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139 Ginger St 6194694Edit search
ActiveMLS #6194694

139 Ginger ST, Buda TX 78610

Buda, TX 78610 · Sunfield Ph Five Sec Three

Single Family Residence for sale in Sunfield Ph Five Sec Three

3Bedrooms
2 full / 1 halfBathrooms
2,106Square Ft
0.18Acres
3Garage
2024Year Built
Price Reduced
1 / 31
$437,500$450,000

Overview

Property Description

Beautiful Sunfield home on a large lot a - 3 car garage! ?Assumable 3.99% rate, loan balance approx $382k! Seller will consider a lease purchase! The open concept living/dining/kitchen create an inviting gathering space and overlook the back yard. Large primary bedroom features walk-in shower, soaking tub, and dual vanities. An oversized game room/playroom provides lots of space for families! Lots of extras including sprinkler system, covered patio, high ceilings, large laundry room with mud room area. Conveniently located within walking distance of the lazy river and playground! Neighborhood elementary school, plus amazing amenities including splash pad, 2 lazy rivers, dog park, fishing pond, and walking/jogging paths!

Financial Info
Price
$437,500
$ / Sqft
$208
HOA
Yes - Mandatory / $235 / Quarterly
HOA Name
HOA
HOA Includes
Common Area Maintenance
Tax Rate
2.72%
Est. Taxes
$10,750
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
139 Ginger ST
County
Hays
City
Buda
State
TX
Zip
78610
Subdivision
Sunfield Ph Five Sec Three
Legal Description
SUNFIELD PHASE FIVE SECTION THREE, BLOCK D, LOT 1, ACRES 0.176
Parcel
118439000D001002
Interior Features
Floor
Carpet, Laminate, Tile
Num Living
2
Dining
1
Kitchen
Breakfast Bar, Kitchen Island, Pantry
Appliances
Built-In Gas Oven, Dishwasher, Disposal, Gas Cooktop
Laundry
Laundry Room, Main Level
Master Main
No
Interior Features
Breakfast Bar, Ceiling Fan(s), High Ceilings, Quartz Counters, Kitchen Island, Open Floorplan, Pantry, Recessed Lighting, None, Drapes, Screens
General Info
Beds
3 Total / 3 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2024 / Resale
Square Feet
2,106 / Builder
Garages
3
Garage Desc
Attached, Oversized
Foundation
Slab
Roof
Composition
Construction
Brick
Acres
0.18
Lot Description
Pie Shaped Lot, Sprinkler - Automatic
Restrictions
None
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Municipal Utility District (MUD)
Sewer
Public Sewer
Utilities
Cable Available, Electricity Available, Natural Gas Available
Heat
Central
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Wood
Exterior Features
None, Covered, Rear Porch
Pool On Property
No
Area Amenities
Clubhouse, Common Grounds, Dog Park, Fishing, Pool, Sidewalks

Price history

Members only
Days on market
−$12,500 (−2.8%)
$450,000 → $437,500
3
Price reductions
Active
Since Jun 5, 2026
Price trend
List priceJun 2026 → Aug 2026
Property history4 events
DateEventPriceChange
Aug 2, 2026Price Decrease$437,500−$1,000 (−0.2%)
Jul 14, 2026Price Decrease$438,500−$1,400 (−0.3%)
Jun 23, 2026Price Decrease$439,900−$10,100 (−2.2%)
Jun 5, 2026New Listing

Taxes

General Information
Owner
RITTER, JUSTIN & KYLAH HOUK
Legal
SUNFIELD PHASE FIVE SECTION THREE, BLOCK D, Lot 1, ACRES 0.176
Geo ID
118439000D001002
Acreage
0.18
Exemptions
Exemption Type
Homestead
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$10,750
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$77,170$310,700$387,870$387,870

Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).

Schools

School Info
District
HaysCONSISD
Elementary
Sunfield
Middle
McCormick
High
Johnson High School

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $437,500
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,473 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,473

Principal & interest
$2,212
Property taxes
$896
Homeowners insurance
$365

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$350,000$3,912$22,635$346,088
2$346,088$4,174$22,373$341,914
3$341,914$4,454$22,093$337,460
4$337,460$4,752$21,795$332,709
5$332,709$5,070$21,477$327,638
6$327,638$5,410$21,137$322,229
7$322,229$5,772$20,775$316,457
8$316,457$6,158$20,388$310,298
9$310,298$6,571$19,976$303,727
10$303,727$7,011$19,536$296,716
  • Year 1$346,088
    Principal paid
    $3,912
    Interest paid
    $22,635
    Starting balance
    $350,000
  • Year 2$341,914
    Principal paid
    $4,174
    Interest paid
    $22,373
    Starting balance
    $346,088
  • Year 3$337,460
    Principal paid
    $4,454
    Interest paid
    $22,093
    Starting balance
    $341,914
  • Year 4$332,709
    Principal paid
    $4,752
    Interest paid
    $21,795
    Starting balance
    $337,460
  • Year 5$327,638
    Principal paid
    $5,070
    Interest paid
    $21,477
    Starting balance
    $332,709
  • Year 6$322,229
    Principal paid
    $5,410
    Interest paid
    $21,137
    Starting balance
    $327,638
  • Year 7$316,457
    Principal paid
    $5,772
    Interest paid
    $20,775
    Starting balance
    $322,229
  • Year 8$310,298
    Principal paid
    $6,158
    Interest paid
    $20,388
    Starting balance
    $316,457
  • Year 9$303,727
    Principal paid
    $6,571
    Interest paid
    $19,976
    Starting balance
    $310,298
  • Year 10$296,716
    Principal paid
    $7,011
    Interest paid
    $19,536
    Starting balance
    $303,727
First 10 of 30 years

Nearby

Courtesy of Clark Real Estate Agency · (512) 470-9955

Listings courtesy of ACTRIS as distributed by MLS GRID.