490 Gilmer LN, Buda TX 78610
Buda, TX 78610 · PRAIRIE LAKES
Single Family Residence for sale in PRAIRIE LAKES
Overview
Property Description
Discover The Fargo, a beautifully designed one-story home at Prairie Lakes in Buda, TX, offering 1,659 square feet of functional living space. This new construction home features 4 bedrooms, 2 bathrooms, and a 2-car garage, making it a perfect fit for families, first-time homebuyers, or anyone searching for a modern home near Austin. As you enter the home, you’ll find three secondary bedrooms, a full bathroom, and a conveniently located laundry room at the front of the layout, ideal for guests, kids’ rooms, or a home office setup. Continue down the extended foyer into the open concept living area where the spacious family room flows seamlessly into the kitchen and breakfast area, creating a welcoming space for entertaining and everyday living. The kitchen is designed with both style and function in mind, featuring quartz countertops, stainless steel appliances, and a large center island. Durable Revwood® flooring is included in the main living and wet areas. The private primary suite is located off the family room and includes a large walk-in closet and walk-in shower, providing a comfortable retreat at the end of the day. This home comes included with a professionally designed landscape package and a full irrigation system as well as our America's Smart Home package that offers devices such as the Qolsys IQ Panel, Video Doorbell, Alarm.com app, Honeywell Thermostat, Deako Smart Light Switch, Kwikset Smart lock, and more. Located in Prairie Lakes in Buda, Texas, residents enjoy convenient access to I-35, shopping, dining, and major employers, with an easy commute to Austin and surrounding Central Texas areas. If you’re searching for new homes in Buda, TX, affordable 4-bedroom homes near Austin, or a single-story home with smart home technology, The Fargo at Prairie Lakes is a must-see. Images are representative of plan and may vary as built. Contact us today to schedule your tour and find your new home in Prairie Lakes.
Financial Info
- Price
- $319,990
- $ / Sqft
- $193
- HOA
- Yes - Mandatory / $80 / Monthly
- HOA Name
- PRAIRIE LAKES
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 2.76%
- Est. Taxes
- $8,667
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 490 Gilmer LN
- County
- Hays
- City
- Buda
- State
- TX
- Zip
- 78610
- Subdivision
- PRAIRIE LAKES
- Legal Description
- PRAIRIE LAKES LOT 12, BLOCK A, PHASE 3-1
- Parcel
- 490 Gilmer Lane
Interior Features
- Floor
- Carpet, Vinyl
- Num Living
- 1
- Dining
- 1
- Kitchen
- Eat-in Kitchen, Kitchen Island, Pantry
- Appliances
- Dishwasher, Disposal, Exhaust Fan, Microwave, Range, Vented Exhaust Fan, Tankless Water Heater
- Laundry
- Laundry Room, Main Level
- Master Bed
- Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Interior Features
- Quartz Counters, Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Smart Home, Smart Thermostat, Walk-In Closet(s), Smoke Detector(s), Double Pane Windows, Screens
General Info
- Beds
- 4 Total / 4 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2026 / New
- Square Feet
- 1,659 / Builder
- Garages
- 2
- Garage Desc
- Attached, Garage Faces Front
- Foundation
- Slab
- Roof
- Composition, Shingle
- Construction
- HardiPlank Type
- Acres
- 0.11
- Lot Description
- Back Yard, Landscaped, Sprinkler - Automatic
- Restrictions
- Deed Restrictions
- Flood Plain
- No
- View
- Neighborhood
- Water Access
- No
- Waterfront
- No
- Area
- HH
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Available, Natural Gas Available, Sewer Connected, Underground Utilities, Water Available
- Heat
- Central, Natural Gas
- A C
- Central Air, Zoned
Exterior Features
- Fence
- Back Yard, Fenced, Wood
- Exterior Features
- See Remarks, Front Porch
- Pool On Property
- No
- Area Amenities
- Cluster Mailbox, Common Grounds, Park, Playground, Pool
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 27, 2026 | New Listing | — |
Taxes
- Owner
- CONTINENTAL HOMES OF TEXAS LP
- Legal
- PRAIRIE LAKES PHASE 3 SECTION 1, BLOCK A, Lot 12, 7816 SQUARE FEET
- Geo ID
- 116676000A012002
- Exemption Type
- None on record
- Detail
- Not provided by this county source
- MLS estimated annual taxes
- $8,667
- MLS tax year
- 2026
| Year | Land | Improvements | Market | Assessed |
|---|---|---|---|---|
| 2026 | $68,680 | $0 | $68,680 | $68,680 |
Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).
Schools
School Info
- District
- HaysCONSISD
- Elementary
- Camino Real
- Middle
- McCormick
- High
- Johnson High School
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,607 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,607
- Principal & interest
- $1,618
- Property taxes
- $722
- Homeowners insurance
- $267
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $255,992 | $2,861 | $16,555 | $253,131 | |
| 2 | $253,131 | $3,053 | $16,364 | $250,078 | |
| 3 | $250,078 | $3,257 | $16,159 | $246,820 | |
| 4 | $246,820 | $3,476 | $15,941 | $243,345 | |
| 5 | $243,345 | $3,708 | $15,708 | $239,637 | |
| 6 | $239,637 | $3,957 | $15,460 | $235,680 | |
| 7 | $235,680 | $4,222 | $15,195 | $231,458 | |
| 8 | $231,458 | $4,504 | $14,912 | $226,954 | |
| 9 | $226,954 | $4,806 | $14,611 | $222,148 | |
| 10 | $222,148 | $5,128 | $14,289 | $217,020 |
- Year 1$253,131
- Principal paid
- $2,861
- Interest paid
- $16,555
- Starting balance
- $255,992
- Year 2$250,078
- Principal paid
- $3,053
- Interest paid
- $16,364
- Starting balance
- $253,131
- Year 3$246,820
- Principal paid
- $3,257
- Interest paid
- $16,159
- Starting balance
- $250,078
- Year 4$243,345
- Principal paid
- $3,476
- Interest paid
- $15,941
- Starting balance
- $246,820
- Year 5$239,637
- Principal paid
- $3,708
- Interest paid
- $15,708
- Starting balance
- $243,345
- Year 6$235,680
- Principal paid
- $3,957
- Interest paid
- $15,460
- Starting balance
- $239,637
- Year 7$231,458
- Principal paid
- $4,222
- Interest paid
- $15,195
- Starting balance
- $235,680
- Year 8$226,954
- Principal paid
- $4,504
- Interest paid
- $14,912
- Starting balance
- $231,458
- Year 9$222,148
- Principal paid
- $4,806
- Interest paid
- $14,611
- Starting balance
- $226,954
- Year 10$217,020
- Principal paid
- $5,128
- Interest paid
- $14,289
- Starting balance
- $222,148
Nearby
Courtesy of D.R. Horton, AMERICA'S Builder · (512) 345-4663
Listings courtesy of ACTRIS as distributed by MLS GRID.