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ActiveMLS #8976202

230 Middle Creek CRK, Buda TX 78610

Buda, TX 78610 · Whispering Hollow

Single Family Residence for sale in Whispering Hollow

3Bedrooms
2Bathrooms
1,556Square Ft
0.17Acres
2Garage
2006Year Built
Price Reduced
1 / 13
$340,000$360,000
3D tour

Overview

Property Description

Seller offering 2-1 rate buydown (subject to lender approval) OR $10,000 toward buyer closing costs, with acceptable offer. Welcome home to this well-maintained 3-bedroom, 2-bathroom residence featuring an open-concept living, kitchen, and dining area perfect for everyday living and entertaining. A charming walk-in entry welcomes guests, while the beautiful covered patio offers an inviting outdoor space to relax and unwind. The two-car garage includes extra room for a workspace or additional storage, and the interior laundry room comes complete with washer and dryer, available upon request. Situated in the Whispering Hollow community, this home enjoys access to neighborhood amenities including a pool, splash pad, playground, park space, picnic areas, and sidewalks that encourage an active outdoor lifestyle. Just a short drive away, historic downtown Buda offers six blocks of well-preserved Main Street charm with antique shops, boutiques, bakeries, coffee shops, restaurants, taverns, and seasonal events at Buda City Park and the amphitheater. Nearby Elm Grove Elementary, Eric Dahlstrom Middle School, and Moe & Gene Johnson High School provide convenient school options within Hays CISD. All information deemed reliable but should be independently verified.

Financial Info
Price
$340,000
$ / Sqft
$219
HOA
Yes - Mandatory / $34 / Monthly
HOA Name
Whispering Hollow Homeowners Association, Inc
HOA Includes
See Remarks
Tax Rate
6.15%
Est. Taxes
$8,174
Tax Year
2025
Exemptions
See Remarks
Legal Info
Address
230 Middle Creek CRK
County
Hays
City
Buda
State
TX
Zip
78610
Subdivision
Whispering Hollow
Legal Description
WHISPERING HOLLOW PHASE 1 SEC 1, BLOCK J, LOT 13, *LIFE ESTATE*
Parcel
230 Middle Creek Buda Tx 78610
Interior Features
Floor
Tile
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Kitchen Island, Pantry
Appliances
Convection Oven, Dishwasher, Range, Refrigerator, Washer/Dryer, Gas Water Heater
Laundry
Inside, Laundry Room
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Breakfast Bar, Ceiling Fan(s), Electric Dryer Hookup, Gas Dryer Hookup, Kitchen Island, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Smart Thermostat, Soaking Tub, Walk-In Closet(s), Washer Hookup, Smoke Detector(s), None
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2006 / Resale
Square Feet
1,556 / Builder
Garages
2
Garage Desc
Driveway, Garage, Garage Door Opener, Open, Outside, Side By Side
Foundation
Slab
Roof
Composition
Construction
Masonry – Partial
Acres
0.17
Lot Description
Back Yard, Front Yard, Trees-Medium (20 Ft - 40 Ft)
Restrictions
None
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
See Remarks
Sewer
Public Sewer
Utilities
Electricity Connected, Sewer Connected, Water Connected
Heat
Central, Hot Water
A C
Central Air
Exterior Features
Fence
Back Yard
Exterior Features
No Exterior Steps, Covered, Patio, Porch
Pool On Property
No
Area Amenities
None

Price history

Days on market
−$20,000 (−5.6%)
$360,000 → $340,000
2
Price reductions
Active
Since Jul 21, 2026
Price trend
List priceJul 2026 → Oct 2026
Property history3 events
DateEventPriceChange
Oct 15, 2026Price Decrease$340,000−$5,000 (−1.4%)
Aug 13, 2026Price Decrease$345,000−$15,000 (−4.2%)
Jul 21, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
HaysCONSISD
Elementary
Buda
Middle
Eric Dahlstrom
High
Johnson High School

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $340,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,683 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,683

Principal & interest
$1,719
Property taxes
$681
Homeowners insurance
$283

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$272,000$3,040$17,590$268,960
2$268,960$3,244$17,387$265,716
3$265,716$3,461$17,170$262,255
4$262,255$3,693$16,938$258,562
5$258,562$3,940$16,691$254,622
6$254,622$4,204$16,427$250,418
7$250,418$4,486$16,145$245,932
8$245,932$4,786$15,845$241,146
9$241,146$5,107$15,524$236,040
10$236,040$5,449$15,182$230,591
  • Year 1$268,960
    Principal paid
    $3,040
    Interest paid
    $17,590
    Starting balance
    $272,000
  • Year 2$265,716
    Principal paid
    $3,244
    Interest paid
    $17,387
    Starting balance
    $268,960
  • Year 3$262,255
    Principal paid
    $3,461
    Interest paid
    $17,170
    Starting balance
    $265,716
  • Year 4$258,562
    Principal paid
    $3,693
    Interest paid
    $16,938
    Starting balance
    $262,255
  • Year 5$254,622
    Principal paid
    $3,940
    Interest paid
    $16,691
    Starting balance
    $258,562
  • Year 6$250,418
    Principal paid
    $4,204
    Interest paid
    $16,427
    Starting balance
    $254,622
  • Year 7$245,932
    Principal paid
    $4,486
    Interest paid
    $16,145
    Starting balance
    $250,418
  • Year 8$241,146
    Principal paid
    $4,786
    Interest paid
    $15,845
    Starting balance
    $245,932
  • Year 9$236,040
    Principal paid
    $5,107
    Interest paid
    $15,524
    Starting balance
    $241,146
  • Year 10$230,591
    Principal paid
    $5,449
    Interest paid
    $15,182
    Starting balance
    $236,040
First 10 of 30 years

Nearby

Courtesy of T J Lewis Real Estate · (512) 335-1104

Listings courtesy of ACTRIS as distributed by MLS GRID.