195 Lake Diversion ST, Buda TX 78610
Buda, TX 78610 · Prairie Lakes
Single Family Residence for sale in Prairie Lakes
Overview
Property Description
The Franklin is a two-story home in our Prairies Lakes community that offers 1,892 square feet of living space, 5 bedrooms with 2.5 bathrooms. As you walk into the home you will find yourself in a spacious foyer leading to the living space. The first floor of the home is an open concept space that includes the kitchen, dining room, and living room. Heading upstairs you’ll find the laundry room along with the 4 secondary bedrooms and full bath. The main bedroom, Bedroom 1, is also on the second story and features a spacious ensuite and a vast walk-in closet that is sure to impress. This home comes included with a professionally designed landscape package and our America's Smart Home package that offers devices such as the Qolsys IQ Panel, Video Doorbell, Alarm.com app, Honeywell Thermostat, a Smart Light Switch, Kwikset Smart lock, and more. Images are representative of plan and may vary as built. Contact us today and find your home at Prairie Lakes.
Financial Info
- Price
- $275,990
- $ / Sqft
- $146
- HOA
- Yes - Mandatory / $80 / Monthly
- HOA Name
- PRAIRIE LAKES
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 2.76%
- Est. Taxes
- $8,114
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 195 Lake Diversion ST
- County
- Hays
- City
- Buda
- State
- TX
- Zip
- 78610
- Subdivision
- Prairie Lakes
- Legal Description
- PRAIRIE LAKES PHASE 2 LOT 4, BLOCK U
- Parcel
- 195 Lake Diversion St
Interior Features
- Floor
- Carpet, Vinyl
- Num Living
- 1
- Dining
- 1
- Kitchen
- Eat-in Kitchen, Kitchen Island, Pantry
- Appliances
- Dishwasher, Disposal, Gas Range, Microwave, Vented Exhaust Fan
- Laundry
- Laundry Room, Upper Level
- Master Bed
- Walk-In Closet(s)
- Master Main
- No
- Interior Features
- Quartz Counters, Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Recessed Lighting, Smart Home, Smart Thermostat, Walk-In Closet(s), Smoke Detector(s), Double Pane Windows
General Info
- Beds
- 5 Total / 5 Other Level
- Full / Half Baths
- 2 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2026 / New
- Square Feet
- 1,892 / Builder
- Garages
- 2
- Garage Desc
- Attached, Garage Faces Front
- Foundation
- Slab
- Roof
- Composition, Shingle
- Construction
- HardiPlank Type, Radiant Barrier
- Acres
- 0.15
- Lot Description
- Back Yard, Front Yard, Interior Lot, Landscaped
- Restrictions
- Deed Restrictions
- Flood Plain
- No
- View
- Neighborhood
- Water Access
- No
- Waterfront
- No
- Area
- HH
Utility Info
- Water
- Municipal Utility District (MUD)
- Sewer
- Municipal Utility District (MUD)
- Utilities
- Electricity Available, Natural Gas Available, Sewer Connected, Water Connected
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Back Yard, Fenced, Wood
- Exterior Features
- Private Yard, Front Porch
- Pool On Property
- No
- Area Amenities
- Common Grounds, Park, Playground, Pool
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Nov 3, 2026 | Price Decrease | $275,990−$8,000 (−2.8%) | −$8,000 (−2.8%) |
| Oct 30, 2026 | Price Decrease | $283,990−$4,500 (−1.6%) | −$4,500 (−1.6%) |
| Oct 1, 2026 | Price Decrease | $288,490−$4,500 (−1.5%) | −$4,500 (−1.5%) |
| Sep 8, 2026 | New Listing | — |
Taxes
- Owner
- CONTINENTAL HOMES OF TEXAS LP
- Legal
- PRAIRIE LAKES PHASE 2 SECTION 2, BLOCK U, Lot 4, 4796 SQUARE FEET
- Geo ID
- 116667000U000042
- Exemption Type
- INV
- Detail
- Not provided by this county source
- MLS estimated annual taxes
- $8,114
- MLS tax year
- 2026
| Year | Land | Improvements | Market | Assessed |
|---|---|---|---|---|
| 2026 | $68,680 | $0 | $68,680 | $68,680 |
Source: Hays County
Schools
School Info
- District
- HaysCONSISD
- Elementary
- Camino Real
- Middle
- McCormick
- High
- Johnson High School
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,302 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,302
- Principal & interest
- $1,396
- Property taxes
- $676
- Homeowners insurance
- $230
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $220,792 | $2,468 | $14,279 | $218,324 | |
| 2 | $218,324 | $2,633 | $14,114 | $215,691 | |
| 3 | $215,691 | $2,809 | $13,937 | $212,882 | |
| 4 | $212,882 | $2,998 | $13,749 | $209,884 | |
| 5 | $209,884 | $3,198 | $13,548 | $206,686 | |
| 6 | $206,686 | $3,413 | $13,334 | $203,273 | |
| 7 | $203,273 | $3,641 | $13,106 | $199,632 | |
| 8 | $199,632 | $3,885 | $12,862 | $195,747 | |
| 9 | $195,747 | $4,145 | $12,601 | $191,602 | |
| 10 | $191,602 | $4,423 | $12,324 | $187,179 |
- Year 1$218,324
- Principal paid
- $2,468
- Interest paid
- $14,279
- Starting balance
- $220,792
- Year 2$215,691
- Principal paid
- $2,633
- Interest paid
- $14,114
- Starting balance
- $218,324
- Year 3$212,882
- Principal paid
- $2,809
- Interest paid
- $13,937
- Starting balance
- $215,691
- Year 4$209,884
- Principal paid
- $2,998
- Interest paid
- $13,749
- Starting balance
- $212,882
- Year 5$206,686
- Principal paid
- $3,198
- Interest paid
- $13,548
- Starting balance
- $209,884
- Year 6$203,273
- Principal paid
- $3,413
- Interest paid
- $13,334
- Starting balance
- $206,686
- Year 7$199,632
- Principal paid
- $3,641
- Interest paid
- $13,106
- Starting balance
- $203,273
- Year 8$195,747
- Principal paid
- $3,885
- Interest paid
- $12,862
- Starting balance
- $199,632
- Year 9$191,602
- Principal paid
- $4,145
- Interest paid
- $12,601
- Starting balance
- $195,747
- Year 10$187,179
- Principal paid
- $4,423
- Interest paid
- $12,324
- Starting balance
- $191,602
Nearby
Courtesy of D.R. Horton, AMERICA'S Builder · (512) 345-4663
Listings courtesy of ACTRIS as distributed by MLS GRID.