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ActiveMLS #1798508

280 Middle CRK, Buda TX 78610

Buda, TX 78610 · Whispering Hollow Ph 1 Sec 1

Single Family Residence for sale in Whispering Hollow Ph 1 Sec 1

4Bedrooms
2 full / 1 halfBathrooms
2,609Square Ft
0.15Acres
2Garage
2006Year Built
Price Reduced
1 / 27
$435,000$470,000

Overview

Property Description

Seller offering up to 2.5% in seller credits to use towards rate buy down or closing costs with preferred lender. Welcome to 280 Middle Creek Dr, a beautifully appointed single-family home in the highly sought-after Whispering Hollow community. Offering 2,609 sq. ft. of thoughtfully designed living space, this residence features 4 spacious bedrooms and a collection of inviting, functional spaces ideal for both everyday comfort and entertaining. The home’s gourmet kitchen showcases premium finishes, modern appliances, and a generous island that anchors the open layout. Two distinct living areas and two dining spaces provide flexibility for formal gatherings, casual meals, or cozy nights in. The luxurious primary suite includes a relaxing sitting area, abundant natural light, and an en-suite bath with dual vanities and ample storage. Throughout the home, you’ll find bright, airy spaces and plenty of room to stay organized. Step outside to a serene, private backyard, perfect for unwinding, hosting, or enjoying outdoor living year-round. This property blends comfort, style, and convenience in one of the area’s most desirable neighborhoods.

Financial Info
Price
$435,000
$ / Sqft
$167
HOA
Yes - Mandatory / $34 / Monthly
HOA Name
Whispering Hollow
HOA Includes
Common Area Maintenance
Tax Rate
2.25%
Est. Taxes
$9,565.55
Tax Year
2023
Exemptions
None
Legal Info
Address
280 Middle CRK
County
Hays
City
Buda
State
TX
Zip
78610
Subdivision
Whispering Hollow Ph 1 Sec 1
Legal Description
WHISPERING HOLLOW PHASE 1 SEC 1, BLOCK J, LOT 17
Parcel
119476000J017002
Interior Features
Floor
Laminate, Tile
Num Living
2
Dining
2
Kitchen
Breakfast Bar, Kitchen Island, Pantry
Appliances
Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Microwave, Oven, Free-Standing Gas Range, RNGHD, Vented Exhaust Fan, Gas Water Heater, Water Softener Owned
Laundry
Laundry Room, Upper Level
Master Bed
Double Vanity, Walk-In Closet(s)
Master Main
No
Fireplaces
1
Fireplace Description
Bedroom
Interior Features
Breakfast Bar, Ceiling Fan(s), High Ceilings, Chandelier, Quartz Counters, Double Vanity, Electric Dryer Hookup, Kitchen Island, Multiple Dining Areas, Multiple Living Areas, Pantry, Recessed Lighting, Soaking Tub, Storage, Walk-In Closet(s), Washer Hookup, Wired for Data, Fire Alarm, Blinds, Double Pane Windows, Screens
General Info
Beds
4 Total / 4 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2006 / Resale
Square Feet
2,609 / Public Records
Garages
2
Garage Desc
Attached, Driveway, Garage, Garage Door Opener, Garage Faces Front
Foundation
Slab
Roof
Composition, Shingle
Construction
HardiPlank Type, Masonry – Partial
Acres
0.15
Lot Description
Back Yard, Front Yard, Interior Lot, Landscaped, Sprinkler - Partial, Trees-Medium (20 Ft - 40 Ft), See Remarks
Restrictions
Deed Restrictions
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Connected, Internet-Cable, Natural Gas Connected, Sewer Connected, Underground Utilities, Water Connected
Heat
Central, ENERGY STAR Qualified Equipment
A C
Central Air, ENERGY STAR Qualified Equipment
Exterior Features
Fence
Fenced
Exterior Features
Lighting, Private Yard, Covered, See Remarks
Pool On Property
No
Area Amenities
Pool

Price history

Members only
Days on market
−$35,000 (−7.4%)
$470,000 → $435,000
2
Price reductions
Active
Since Aug 14, 2026
Price trend
List priceAug 2026Sep 2026
Property history3 events
DateEventPriceChange
Sep 4, 2026Price Decrease$435,000−$15,000 (−3.3%)
Aug 21, 2026Price Decrease$450,000−$20,000 (−4.3%)
Aug 14, 2026New Listing

Taxes

General Information
Owner
DALAL RUCHIR & BHANSALI AVANI
Legal
WHISPERING HOLLOW PHASE 1 SEC 1, BLOCK J, LOT 17
Geo ID
119476000J017002
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$9,565.55
MLS tax year
2023
Appraisal Values
YearLandImprovementsMarketAssessed
2026$94,160$297,160$391,320$391,320

Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).

Schools

School Info
District
HaysCONSISD
Elementary
Elm Grove
Middle
Eric Dahlstrom
High
Johnson High School

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $435,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,360 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,360

Principal & interest
$2,200
Property taxes
$797
Homeowners insurance
$363

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$348,000$3,890$22,505$344,110
2$344,110$4,150$22,245$339,960
3$339,960$4,428$21,967$335,532
4$335,532$4,725$21,670$330,807
5$330,807$5,041$21,354$325,766
6$325,766$5,379$21,016$320,387
7$320,387$5,739$20,656$314,649
8$314,649$6,123$20,272$308,525
9$308,525$6,533$19,862$301,992
10$301,992$6,971$19,424$295,021
  • Year 1$344,110
    Principal paid
    $3,890
    Interest paid
    $22,505
    Starting balance
    $348,000
  • Year 2$339,960
    Principal paid
    $4,150
    Interest paid
    $22,245
    Starting balance
    $344,110
  • Year 3$335,532
    Principal paid
    $4,428
    Interest paid
    $21,967
    Starting balance
    $339,960
  • Year 4$330,807
    Principal paid
    $4,725
    Interest paid
    $21,670
    Starting balance
    $335,532
  • Year 5$325,766
    Principal paid
    $5,041
    Interest paid
    $21,354
    Starting balance
    $330,807
  • Year 6$320,387
    Principal paid
    $5,379
    Interest paid
    $21,016
    Starting balance
    $325,766
  • Year 7$314,649
    Principal paid
    $5,739
    Interest paid
    $20,656
    Starting balance
    $320,387
  • Year 8$308,525
    Principal paid
    $6,123
    Interest paid
    $20,272
    Starting balance
    $314,649
  • Year 9$301,992
    Principal paid
    $6,533
    Interest paid
    $19,862
    Starting balance
    $308,525
  • Year 10$295,021
    Principal paid
    $6,971
    Interest paid
    $19,424
    Starting balance
    $301,992
First 10 of 30 years

Nearby

Courtesy of Keller Williams Realty · (512) 448-4111

Listings courtesy of ACTRIS as distributed by MLS GRID.