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ActiveMLS #6530274

392 Algaroba LOOP, Buda TX 78610

Buda, TX 78610 · Sunfield Ph Three Sec Three

Single Family Residence for sale in Sunfield Ph Three Sec Three

3Bedrooms
2Bathrooms
2,203Square Ft
0.18Acres
2Garage
2020Year Built
Back on Market
1 / 40
$390,000$410,000
3D tour

Overview

Property Description

*If Curtis Mueller with Fairway Mortgage finances this home, he will provide a 1% credit towards buyer's closing costs or rate buy down.* Welcome home to 392 Algaroba Loop, this gorgeous home is situated on an expansive corner lot in the highly sought after community of Sunfield. The exterior features 4 sides masonry and permanent customizable eave lighting by Astoria so that decorating for holidays will be a breeze! You can also enjoy warm or cool white lighting throughout the year! Not only will you love the exterior, but the interior of the home is also sure to impress. It is a 1.5 story home, with all bedrooms, a separate flex space or office, and living areas downstairs, and a large bonus area upstairs. The bonus room makes a perfect second living area, playroom, or workspace. The kitchen boasts a large eat-at center island, a single basin stainless steel sink, and a gas stove for the chef of the home. 7 windows surrounding the living area allow an ample amount of natural sunlight to flow into the room. High ceilings and a row of windows in the primary bedroom make it the perfect owner's retreat. The en-suite bathroom includes a garden tub, walk-in shower, dual sinks, and an oversized walk-in closet. And, when it's time to enjoy some sunshine, you will love relaxing on your sizeable covered back patio, or spending time in the backyard. The community also offers many wonderful outdoor amenities including 2 lazy river pools, a lap pool, 2 splash pads, playgrounds, fishing ponds, parks, outdoor grills, and hiking trails.

Financial Info
Price
$390,000
$ / Sqft
$177
HOA
Yes - Mandatory / $235 / Quarterly
HOA Name
Sunfield HOA
HOA Includes
Common Area Maintenance
Tax Rate
2.72%
Est. Taxes
$10,208
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
392 Algaroba LOOP
County
Hays
City
Buda
State
TX
Zip
78610
Subdivision
Sunfield Ph Three Sec Three
Legal Description
SUNFIELD PHASE 3 SEC 3, BLOCK F, LOT 37
Parcel
118410000F037002
Interior Features
Floor
Carpet, Vinyl
Num Living
2
Dining
1
Kitchen
Kitchen Island, Pantry
Appliances
Dishwasher, Disposal, Gas Range, Microwave, WaterSoftener
Laundry
Laundry Room, Main Level
Master Bed
Primary Bedroom on Main
Master Main
Yes
Interior Features
Ceiling Fan(s), High Ceilings, Stone Counters, Kitchen Island, Multiple Living Areas, Open Floorplan, Pantry, Primary Bedroom on Main, Study/Home Office, Prewired, None
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2020 / Resale
Square Feet
2,203 / Public Records
Garages
2
Garage Desc
Attached, Driveway, Garage
Foundation
Slab
Roof
Composition
Construction
Brick, Stone
Acres
0.18
Lot Description
Back Yard, Corner Lot
Restrictions
Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Municipal Utility District (MUD)
Sewer
Municipal Utility District (MUD)
Utilities
Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Privacy, Wood
Exterior Features
Gutters Partial, Lighting, Covered, Front Porch, Rear Porch
Pool On Property
No
Area Amenities
BBQ Pit/Grill, Cluster Mailbox, Common Grounds, Dog Park, Fishing, High Speed Internet, Park, Planned Social Activities, Playground, Pool

Rooms

Rooms1 room

Main level

  • Office

Price history

Members only
Days on market
−$20,000 (−4.9%)
$410,000 → $390,000
1
Price reduction
Active
Since Apr 9, 2026
Price trend
List priceApr 2026Jul 2026
Property history4 events
DateEventPriceChange
Jul 1, 2026Back On Market
Jul 1, 2026Price Decrease$390,000−$20,000 (−4.9%)
Apr 28, 2026Pending
Apr 9, 2026New Listing

Taxes

General Information
Owner
CARNEY, MITCHELL M & RAISA VIRGINIA
Legal
SUNFIELD PHASE 3 SEC 3, BLOCK F, Lot 37
Geo ID
118410000F037002
Exemptions
Exemption Type
Homestead
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$10,208
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$77,170$332,310$409,480$409,480

Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).

Schools

School Info
District
HaysCONSISD
Elementary
Sunfield
Middle
McCormick
High
Johnson High School

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $390,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,148 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,148

Principal & interest
$1,972
Property taxes
$851
Homeowners insurance
$325

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$312,000$3,487$20,177$308,513
2$308,513$3,721$19,944$304,792
3$304,792$3,970$19,695$300,822
4$300,822$4,236$19,429$296,586
5$296,586$4,520$19,145$292,066
6$292,066$4,822$18,842$287,244
7$287,244$5,145$18,519$282,099
8$282,099$5,490$18,175$276,609
9$276,609$5,858$17,807$270,751
10$270,751$6,250$17,415$264,502
  • Year 1$308,513
    Principal paid
    $3,487
    Interest paid
    $20,177
    Starting balance
    $312,000
  • Year 2$304,792
    Principal paid
    $3,721
    Interest paid
    $19,944
    Starting balance
    $308,513
  • Year 3$300,822
    Principal paid
    $3,970
    Interest paid
    $19,695
    Starting balance
    $304,792
  • Year 4$296,586
    Principal paid
    $4,236
    Interest paid
    $19,429
    Starting balance
    $300,822
  • Year 5$292,066
    Principal paid
    $4,520
    Interest paid
    $19,145
    Starting balance
    $296,586
  • Year 6$287,244
    Principal paid
    $4,822
    Interest paid
    $18,842
    Starting balance
    $292,066
  • Year 7$282,099
    Principal paid
    $5,145
    Interest paid
    $18,519
    Starting balance
    $287,244
  • Year 8$276,609
    Principal paid
    $5,490
    Interest paid
    $18,175
    Starting balance
    $282,099
  • Year 9$270,751
    Principal paid
    $5,858
    Interest paid
    $17,807
    Starting balance
    $276,609
  • Year 10$264,502
    Principal paid
    $6,250
    Interest paid
    $17,415
    Starting balance
    $270,751
First 10 of 30 years

Nearby

Courtesy of All City Real Estate Ltd. Co · (866) 277-6005

Listings courtesy of ACTRIS as distributed by MLS GRID.