409 Island Lodges DR, Buchanan Dam TX 78609
Buchanan Dam, TX 78609 · Island Lodges
Single Family Residence for sale in Island Lodges
Overview
Property Description
Welcome to Fair Winds, where classic Nantucket-inspired style meets Hill Country lake life and every day feels like a getaway. Tucked into the charming Island Lodges neighborhood on Lake Buchanan, this 3,456 sq ft home commands a double lot with 154' of open waterfrontage and views that stop you in your tracks. Inside, crisp coastal lines and sun-filled, open-concept living give way to lake views from nearly every room. Four bedrooms, four baths, two living areas, and a dedicated home office mean there's room for everyone, while the two primary suites, one up and one down, provide effortless flexibility with family or guests. The updated kitchen anchors the main living space, while the downstairs family room is built for game days, movie nights, and everything in between. Step outside and the vacation continues: multiple outdoor living spaces, a new permanent covered dock with boat lift, and patio seating made for lake sunsets. A detached 30' x 25' three-car garage with workshop, lake-fed irrigation, and a traditional Finnish sauna add rare amenities you don't find at every lake house. Recent updates, including septic (2021), windows, doors, HVAC, lighting, and kitchen appliances, mean the hard work is already done. Island Lodges' voluntary HOA includes a neighborhood boat ramp and a genuinely welcoming community. Full-time residence, STR, or Hill Country retreat, Fair Winds isn't just a home, it's a standing invitation to slow down.
Financial Info
- Price
- $1,115,000
- $ / Sqft
- $323
- HOA
- Yes - Voluntary / $200 / Annually
- HOA Name
- Island Lodges
- HOA Includes
- See Remarks
- Tax Rate
- 1.211%
- Est. Taxes
- $7,300
- Tax Year
- 2026
- Exemptions
- Homestead
Legal Info
- Address
- 409 Island Lodges DR
- County
- Llano
- City
- Buchanan Dam
- State
- TX
- Zip
- 78609
- Subdivision
- Island Lodges
- Legal Description
- ISLAND LODGES SECTION 1 LTS 36 - 37 & 0.270 AC TR
- Parcel
- 11260
Interior Features
- Floor
- See Remarks, Laminate, Tile
- Num Living
- 2
- Dining
- 1
- Kitchen
- Eat-in Kitchen, Kitchen Island
- Appliances
- Dishwasher, Dryer, Electric Range, Refrigerator, Washer, Electric Water Heater
- Laundry
- Lower Level
- Master Bed
- Primary Bedroom on Main
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- None
- Interior Features
- 2 Primary Suites, Bookcases, Quartz Counters, Eat-in Kitchen, Entrance Foyer, Interior Steps, Kitchen Island, Multiple Living Areas, Primary Bedroom on Main, Sauna, Soaking Tub, Storage, Study/Home Office, Smoke Detector(s), Display Window(s)
General Info
- Beds
- 4 Total / 2 Main Level / 2 Other Level
- Full / Half Baths
- 4 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 1976 / Resale
- Square Feet
- 3,456 / Owner
- Garages
- 3
- Garage Desc
- Detached, Driveway, Garage, Garage Faces Front, Workshop in Garage
- Foundation
- Slab
- Roof
- Metal
- Construction
- Block, HardiPlank Type, Stucco
- Acres
- 0.27
- Lot Description
- Back Yard, Landscaped, Sprinkler - Automatic, Trees-Moderate, Views
- Restrictions
- Deed Restrictions
- Flood Plain
- No
- View
- Hill Country, Lake
- Water Access
- Yes
- Waterfront
- Yes
- Area
- LL
Utility Info
- Water
- Public
- Sewer
- Septic Tank
- Utilities
- Electricity Connected, Sewer Connected
- Heat
- Central
- A C
- Central Air, Electric, Multi Units, Wall/Window Unit(s)
Exterior Features
- Fence
- Fenced, Partial
- Exterior Features
- Balcony, Boat Dock - Private, Boat Lift, Exterior Steps, Gutters Partial, Lighting, Private Yard, Covered, Patio, Rear Porch
- Pool On Property
- No
- Area Amenities
- See Remarks
Rooms
First level
- Bedroom
First level bathroom. Full bathroom in hallway.
None
- Family Room
Large family room on first level currently used as media room and game room.
None
- Primary Bedroom
Off entry, private sliding glass door to exterior covered deck with lake views. Private bar with microwave and sink. En-suite with standup shower. Additional space for couches/sitting area.
Bar, Ceiling Fan(s), Tile Counters, Separate Shower, Walk-in Shower
- Sauna
Sauna located downstairs in hallway.
None
Second level
- Office
current home office upstairs, shares hall bath with bedroom
Ceiling Fan(s)
Upper level
- Bedroom
Bedroom upstairs, shares hall bath with current study/office
Ceiling Fan(s)
- Living Room
Open concept living/kithcen/dining
Beamed Ceilings
- Primary Bedroom
En-suite with bathroom and closet outside bedroom. Soaking bathtub.
See Remarks
Price history
No price or status changes recorded yet.
Taxes
Schools
School Info
- District
- BurnetCONSISD
- Elementary
- Burnet
- Middle
- Burnet (Burnet ISD)
- High
- Burnet
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$7,175 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $7,175
- Principal & interest
- $5,638
- Property taxes
- $608
- Homeowners insurance
- $929
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $892,000 | $9,970 | $57,686 | $882,030 | |
| 2 | $882,030 | $10,638 | $57,019 | $871,392 | |
| 3 | $871,392 | $11,350 | $56,306 | $860,042 | |
| 4 | $860,042 | $12,110 | $55,546 | $847,931 | |
| 5 | $847,931 | $12,921 | $54,735 | $835,010 | |
| 6 | $835,010 | $13,787 | $53,870 | $821,223 | |
| 7 | $821,223 | $14,710 | $52,946 | $806,513 | |
| 8 | $806,513 | $15,695 | $51,961 | $790,818 | |
| 9 | $790,818 | $16,746 | $50,910 | $774,071 | |
| 10 | $774,071 | $17,868 | $49,789 | $756,203 |
- Year 1$882,030
- Principal paid
- $9,970
- Interest paid
- $57,686
- Starting balance
- $892,000
- Year 2$871,392
- Principal paid
- $10,638
- Interest paid
- $57,019
- Starting balance
- $882,030
- Year 3$860,042
- Principal paid
- $11,350
- Interest paid
- $56,306
- Starting balance
- $871,392
- Year 4$847,931
- Principal paid
- $12,110
- Interest paid
- $55,546
- Starting balance
- $860,042
- Year 5$835,010
- Principal paid
- $12,921
- Interest paid
- $54,735
- Starting balance
- $847,931
- Year 6$821,223
- Principal paid
- $13,787
- Interest paid
- $53,870
- Starting balance
- $835,010
- Year 7$806,513
- Principal paid
- $14,710
- Interest paid
- $52,946
- Starting balance
- $821,223
- Year 8$790,818
- Principal paid
- $15,695
- Interest paid
- $51,961
- Starting balance
- $806,513
- Year 9$774,071
- Principal paid
- $16,746
- Interest paid
- $50,910
- Starting balance
- $790,818
- Year 10$756,203
- Principal paid
- $17,868
- Interest paid
- $49,789
- Starting balance
- $774,071
Nearby
Courtesy of Landmasters Real Estate · (325) 388-4531
Listings courtesy of ACTRIS as distributed by MLS GRID.