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ActiveMLS #4428857

391 Middle CRK, Buda TX 78610

Buda, TX 78610 · Whispering Hollow Ph 1 Sec 2A

Single Family Residence for sale in Whispering Hollow Ph 1 Sec 2A

5Bedrooms
2 full / 1 halfBathrooms
2,909Square Ft
0.18Acres
2Garage
2006Year Built
Back on Market
1 / 26
$449,999$465,000

Overview

Property Description

Beautifully updated home situated on one of the largest lots in the neighborhood, surrounded by mature oak trees. Recent improvements include exterior paint (2024), new flooring (2026), fresh interior paint (2026), and updated lighting and bathroom fixtures (2026). The flexible floor plan offers two dining areas—one of which can easily serve as a flex space—plus an additional upstairs flex area, perfect for a home office, playroom, or media space. Commute time to Austin is 10 Minutes.

Financial Info
Price
$449,999
$ / Sqft
$155
HOA
Yes - Mandatory / $34 / Monthly
HOA Name
Whispering Hollow Phase 1 Sec 1
HOA Includes
See Remarks
Tax Rate
2.1845%
Est. Taxes
$10,230
Tax Year
2025
Exemptions
None
Legal Info
Address
391 Middle CRK
County
Hays
City
Buda
State
TX
Zip
78610
Subdivision
Whispering Hollow Ph 1 Sec 2A
Legal Description
WHISPERING HOLLOW PHASE 1 SEC 2A, BLOCK O, LOT 7
Parcel
119478000O007002
Interior Features
Floor
Carpet, Wood
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Granite Counters
Appliances
Gas Range, Refrigerator, Gas Water Heater
Laundry
Main Level
Master Main
Yes
Fireplaces
1
Fireplace Description
Wood Burning
Interior Features
Breakfast Bar, Granite Counters, Smoke Detector(s), Screens
General Info
Beds
5 Total / 1 Main Level / 4 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2006 / See Remarks
Square Feet
2,909 / Public Records
Garages
2
Garage Desc
Driveway, Garage
Foundation
Slab
Roof
Shingle
Construction
Stone Veneer
Acres
0.18
Lot Description
Front Yard, Level, Trees-Large (Over 40 Ft)
Restrictions
None
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Available, Water Available
Heat
See Remarks
A C
Attic Fan, Ceiling Fan(s), Central Air
Exterior Features
Fence
Wood
Exterior Features
None, Covered, Front Porch, Porch
Pool On Property
No
Area Amenities
Park, Pool

Price history

Members only
Days on market
−$15,001 (−3.2%)
$465,000 → $449,999
1
Price reduction
Active
Since May 7, 2026
Price trend
List priceMay 2026 → Jun 2026
Property history4 events
DateEventPriceChange
Jul 31, 2026Back On Market
Jul 29, 2026Pending
Jun 8, 2026Price Decrease$449,999−$15,001 (−3.2%)
May 7, 2026New Listing

Taxes

General Information
Owner
ADAMS DANIEL S & CARRIE L
Legal
WHISPERING HOLLOW PHASE 1 SEC 2A, BLOCK O, Lot 7
Geo ID
119478000O007002
Exemptions
Exemption Type
Homestead
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$10,230
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$94,160$353,120$447,280$447,280

Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).

Schools

School Info
District
HaysCONSISD
Elementary
Elm Grove
Middle
Eric Dahlstrom
High
Johnson High School

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $449,999
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,503 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,503

Principal & interest
$2,275
Property taxes
$853
Homeowners insurance
$375

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$359,999$4,024$23,281$355,975
2$355,975$4,293$23,012$351,682
3$351,682$4,581$22,724$347,101
4$347,101$4,888$22,418$342,214
5$342,214$5,215$22,090$336,999
6$336,999$5,564$21,741$331,435
7$331,435$5,937$21,368$325,498
8$325,498$6,334$20,971$319,163
9$319,163$6,759$20,547$312,405
10$312,405$7,211$20,094$305,193
  • Year 1$355,975
    Principal paid
    $4,024
    Interest paid
    $23,281
    Starting balance
    $359,999
  • Year 2$351,682
    Principal paid
    $4,293
    Interest paid
    $23,012
    Starting balance
    $355,975
  • Year 3$347,101
    Principal paid
    $4,581
    Interest paid
    $22,724
    Starting balance
    $351,682
  • Year 4$342,214
    Principal paid
    $4,888
    Interest paid
    $22,418
    Starting balance
    $347,101
  • Year 5$336,999
    Principal paid
    $5,215
    Interest paid
    $22,090
    Starting balance
    $342,214
  • Year 6$331,435
    Principal paid
    $5,564
    Interest paid
    $21,741
    Starting balance
    $336,999
  • Year 7$325,498
    Principal paid
    $5,937
    Interest paid
    $21,368
    Starting balance
    $331,435
  • Year 8$319,163
    Principal paid
    $6,334
    Interest paid
    $20,971
    Starting balance
    $325,498
  • Year 9$312,405
    Principal paid
    $6,759
    Interest paid
    $20,547
    Starting balance
    $319,163
  • Year 10$305,193
    Principal paid
    $7,211
    Interest paid
    $20,094
    Starting balance
    $312,405
First 10 of 30 years

Nearby

Courtesy of Compass RE Texas, LLC · (512) 575-3644

Listings courtesy of ACTRIS as distributed by MLS GRID.