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326 Pearl Way 8095379Edit search
ActiveMLS #8095379

326 Pearl WAY, Buda TX 78610

Buda, TX 78610 · Shadow Creek Ph Six Sec One

Single Family Residence for sale in Shadow Creek Ph Six Sec One

3Bedrooms
2Bathrooms
1,312Square Ft
0.13Acres
2Garage
2017Year Built
Price Reduced
1 / 39
$249,000$265,000

Overview

Property Description

One of the best features of this home is something you can't build—a **huge open lot next door**, giving you neighbors on only one side and a much more open, spacious feel than most homes in the neighborhood. From the moment you arrive, you'll appreciate the inviting curb appeal and welcoming front porch. Inside, the open floor plan creates a comfortable space for everyday living and entertaining, with the living room flowing seamlessly into the kitchen and dining area. The primary suite offers a relaxing retreat with a walk-in closet, plenty of countertop space, and a walk-in shower. Located in the highly desirable Shadow Creek community, you'll enjoy outstanding neighborhood amenities including a resort-style pool, splash pad, covered playground, basketball court, soccer field, and scenic walking trails that wind throughout the neighborhood. If you've been looking for a well-maintained home with extra privacy, a functional floor plan, and a location that offers fantastic amenities, this one is definitely worth a look.

Financial Info
Price
$249,000
$ / Sqft
$190
HOA
Yes - Mandatory / $100 / Quarterly
HOA Name
Shadow Creek
HOA Includes
Common Area Maintenance
Tax Rate
2.3%
Est. Taxes
$4,748
Tax Year
2025
Exemptions
None
Legal Info
Address
326 Pearl WAY
County
Hays
City
Buda
State
TX
Zip
78610
Subdivision
Shadow Creek Ph Six Sec One
Legal Description
SHADOW CREEK PHASE SIX SEC ONE, BLOCK C, LOT 36, ACRES 0.13
Parcel
117687000C036002
Interior Features
Floor
Carpet, Tile
Num Living
1
Dining
1
Appliances
Dishwasher, Disposal, Microwave, Free-Standing Range, Water Softener Owned
Laundry
In Hall
Master Bed
Walk-In Closet(s)
Master Main
Yes
Fireplace Description
None
Interior Features
High Ceilings, Recessed Lighting, Walk-In Closet(s), None, Blinds
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2017 / Resale
Square Feet
1,312 / Public Records
Garages
2
Garage Desc
Attached
Foundation
Slab
Roof
Composition
Construction
Frame, HardiPlank Type
Acres
0.13
Lot Description
Back Yard, Curbs, Front Yard, Level, Sprinkler - Automatic, Trees-Small (Under 20 Ft)
Restrictions
Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Municipal Utility District (MUD)
Sewer
Municipal Utility District (MUD)
Utilities
Electricity Available
Heat
Central
A C
Central Air
Exterior Features
Fence
Fenced, Wood
Exterior Features
Gutters Partial, Porch
Pool On Property
No
Area Amenities
Curbs, Sidewalks

Price history

Members only
Days on market
−$16,000 (−6%)
$265,000 → $249,000
1
Price reduction
Active
Since Aug 19, 2026
Price trend
List priceAug 2026 → Sep 2026
Property history2 events
DateEventPriceChange
Sep 3, 2026Price Decrease$249,000−$16,000 (−6%)
Aug 19, 2026New Listing

Taxes

General Information
Owner
COX JAMES L & DAVIS ELIZABETH M
Legal
SHADOW CREEK PHASE SIX SEC ONE, BLOCK C, Lot 36, ACRES 0.13
Geo ID
117687000C036002
Acreage
0.13
Exemptions
Exemption Type
Homestead
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$4,748
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$64,430$180,060$244,490$244,490

Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).

Schools

School Info
District
HaysCONSISD
Elementary
Ralph Pfluger
Middle
McCormick
High
Jack C Hays

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $249,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,863 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,863

Principal & interest
$1,259
Property taxes
$396
Homeowners insurance
$208

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$199,200$2,227$12,882$196,973
2$196,973$2,376$12,733$194,598
3$194,598$2,535$12,574$192,063
4$192,063$2,704$12,404$189,359
5$189,359$2,886$12,223$186,473
6$186,473$3,079$12,030$183,394
7$183,394$3,285$11,824$180,109
8$180,109$3,505$11,604$176,604
9$176,604$3,740$11,369$172,864
10$172,864$3,990$11,119$168,874
  • Year 1$196,973
    Principal paid
    $2,227
    Interest paid
    $12,882
    Starting balance
    $199,200
  • Year 2$194,598
    Principal paid
    $2,376
    Interest paid
    $12,733
    Starting balance
    $196,973
  • Year 3$192,063
    Principal paid
    $2,535
    Interest paid
    $12,574
    Starting balance
    $194,598
  • Year 4$189,359
    Principal paid
    $2,704
    Interest paid
    $12,404
    Starting balance
    $192,063
  • Year 5$186,473
    Principal paid
    $2,886
    Interest paid
    $12,223
    Starting balance
    $189,359
  • Year 6$183,394
    Principal paid
    $3,079
    Interest paid
    $12,030
    Starting balance
    $186,473
  • Year 7$180,109
    Principal paid
    $3,285
    Interest paid
    $11,824
    Starting balance
    $183,394
  • Year 8$176,604
    Principal paid
    $3,505
    Interest paid
    $11,604
    Starting balance
    $180,109
  • Year 9$172,864
    Principal paid
    $3,740
    Interest paid
    $11,369
    Starting balance
    $176,604
  • Year 10$168,874
    Principal paid
    $3,990
    Interest paid
    $11,119
    Starting balance
    $172,864
First 10 of 30 years

Nearby

Courtesy of The Seely Group LLC · (512) 228-6262

Listings courtesy of ACTRIS as distributed by MLS GRID.