ActiveMLS #3083738

12404 Setting Peak LN, Buda TX 78610

Name: 12404 Setting Peak LN, Buda, TX 78610
SKU: 3083738
Price: 313990 USD
Availability: InStock

Buda, TX 78610 · Willow Springs

Single Family Residence for sale in Willow Springs

$339,990

$313,990

1,899

0.14

2026

Price Reduced

1 / 26

$313,990$339,990

Overview

Property Description

The Moscoso floorplan is a beautiful one-story home that offers the perfect balance of space and functionality. Featuring 4 bedrooms, 2 bathrooms, and 1,899 square feet, this home is ideal for growing families or first-time homebuyers looking for comfort and value. The open-concept layout includes a spacious family room, a large kitchen island, and impressive 10' ceilings that create an airy and inviting atmosphere throughout the home. This home showcases our Gold Package finishes, including elegant Durango Maple Sonora cabinets, Blanco Atlantico granite countertops, beautiful natural wood-look tile flooring, and upgraded chrome fixtures. The owner's suite provides a private retreat, while the additional bedrooms offer flexibility for family, guests, or a home office. With stylish finishes, thoughtful design, and plenty of space to make your own, the Moscoso is a wonderful place to begin your next chapter of homeownership.

Financial Info

Price: $313,990
$ / Sqft: $165
HOA: Yes - Mandatory / $50 / Monthly
HOA Name: Willow Springs
HOA Includes: Common Area Maintenance
Tax Rate: 2.94%
Est. Taxes: $7,997
Tax Year: 2026
Exemptions: None

Legal Info

Address: 12404 Setting Peak LN
County: Travis
City: Buda
State: TX
Zip: 78610
Subdivision: Willow Springs
Legal Description: Willow Springs PH 1B, Lot 56, BLK A
Parcel: 1012555

Interior Features

Floor: No Carpet, Tile
Num Living: 1
Dining: 1
Kitchen: Kitchen Island, Pantry
Appliances: Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Exhaust Fan, Gas Range, Microwave, Oven, Gas Oven, Self Cleaning Oven, Stainless Steel Appliance(s), Vented Exhaust Fan, Gas Water Heater, Tankless Water Heater
Laundry: Laundry Room, Main Level
Master Bed: Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main: Yes
Interior Features: High Ceilings, Double Vanity, Electric Dryer Hookup, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Primary Bedroom on Main, Smart Thermostat, Walk-In Closet(s), Wired for Data, Carbon Monoxide Detector(s), Fire Alarm, Smoke Detector(s), Double Pane Windows, ENERGY STAR Qualified Windows, Low Emissivity Windows, Screens

General Info

Beds: 4 Total / 4 Main Level
Full / Half Baths: 2 / 0
Prop Type: Residential
Property Type: Single Family Residence
Stories: 1
Year Built: 2026 / New
Square Feet: 1,899 / Builder
Garages: 2
Garage Desc: Attached, Concrete, Driveway, Garage, Garage Faces Front, Inside Entrance
Foundation: Slab
Roof: Composition
Construction: Brick, HardiPlank Type, Blown-In Insulation, Vertical Siding
Acres: 0.14
Lot Description: Back Yard, Close to Clubhouse, Front Yard, Landscaped, Near Golf Course, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - In-ground, Trees-Small (Under 20 Ft)
Restrictions: City Restrictions, Deed Restrictions
Flood Plain: No
View: Neighborhood, Park/Greenbelt
Water Access: No
Waterfront: No
Area: HH

Utility Info

Water: Municipal Utility District (MUD)
Sewer: Municipal Utility District (MUD)
Utilities: Cable Available, Electricity Available, Internet-Cable, Natural Gas Available, Sewer Available, Underground Utilities, Water Available
Heat: Central, ENERGY STAR Qualified Equipment, Natural Gas
A C: Central Air, ENERGY STAR Qualified Equipment

Exterior Features

Fence: Back Yard, Fenced, Wood, Wrought Iron
Exterior Features: Lighting, Pest Tubes in Walls, Private Yard, Covered, Rear Porch
Pool On Property: No
Area Amenities: Clubhouse, Cluster Mailbox, Common Grounds, High Speed Internet, Picnic Area, Playground, Pool, Sidewalks, Street Lights, Underground Utilities

Rooms

Rooms3 rooms

Main level

Primary Bathroom
Dual Vanity
Kitchen
Pantry
Primary Bedroom
Walk-In Closet(s)

Price history

Days on market

−$26,000 (−7.6%)

