665 W Cedar ST, Bertram TX 78605
Bertram, TX 78605 · Ruble Add
Single Family Residence for sale in Ruble Add
Overview
Property Description
Home for the Holidays in the Heart of Bertram! Imagine celebrating the holidays in your new home! Welcome to 665 W Cedar Street in Bertram, Texas, where small-town charm, comfortable living, and room to enjoy the outdoors come together! This inviting home offers a cozy living space, a kitchen with warm butcher block countertops, and a dining area ready for holiday meals, family gatherings, and everyday memories. The spacious backyard is a standout feature, offering plenty of room for entertaining, gardening, pets, or simply enjoying the fresh air. With mature trees, room to play, and an alley area behind the property, there's plenty of outdoor potential! And there's more to love beyond your own backyard! Just about two blocks away, you'll find a community pool, walking trail, and playground. Bertram's growing downtown offers local restaurants, shopping, and the historic Globe Theatre, along with community events and annual traditions like the Oatmeal Festival. Whether you're looking for a place to settle in, spread out, or enjoy a slower pace of life while staying connected to local amenities, this home has so much to offer. The holidays are just around the corner. Why not spend them making memories in a place you can call your own? Come see what makes 665 W Cedar Street and the Bertram community so special!
Financial Info
- Price
- $315,000
- $ / Sqft
- $274
- HOA
- None
- Tax Rate
- 1.76%
- Est. Taxes
- $3,992
- Tax Year
- 2026
- Exemptions
- Homestead
Legal Info
- Address
- 665 W Cedar ST
- County
- Burnet
- City
- Bertram
- State
- TX
- Zip
- 78605
- Subdivision
- Ruble Add
- Legal Description
- S7500 RUBLE ADDITION LOT 64 BLK 3
- Parcel
- 37547
Interior Features
- Floor
- Carpet, Vinyl
- Num Living
- 1
- Dining
- 1
- Appliances
- Dishwasher, Free-Standing Electric Range, Electric Water Heater
- Laundry
- In Garage
- Master Bed
- Primary Bedroom on Main
- Master Main
- Yes
- Interior Features
- Ceiling Fan(s), Electric Dryer Hookup, Entrance Foyer, Primary Bedroom on Main, Washer Hookup, Carbon Monoxide Detector(s), Fire Alarm, Screens
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 1974 / Resale
- Square Feet
- 1,148 / Public Records
- Garages
- 1
- Garage Desc
- Driveway, Garage Faces Front
- Foundation
- Slab
- Roof
- Shingle
- Construction
- Brick, Vinyl Siding
- Acres
- 0.28
- Lot Description
- Alley Access, Back Yard, Level, Public Maintained Road, Trees-Large (Over 40 Ft)
- Restrictions
- None
- Flood Plain
- No
- View
- Neighborhood
- Water Access
- No
- Waterfront
- No
- Area
- BU
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
- Heat
- Electric
- A C
- Ceiling Fan(s), Central Air, Electric
Exterior Features
- Fence
- Chain Link
- Exterior Features
- No Exterior Steps, Front Porch, Porch
- Pool On Property
- No
- Area Amenities
- See Remarks
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Oct 23, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- BurnetCONSISD
- Elementary
- Bertram
- Middle
- Burnet (Burnet ISD)
- High
- Burnet
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,189 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,189
- Principal & interest
- $1,593
- Property taxes
- $333
- Homeowners insurance
- $263
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $252,000 | $2,817 | $16,297 | $249,183 | |
| 2 | $249,183 | $3,005 | $16,108 | $246,178 | |
| 3 | $246,178 | $3,207 | $15,907 | $242,971 | |
| 4 | $242,971 | $3,421 | $15,692 | $239,550 | |
| 5 | $239,550 | $3,650 | $15,463 | $235,900 | |
| 6 | $235,900 | $3,895 | $15,219 | $232,005 | |
| 7 | $232,005 | $4,156 | $14,958 | $227,849 | |
| 8 | $227,849 | $4,434 | $14,680 | $223,415 | |
| 9 | $223,415 | $4,731 | $14,383 | $218,684 | |
| 10 | $218,684 | $5,048 | $14,066 | $213,636 |
- Year 1$249,183
- Principal paid
- $2,817
- Interest paid
- $16,297
- Starting balance
- $252,000
- Year 2$246,178
- Principal paid
- $3,005
- Interest paid
- $16,108
- Starting balance
- $249,183
- Year 3$242,971
- Principal paid
- $3,207
- Interest paid
- $15,907
- Starting balance
- $246,178
- Year 4$239,550
- Principal paid
- $3,421
- Interest paid
- $15,692
- Starting balance
- $242,971
- Year 5$235,900
- Principal paid
- $3,650
- Interest paid
- $15,463
- Starting balance
- $239,550
- Year 6$232,005
- Principal paid
- $3,895
- Interest paid
- $15,219
- Starting balance
- $235,900
- Year 7$227,849
- Principal paid
- $4,156
- Interest paid
- $14,958
- Starting balance
- $232,005
- Year 8$223,415
- Principal paid
- $4,434
- Interest paid
- $14,680
- Starting balance
- $227,849
- Year 9$218,684
- Principal paid
- $4,731
- Interest paid
- $14,383
- Starting balance
- $223,415
- Year 10$213,636
- Principal paid
- $5,048
- Interest paid
- $14,066
- Starting balance
- $218,684
Nearby
Courtesy of ERA Brokers Consolidated · (254) 698-4300
Listings courtesy of ACTRIS as distributed by MLS GRID.