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ActiveMLS #8479328

560 Saddle Ridge DR, Bertram TX 78605

Bertram, TX 78605 · Ranches At Canyon Creek

Single Family Residence for sale in Ranches At Canyon Creek

3Bedrooms
2Bathrooms
1,797Square Ft
5.00Acres
2Garage
2018Year Built
New
1 / 39
$670,000
3D tour

Overview

Property Description

Enjoy privacy, space, and Hill Country living in the gated Ranches at Canyon Creek. This home features tile flooring throughout and an open-concept layout with large windows that fill the living and dining areas with natural light while showcasing the surrounding views. The kitchen opens to the family room and offers granite countertops, a center island with breakfast bar, double sink with disposal, gas range, stainless steel refrigerator, pantry, and adjoining breakfast or dining area. A versatile bonus room provides additional space for an office, formal dining, or flex room. The primary suite features high ceilings, a ceiling fan, and three large windows overlooking the backyard. The primary bath includes a granite countertop, bidet, tiled walk-in shower with built-in bench and dual shower heads, including a rainfall shower head, plus a walk-in closet with built-in shelving and storage. Wood shutters are featured in all bedrooms and the bonus room. The garage provides additional functionality with built-in storage and a utility sink. Outside, enjoy beautiful Texas sunsets from the enclosed back porch or gather around the stone wood-burning fire pit on cool Hill Country evenings. The beautifully landscaped yard features an abundance of colorful flowers and established flower beds, supported by a rainwater collection and irrigation system to help keep everything blooming. Multiple trees, a designated vegetable garden area, greenhouse, chicken coop, and 20x25 barn add to the property's country-living appeal. Additional improvements include a concrete driveway, 22KW Generac generator, and rainwater storage capacity of up to 1,700 gallons. Located approximately 30 minutes from Bertram, Burnet, and Liberty Hill and about an hour from downtown Austin, this property offers the privacy and tranquility of Hill Country living with convenient access to shopping, dining, and entertainment.

Financial Info
Price
$670,000
$ / Sqft
$373
HOA
Yes - Mandatory / $330 / Annually
HOA Name
Ranches at Canyon Creek
HOA Includes
See Remarks
Tax Rate
1.327%
Est. Taxes
$7,537
Tax Year
2026
Exemptions
Homestead, Wildlife
Legal Info
Address
560 Saddle Ridge DR
County
Burnet
City
Bertram
State
TX
Zip
78605
Subdivision
Ranches At Canyon Creek
Legal Description
S7274 RANCHES AT CANYON CREEK LOT 103, PHASE 3 5.0
Parcel
110416
Interior Features
Floor
Tile
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Granite Counters, Eat-in Kitchen, Kitchen Island, Pantry
Appliances
Dishwasher, Disposal, Gas Range, Microwave, Oven, Free-Standing Gas Range, Refrigerator, Stainless Steel Appliance(s), Gas Water Heater, Water Softener Owned
Laundry
Inside, Laundry Room
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Breakfast Bar, Ceiling Fan(s), High Ceilings, Granite Counters, Crown Molding, Electric Dryer Hookup, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Multiple Living Areas, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Storage, Walk-In Closet(s), Washer Hookup, Smoke Detector(s), Shutters
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2018 / Resale
Square Feet
1,797 / Public Records
Garages
2
Garage Desc
See Remarks, Direct Access, Door-Single, Driveway, Enclosed, Garage, Garage Faces Side, Inside Entrance
Foundation
Slab
Roof
Metal
Construction
HardiPlank Type, Stone
Acres
5.00
Lot Description
Back Yard, Front Yard, Gentle Sloping, Landscaped, Native Plants, Sprinkler - Partial, Many Trees, Trees-Medium (20 Ft - 40 Ft)
Restrictions
Deed Restrictions
Flood Plain
No
View
Hill Country, Trees/Woods
Water Access
No
Waterfront
No
Area
BU
Utility Info
Water
Well
Sewer
Aerobic Septic
Utilities
Electricity Connected, Other, Propane, Underground Utilities, Water Connected
Heat
Central, Electric, Hot Water, Propane
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Back Yard, Fenced, Gate, Partial, Wire
Exterior Features
See Remarks, Gutters Full, Covered, Enclosed, Front Porch, Patio, Porch, Rear Porch, Screened
Pool On Property
No
Area Amenities
Gated

Rooms

Rooms3 rooms

Main level

  • Primary Bedroom

    The spacious primary bedroom features high ceilings, a ceiling fan, and three large windows overlooking the backyard, creating a bright and inviting retreat within the primary suite.

    Ceiling Fan(s), High Ceilings, Recessed Lighting

  • Kitchen

    The open-concept kitchen features a granite center island with a double sink and disposal, gas range, stainless steel refrigerator, pantry, and a breakfast or dining area, all opening seamlessly to the family room.

    Kitchn - Breakfast Area, Center Island, GranCnt, Dining Area, Eat In Kitchen, High Ceilings, Open to Family Room, Pantry, Recessed Lighting

  • Primary Bathroom

    The primary bathroom features a granite countertop, bidet, and spacious tiled walk-in shower with a built-in bench and dual shower heads, including a rainfall shower head, plus a walk-in closet with built-in storage and shelving.

    Bidet, GranCnt, Full Bath, High Ceilings, Recessed Lighting, Storage, Walk-In Closet(s), Walk-in Shower

Price history

Members only
Days on market
$670,000
List price
0
Price reductions
Active
Since Oct 8, 2026
Property history1 event
DateEventPriceChange
Oct 8, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
BurnetCONSISD
Elementary
Bertram
Middle
Burnet (Burnet ISD)
High
Burnet

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $670,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,574 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,574

Principal & interest
$3,388
Property taxes
$628
Homeowners insurance
$558

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$536,000$5,991$34,664$530,009
2$530,009$6,392$34,262$523,617
3$523,617$6,820$33,834$516,796
4$516,796$7,277$33,378$509,519
5$509,519$7,764$32,890$501,755
6$501,755$8,284$32,370$493,470
7$493,470$8,839$31,815$484,631
8$484,631$9,431$31,223$475,200
9$475,200$10,063$30,592$465,137
10$465,137$10,737$29,918$454,400
  • Year 1$530,009
    Principal paid
    $5,991
    Interest paid
    $34,664
    Starting balance
    $536,000
  • Year 2$523,617
    Principal paid
    $6,392
    Interest paid
    $34,262
    Starting balance
    $530,009
  • Year 3$516,796
    Principal paid
    $6,820
    Interest paid
    $33,834
    Starting balance
    $523,617
  • Year 4$509,519
    Principal paid
    $7,277
    Interest paid
    $33,378
    Starting balance
    $516,796
  • Year 5$501,755
    Principal paid
    $7,764
    Interest paid
    $32,890
    Starting balance
    $509,519
  • Year 6$493,470
    Principal paid
    $8,284
    Interest paid
    $32,370
    Starting balance
    $501,755
  • Year 7$484,631
    Principal paid
    $8,839
    Interest paid
    $31,815
    Starting balance
    $493,470
  • Year 8$475,200
    Principal paid
    $9,431
    Interest paid
    $31,223
    Starting balance
    $484,631
  • Year 9$465,137
    Principal paid
    $10,063
    Interest paid
    $30,592
    Starting balance
    $475,200
  • Year 10$454,400
    Principal paid
    $10,737
    Interest paid
    $29,918
    Starting balance
    $465,137
First 10 of 30 years

Nearby

Courtesy of eXp Realty, LLC · (888) 519-7431

Listings courtesy of ACTRIS as distributed by MLS GRID.