$339,990 → $313,990

Price reductions

Active

Since Jun 18, 2026

Price trend

List priceJun 2026 → Oct 2026

Property history6 events

Date	Event	Price	Change
Oct 26, 2026	Price Decrease	$313,990−$24,000 (−7.1%)	−$24,000 (−7.1%)
Sep 22, 2026	Price Decrease	$337,990−$1,000 (−0.3%)	−$1,000 (−0.3%)
Sep 1, 2026	Price Increase	$338,990+$4,000 (+1.2%)	+$4,000 (+1.2%)
Aug 26, 2026	Price Decrease	$334,990−$4,000 (−1.2%)	−$4,000 (−1.2%)
Aug 4, 2026	Price Decrease	$338,990−$1,000 (−0.3%)	−$1,000 (−0.3%)
Jun 18, 2026	New Listing		—

Taxes

2026 Estimated Property Taxes

TCAD account 1012555

Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.

2026 taxing entities, rates per $100, taxable values and estimated taxes
Taxing Entity	Rate per $100	Taxable Value	Estimated Tax
AUSTIN COMM COLL DIST	0.103400	$50,630	$52.35
CITY OF CREEDMOOR	0.450000	$50,630	$227.84
CREEDMOOR MUD	0.750000	$50,630	$379.73
DEL VALLE ISD	0.948900	$50,630	$480.43
TRAVIS CO ESD NO 11	0.100000	$50,630	$50.63
TRAVIS CO ESD NO 15	0.100000	$50,630	$50.63
TRAVIS COUNTY	0.375845	$50,630	$190.29
TRAVIS COUNTY HEALTHCARE DISTRICT	0.118023	$50,630	$59.76
Ordinary property tax estimate	2.946168		$1,491.66

Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.

Source: Travis County

General Information

Owner: M/I HOMES OF AUSTIN LLC
Legal: CREEDMOOR 216 PHS 1B BLK A LOT 56
Geo ID: prop:1012555
Acreage: 0.14

Exemptions

Exemption Type: None on record

Tax Summary

MLS estimated annual taxes: $7,997
MLS tax year: 2026

Historical Tax Summary

Older years use the legacy CAD source and may differ from final bills. Annual estimates appear only when supplied by that source; rates and taxes paid are not included in these appraisal records.

Year	Land	Improvements	Market	Assessed	Annual Tax Estimate

Travis Central Appraisal District News

Source: Travis County

Schools

School Info

District: Del Valle ISD
Elementary: Creedmor
Middle: Ojeda
High: Del Valle

Maps

Financing

Your preferences

20% down
Conv/Jumbo
30 years
6.50% rate

Saved on this device

Home priceList price $313,990

Down payment

Stays 20% if you change the price

Interest rateNote rate, not APR

Loan termLoan type

Property taxesFrom this listing’s tax record

Homeowners insurance*Estimated only (1% of price / yr)

Estimated monthly payment

$2,516 / mo

20% down · 6.50% interest · 30-year fixed

Principal & interest: $1,588
Property taxes: $666
Homeowners insurance: $262

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
Year	Starting balance	Principal paid	Interest paid	Ending balance
1	$251,192	$2,808	$16,245	$248,384
2	$248,384	$2,996	$16,057	$245,389
3	$245,389	$3,196	$15,856	$242,192
4	$242,192	$3,410	$15,642	$238,782
5	$238,782	$3,639	$15,414	$235,143
6	$235,143	$3,882	$15,170	$231,261
7	$231,261	$4,142	$14,910	$227,118
8	$227,118	$4,420	$14,633	$222,698
9	$222,698	$4,716	$14,337	$217,983
10	$217,983	$5,032	$14,021	$212,951

Year 1$248,384
Principal paid
$2,808
Interest paid
$16,245
Starting balance
$251,192
Year 2$245,389
Principal paid
$2,996
Interest paid
$16,057
Starting balance
$248,384
Year 3$242,192
Principal paid
$3,196
Interest paid
$15,856
Starting balance
$245,389
Year 4$238,782
Principal paid
$3,410
Interest paid
$15,642
Starting balance
$242,192
Year 5$235,143
Principal paid
$3,639
Interest paid
$15,414
Starting balance
$238,782
Year 6$231,261
Principal paid
$3,882
Interest paid
$15,170
Starting balance
$235,143
Year 7$227,118
Principal paid
$4,142
Interest paid
$14,910
Starting balance
$231,261
Year 8$222,698
Principal paid
$4,420
Interest paid
$14,633
Starting balance
$227,118
Year 9$217,983
Principal paid
$4,716
Interest paid
$14,337
Starting balance
$222,698
Year 10$212,951
Principal paid
$5,032
Interest paid
$14,021
Starting balance
$217,983

First 10 of 30 years

Nearby

Courtesy of M/I Homes Realty · (512) 241-0848

Listings courtesy of ACTRIS as distributed by MLS GRID.