance
- $433,202
Nearby
Courtesy of First in Real Estate · (512) 801-8619
Listings courtesy of ACTRIS as distributed by MLS GRID.