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PendingMLS #4247014

400 Creekside DR, Buda TX 78610

Buda, TX 78610 · Ruby Ranch Ph 5

Single Family Residence for sale in Ruby Ranch Ph 5

6Bedrooms
4Bathrooms
4,600Square Ft
3.63Acres
3Garage
2021Year Built
1 / 40
$1,645,000
3D tour

Overview

Property Description

Welcome to your private Ruby Ranch estate! This stunning modern ranch-style home offers the perfect blend of privacy and Hill Country living. Custom-built in 2021 and situated on nearly 4 fully fenced acres in the desirable gated Ruby Ranch community in Buda, the main residence boasts 3,250 square feet of thoughtfully designed living space, including 4 bedrooms, 3 bathrooms, two spacious living areas, and a dedicated study. Perfect for entertaining or multi-generational living, the 1,350-square-foot guest house features a full kitchen, two additional bedrooms, a living area, and plenty of space for family and guests. Surrounded by more than 100 majestic live oak trees, this exceptional property offers beautiful, usable land, breathtaking natural scenery, and unmatched privacy. Whether you’re hosting gatherings by the pool, accommodating extended family, or simply enjoying the peaceful surroundings, this one-of-a-kind estate provides the best of Texas hill country living. A rare opportunity to own one of Ruby Ranch’s premier properties.

Financial Info
Price
$1,645,000
$ / Sqft
$358
HOA
Yes - Mandatory / $857 / Annually
HOA Name
Ruby Ranch Estate
HOA Includes
Common Area Maintenance
Tax Rate
1.73%
Est. Taxes
$23,293
Tax Year
2025
Exemptions
None
Legal Info
Address
400 Creekside DR
County
Hays
City
Buda
State
TX
Zip
78610
Subdivision
Ruby Ranch Ph 5
Legal Description
RUBY RANCH PHASE 5, BLOCK A, LOT 12, ACRES 3.627
Parcel
117383000A012002
Interior Features
Floor
Tile, Wood
Num Living
3
Dining
2
Kitchen
Eat-in Kitchen, Kitchen Island, Pantry
Appliances
Built-In Gas Range, Dishwasher, Gas Oven
Laundry
Inside, Main Level
Master Bed
Double Vanity
Master Main
Yes
Fireplaces
2
Fireplace Description
Gas, Living Room, Masonry
Interior Features
Ceiling Fan(s), Vaulted Ceiling(s), Quartz Counters, Double Vanity, Eat-in Kitchen, Kitchen Island, Multiple Dining Areas, Multiple Living Areas, Pantry, Recessed Lighting, Soaking Tub, Study/Home Office, Security System, Smoke Detector(s), Double Pane Windows, Insulated Windows, Low Emissivity Windows
General Info
Beds
6 Total / 4 Main Level / 2 Other Level
Full / Half Baths
4 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2021 / Resale
Square Feet
4,600 / Builder
Garages
3
Garage Desc
Additional Parking, Attached, Concrete, Oversized
Foundation
Slab
Roof
Composition
Construction
Masonry – All Sides
Acres
3.63
Lot Description
Landscaped, Trees-Heavy
Restrictions
Covenant, Deed Restrictions
Flood Plain
No
View
Trees/Woods
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Public
Sewer
Aerobic Septic
Utilities
Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Heat
Central, Natural Gas
A C
Central Air
Exterior Features
Fence
Wood
Exterior Features
Outdoor Grill, Private Yard, Covered, Patio, Porch
Pool On Property
Yes
Area Amenities
See Remarks

Price history

Members only
Days on market
$1,645,000
List price
0
Price reductions
Pending
Since Jun 6, 2026
Property history2 events
DateEventPriceChange
Aug 28, 2026Pending
Jun 6, 2026New Listing

Taxes

General Information
Owner
RANGEL GUSMARO & RANGEL DORA A
Legal
RUBY RANCH PHASE 5, BLOCK A, LOT 12, ACRES 3.627
Geo ID
117383000A012002
Acreage
3.63
Exemptions
Exemption Type
Homestead
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$23,293
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$401,420$897,300$1,298,720$1,298,720

Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).

Schools

School Info
District
HaysCONSISD
Elementary
Carpenter Hill
Middle
Eric Dahlstrom
High
Johnson High School

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $1,645,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$11,630 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $11,630

Principal & interest
$8,318
Property taxes
$1,941
Homeowners insurance
$1,371

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$1,316,000$14,709$85,107$1,301,291
2$1,301,291$15,694$84,122$1,285,596
3$1,285,596$16,745$83,071$1,268,851
4$1,268,851$17,867$81,949$1,250,984
5$1,250,984$19,064$80,753$1,231,920
6$1,231,920$20,340$79,476$1,211,580
7$1,211,580$21,702$78,114$1,189,878
8$1,189,878$23,156$76,660$1,166,722
9$1,166,722$24,707$75,109$1,142,015
10$1,142,015$26,361$73,455$1,115,654
  • Year 1$1,301,291
    Principal paid
    $14,709
    Interest paid
    $85,107
    Starting balance
    $1,316,000
  • Year 2$1,285,596
    Principal paid
    $15,694
    Interest paid
    $84,122
    Starting balance
    $1,301,291
  • Year 3$1,268,851
    Principal paid
    $16,745
    Interest paid
    $83,071
    Starting balance
    $1,285,596
  • Year 4$1,250,984
    Principal paid
    $17,867
    Interest paid
    $81,949
    Starting balance
    $1,268,851
  • Year 5$1,231,920
    Principal paid
    $19,064
    Interest paid
    $80,753
    Starting balance
    $1,250,984
  • Year 6$1,211,580
    Principal paid
    $20,340
    Interest paid
    $79,476
    Starting balance
    $1,231,920
  • Year 7$1,189,878
    Principal paid
    $21,702
    Interest paid
    $78,114
    Starting balance
    $1,211,580
  • Year 8$1,166,722
    Principal paid
    $23,156
    Interest paid
    $76,660
    Starting balance
    $1,189,878
  • Year 9$1,142,015
    Principal paid
    $24,707
    Interest paid
    $75,109
    Starting balance
    $1,166,722
  • Year 10$1,115,654
    Principal paid
    $26,361
    Interest paid
    $73,455
    Starting balance
    $1,142,015
First 10 of 30 years

Nearby

Courtesy of Mission Real Estate Group · (210) 690-0050

Listings courtesy of ACTRIS as distributed by MLS GRID.