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ActiveMLS #8375844

490 Gilmer LN, Buda TX 78610

Buda, TX 78610 · PRAIRIE LAKES

Single Family Residence for sale in PRAIRIE LAKES

4Bedrooms
2Bathrooms
1,659Square Ft
0.11Acres
2Garage
2026Year Built
1 / 25
$319,990

Overview

Property Description

Discover The Fargo, a beautifully designed one-story home at Prairie Lakes in Buda, TX, offering 1,659 square feet of functional living space. This new construction home features 4 bedrooms, 2 bathrooms, and a 2-car garage, making it a perfect fit for families, first-time homebuyers, or anyone searching for a modern home near Austin. As you enter the home, you’ll find three secondary bedrooms, a full bathroom, and a conveniently located laundry room at the front of the layout, ideal for guests, kids’ rooms, or a home office setup. Continue down the extended foyer into the open concept living area where the spacious family room flows seamlessly into the kitchen and breakfast area, creating a welcoming space for entertaining and everyday living. The kitchen is designed with both style and function in mind, featuring quartz countertops, stainless steel appliances, and a large center island. Durable Revwood® flooring is included in the main living and wet areas. The private primary suite is located off the family room and includes a large walk-in closet and walk-in shower, providing a comfortable retreat at the end of the day. This home comes included with a professionally designed landscape package and a full irrigation system as well as our America's Smart Home package that offers devices such as the Qolsys IQ Panel, Video Doorbell, Alarm.com app, Honeywell Thermostat, Deako Smart Light Switch, Kwikset Smart lock, and more. Located in Prairie Lakes in Buda, Texas, residents enjoy convenient access to I-35, shopping, dining, and major employers, with an easy commute to Austin and surrounding Central Texas areas. If you’re searching for new homes in Buda, TX, affordable 4-bedroom homes near Austin, or a single-story home with smart home technology, The Fargo at Prairie Lakes is a must-see. Images are representative of plan and may vary as built. Contact us today to schedule your tour and find your new home in Prairie Lakes.

Financial Info
Price
$319,990
$ / Sqft
$193
HOA
Yes - Mandatory / $80 / Monthly
HOA Name
PRAIRIE LAKES
HOA Includes
Common Area Maintenance
Tax Rate
2.76%
Est. Taxes
$8,667
Tax Year
2026
Exemptions
None
Legal Info
Address
490 Gilmer LN
County
Hays
City
Buda
State
TX
Zip
78610
Subdivision
PRAIRIE LAKES
Legal Description
PRAIRIE LAKES LOT 12, BLOCK A, PHASE 3-1
Parcel
490 Gilmer Lane
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Eat-in Kitchen, Kitchen Island, Pantry
Appliances
Dishwasher, Disposal, Exhaust Fan, Microwave, Range, Vented Exhaust Fan, Tankless Water Heater
Laundry
Laundry Room, Main Level
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Quartz Counters, Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Smart Home, Smart Thermostat, Walk-In Closet(s), Smoke Detector(s), Double Pane Windows, Screens
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2026 / New
Square Feet
1,659 / Builder
Garages
2
Garage Desc
Attached, Garage Faces Front
Foundation
Slab
Roof
Composition, Shingle
Construction
HardiPlank Type
Acres
0.11
Lot Description
Back Yard, Landscaped, Sprinkler - Automatic
Restrictions
Deed Restrictions
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Natural Gas Available, Sewer Connected, Underground Utilities, Water Available
Heat
Central, Natural Gas
A C
Central Air, Zoned
Exterior Features
Fence
Back Yard, Fenced, Wood
Exterior Features
See Remarks, Front Porch
Pool On Property
No
Area Amenities
Cluster Mailbox, Common Grounds, Park, Playground, Pool

Price history

Members only
Days on market
$319,990
List price
0
Price reductions
Active
Since Aug 27, 2026
Property history1 event
DateEventPriceChange
Aug 27, 2026New Listing

Taxes

General Information
Owner
CONTINENTAL HOMES OF TEXAS LP
Legal
PRAIRIE LAKES PHASE 3 SECTION 1, BLOCK A, Lot 12, 7816 SQUARE FEET
Geo ID
116676000A012002
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$8,667
MLS tax year
2026
Appraisal Values
YearLandImprovementsMarketAssessed
2026$68,680$0$68,680$68,680

Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).

Schools

School Info
District
HaysCONSISD
Elementary
Camino Real
Middle
McCormick
High
Johnson High School

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $319,990
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,607 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,607

Principal & interest
$1,618
Property taxes
$722
Homeowners insurance
$267

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$255,992$2,861$16,555$253,131
2$253,131$3,053$16,364$250,078
3$250,078$3,257$16,159$246,820
4$246,820$3,476$15,941$243,345
5$243,345$3,708$15,708$239,637
6$239,637$3,957$15,460$235,680
7$235,680$4,222$15,195$231,458
8$231,458$4,504$14,912$226,954
9$226,954$4,806$14,611$222,148
10$222,148$5,128$14,289$217,020
  • Year 1$253,131
    Principal paid
    $2,861
    Interest paid
    $16,555
    Starting balance
    $255,992
  • Year 2$250,078
    Principal paid
    $3,053
    Interest paid
    $16,364
    Starting balance
    $253,131
  • Year 3$246,820
    Principal paid
    $3,257
    Interest paid
    $16,159
    Starting balance
    $250,078
  • Year 4$243,345
    Principal paid
    $3,476
    Interest paid
    $15,941
    Starting balance
    $246,820
  • Year 5$239,637
    Principal paid
    $3,708
    Interest paid
    $15,708
    Starting balance
    $243,345
  • Year 6$235,680
    Principal paid
    $3,957
    Interest paid
    $15,460
    Starting balance
    $239,637
  • Year 7$231,458
    Principal paid
    $4,222
    Interest paid
    $15,195
    Starting balance
    $235,680
  • Year 8$226,954
    Principal paid
    $4,504
    Interest paid
    $14,912
    Starting balance
    $231,458
  • Year 9$222,148
    Principal paid
    $4,806
    Interest paid
    $14,611
    Starting balance
    $226,954
  • Year 10$217,020
    Principal paid
    $5,128
    Interest paid
    $14,289
    Starting balance
    $222,148
First 10 of 30 years

Nearby

Courtesy of D.R. Horton, AMERICA'S Builder · (512) 345-4663

Listings courtesy of ACTRIS as distributed by MLS GRID.