Mr. Home Search
ActiveMLS #3145869

665 W Cedar ST, Bertram TX 78605

Bertram, TX 78605 · Ruble Add

Single Family Residence for sale in Ruble Add

3Bedrooms
2Bathrooms
1,148Square Ft
0.28Acres
1Garage
1974Year Built
1 / 18
$315,000

Overview

Property Description

Home for the Holidays in the Heart of Bertram! Imagine celebrating the holidays in your new home! Welcome to 665 W Cedar Street in Bertram, Texas, where small-town charm, comfortable living, and room to enjoy the outdoors come together! This inviting home offers a cozy living space, a kitchen with warm butcher block countertops, and a dining area ready for holiday meals, family gatherings, and everyday memories. The spacious backyard is a standout feature, offering plenty of room for entertaining, gardening, pets, or simply enjoying the fresh air. With mature trees, room to play, and an alley area behind the property, there's plenty of outdoor potential! And there's more to love beyond your own backyard! Just about two blocks away, you'll find a community pool, walking trail, and playground. Bertram's growing downtown offers local restaurants, shopping, and the historic Globe Theatre, along with community events and annual traditions like the Oatmeal Festival. Whether you're looking for a place to settle in, spread out, or enjoy a slower pace of life while staying connected to local amenities, this home has so much to offer. The holidays are just around the corner. Why not spend them making memories in a place you can call your own? Come see what makes 665 W Cedar Street and the Bertram community so special!

Financial Info
Price
$315,000
$ / Sqft
$274
HOA
None
Tax Rate
1.76%
Est. Taxes
$3,992
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
665 W Cedar ST
County
Burnet
City
Bertram
State
TX
Zip
78605
Subdivision
Ruble Add
Legal Description
S7500 RUBLE ADDITION LOT 64 BLK 3
Parcel
37547
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Appliances
Dishwasher, Free-Standing Electric Range, Electric Water Heater
Laundry
In Garage
Master Bed
Primary Bedroom on Main
Master Main
Yes
Interior Features
Ceiling Fan(s), Electric Dryer Hookup, Entrance Foyer, Primary Bedroom on Main, Washer Hookup, Carbon Monoxide Detector(s), Fire Alarm, Screens
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1974 / Resale
Square Feet
1,148 / Public Records
Garages
1
Garage Desc
Driveway, Garage Faces Front
Foundation
Slab
Roof
Shingle
Construction
Brick, Vinyl Siding
Acres
0.28
Lot Description
Alley Access, Back Yard, Level, Public Maintained Road, Trees-Large (Over 40 Ft)
Restrictions
None
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
BU
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Sewer Connected, Water Connected
Heat
Electric
A C
Ceiling Fan(s), Central Air, Electric
Exterior Features
Fence
Chain Link
Exterior Features
No Exterior Steps, Front Porch, Porch
Pool On Property
No
Area Amenities
See Remarks

Price history

Days on market
$315,000
List price
0
Price reductions
Active
Since Oct 23, 2026
Property history1 event
DateEventPriceChange
Oct 23, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
BurnetCONSISD
Elementary
Bertram
Middle
Burnet (Burnet ISD)
High
Burnet

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $315,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,189 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,189

Principal & interest
$1,593
Property taxes
$333
Homeowners insurance
$263

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$252,000$2,817$16,297$249,183
2$249,183$3,005$16,108$246,178
3$246,178$3,207$15,907$242,971
4$242,971$3,421$15,692$239,550
5$239,550$3,650$15,463$235,900
6$235,900$3,895$15,219$232,005
7$232,005$4,156$14,958$227,849
8$227,849$4,434$14,680$223,415
9$223,415$4,731$14,383$218,684
10$218,684$5,048$14,066$213,636
  • Year 1$249,183
    Principal paid
    $2,817
    Interest paid
    $16,297
    Starting balance
    $252,000
  • Year 2$246,178
    Principal paid
    $3,005
    Interest paid
    $16,108
    Starting balance
    $249,183
  • Year 3$242,971
    Principal paid
    $3,207
    Interest paid
    $15,907
    Starting balance
    $246,178
  • Year 4$239,550
    Principal paid
    $3,421
    Interest paid
    $15,692
    Starting balance
    $242,971
  • Year 5$235,900
    Principal paid
    $3,650
    Interest paid
    $15,463
    Starting balance
    $239,550
  • Year 6$232,005
    Principal paid
    $3,895
    Interest paid
    $15,219
    Starting balance
    $235,900
  • Year 7$227,849
    Principal paid
    $4,156
    Interest paid
    $14,958
    Starting balance
    $232,005
  • Year 8$223,415
    Principal paid
    $4,434
    Interest paid
    $14,680
    Starting balance
    $227,849
  • Year 9$218,684
    Principal paid
    $4,731
    Interest paid
    $14,383
    Starting balance
    $223,415
  • Year 10$213,636
    Principal paid
    $5,048
    Interest paid
    $14,066
    Starting balance
    $218,684
First 10 of 30 years

Nearby

Courtesy of ERA Brokers Consolidated · (254) 698-4300

Listings courtesy of ACTRIS as distributed by MLS GRID.