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ActiveMLS #2016972

138 Fern DR, Buda TX 78610

Buda, TX 78610 · Sunfield Ph Two Sec Six

Single Family Residence for sale in Sunfield Ph Two Sec Six

4Bedrooms
3Bathrooms
2,329Square Ft
0.22Acres
2Garage
2019Year Built
Price Reduced
1 / 40
$420,000$445,000

Overview

Property Description

Located in the desirable Sunfield community, 138 Fern Dr stands out with one of its best features — a large, spacious lot tucked away on a quiet cul-de-sac near a charming pocket park. The oversized lot provides added privacy, more usable outdoor space, and a comfortable setting without direct views into neighboring homes. The backyard is designed for both relaxation and entertaining, featuring a deck, two automatic retractable awnings, and Gemstone permanent smart exterior lighting that can be customized year-round for holidays, gatherings, or everyday curb appeal. Inside, the home offers new flooring throughout and thoughtful updates for peace of mind, including a recently serviced AC system with a new capacitor, fuse box, and condenser coil. A water softener is also included for added convenience. The garage has been upgraded with built-in shelving and a wall-mounted motor system, helping maximize storage and overhead space. With its large lot, privacy, smart upgrades, and prime Sunfield location, this home offers a standout opportunity in Buda.

Financial Info
Price
$420,000
$ / Sqft
$180
HOA
Yes - Mandatory / $100 / Quarterly
HOA Name
Sunfield
HOA Includes
Common Area Maintenance
Tax Rate
2.926%
Est. Taxes
$8,300
Tax Year
2021
Exemptions
Homestead, Over 65
Legal Info
Address
138 Fern DR
County
Hays
City
Buda
State
TX
Zip
78610
Subdivision
Sunfield Ph Two Sec Six
Legal Description
SUNFIELD PHASE TWO SEC SIX, BLOCK D, LOT 41, ACRES 0.22
Parcel
118404000D041002
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Kitchen Island, Pantry
Appliances
Dishwasher, Oven
Laundry
Laundry Room
Master Bed
Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Family Room, Living Room
Interior Features
Built-in Features, Ceiling Fan(s), Kitchen Island, Multiple Dining Areas, Open Floorplan, Pantry, Recessed Lighting, Walk-In Closet(s), None, Vinyl Windows
General Info
Beds
4 Total / 1 Main Level / 3 Other Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2019 / Resale
Square Feet
2,329 / Public Records
Garages
2
Garage Desc
Garage
Foundation
Slab
Roof
Composition
Construction
HardiPlank Type
Acres
0.22
Lot Description
Back Yard, Cul-De-Sac, Front Yard
Restrictions
Covenant, Deed Restrictions, Easement, Limited # Vehicles, Zoning
Flood Plain
No
View
Park/Greenbelt
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Municipal Utility District (MUD)
Sewer
Municipal Utility District (MUD)
Utilities
Cable Available, Electricity Available
Heat
Central
A C
Central Air
Exterior Features
Fence
Wood
Exterior Features
Private Yard, Covered, Deck, Front Porch
Pool On Property
No
Area Amenities
Cluster Mailbox, Common Grounds, Dog Park, Park, Playground, Pool

Price history

Members only
Days on market
−$25,000 (−5.6%)
$445,000 → $420,000
2
Price reductions
Active
Since Mar 27, 2026
Price trend
List priceMar 2026 → Apr 2026
Property history3 events
DateEventPriceChange
Apr 20, 2026Price Decrease$420,000−$5,000 (−1.2%)
Apr 3, 2026Price Decrease$425,000−$20,000 (−4.5%)
Mar 27, 2026New Listing

Taxes

General Information
Owner
KIM JUN & KIM JEN
Legal
SUNFIELD PHASE TWO SEC SIX, BLOCK D, Lot 41, ACRES 0.22
Geo ID
118404000D041002
Acreage
0.22
Exemptions
Exemption Type
Homestead
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$8,300
MLS tax year
2021
Appraisal Values
YearLandImprovementsMarketAssessed
2026$77,170$296,630$373,800$373,800

Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).

Schools

School Info
District
HaysCONSISD
Elementary
Sunfield
Middle
McCormick
High
Johnson High School

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $420,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,166 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,166

Principal & interest
$2,124
Property taxes
$692
Homeowners insurance
$350

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$336,000$3,756$21,729$332,244
2$332,244$4,007$21,478$328,237
3$328,237$4,275$21,210$323,962
4$323,962$4,562$20,923$319,400
5$319,400$4,867$20,618$314,533
6$314,533$5,193$20,292$309,340
7$309,340$5,541$19,944$303,799
8$303,799$5,912$19,573$297,886
9$297,886$6,308$19,177$291,578
10$291,578$6,731$18,754$284,848
  • Year 1$332,244
    Principal paid
    $3,756
    Interest paid
    $21,729
    Starting balance
    $336,000
  • Year 2$328,237
    Principal paid
    $4,007
    Interest paid
    $21,478
    Starting balance
    $332,244
  • Year 3$323,962
    Principal paid
    $4,275
    Interest paid
    $21,210
    Starting balance
    $328,237
  • Year 4$319,400
    Principal paid
    $4,562
    Interest paid
    $20,923
    Starting balance
    $323,962
  • Year 5$314,533
    Principal paid
    $4,867
    Interest paid
    $20,618
    Starting balance
    $319,400
  • Year 6$309,340
    Principal paid
    $5,193
    Interest paid
    $20,292
    Starting balance
    $314,533
  • Year 7$303,799
    Principal paid
    $5,541
    Interest paid
    $19,944
    Starting balance
    $309,340
  • Year 8$297,886
    Principal paid
    $5,912
    Interest paid
    $19,573
    Starting balance
    $303,799
  • Year 9$291,578
    Principal paid
    $6,308
    Interest paid
    $19,177
    Starting balance
    $297,886
  • Year 10$284,848
    Principal paid
    $6,731
    Interest paid
    $18,754
    Starting balance
    $291,578
First 10 of 30 years

Nearby

Courtesy of Keller Williams Realty · (512) 346-3550

Listings courtesy of ACTRIS as distributed by MLS GRID.