Mr. Home Search
ActiveMLS #8849343

683 Oyster CRK, Buda TX 78610

Buda, TX 78610 · Elm Grove Sec Three-B

Single Family Residence for sale in Elm Grove Sec Three-B

4Bedrooms
2 full / 1 halfBathrooms
2,529Square Ft
0.14Acres
2Garage
2015Year Built
Price Reduced
1 / 38
$415,000$425,000

Overview

Property Description

Welcome to 683 Oyster Creek, a spacious 4-bedroom, 2.5-bath home offering approximately 2,500 square feet of well-designed living space in Buda. A charming decorative niche above the front door offers a unique spot to showcase seasonal decor and adds character to the home's exterior. Inside, the soaring ceiling in the living room creates an impressive sense of space, complemented by distinctive high-set square windows that bring in additional natural light. A floor-to-ceiling stone fireplace serves as a striking focal point and adds warmth and character to the main living area. The main level features a spacious primary suite along with a versatile flex room, currently styled as a home office. Beautiful hardwood floors extend through the primary living areas, creating a warm, cohesive feel, while tile flooring adds durability and style in the kitchen. The kitchen is designed for both everyday living and entertaining, with abundant counter space, a center island, upgraded cabinetry, granite countertops, stainless steel appliances, and an upgraded tile backsplash. Upstairs, three additional bedrooms share a full bath, while a generous flex space overlooks the living room below—perfect for a second living area, game room, study space, or playroom. Additional builder upgrades include enhanced interior finishes, wood accents and balusters, upgraded tile selections, and enhanced lighting. Outside, enjoy the covered and extended patio, providing a comfortable space for relaxing or entertaining. With its spacious layout, flexible living areas, impressive living room, and numerous upgrades, 683 Oyster Creek offers a wonderful combination of style and functionality in Buda.

Financial Info
Price
$415,000
$ / Sqft
$164
HOA
Yes - Mandatory / $240 / Annually
HOA Name
Elm Grove POA
HOA Includes
Common Area Maintenance
Tax Rate
2.1845%
Est. Taxes
$9,580
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
683 Oyster CRK
County
Hays
City
Buda
State
TX
Zip
78610
Subdivision
Elm Grove Sec Three-B
Legal Description
ELM GROVE SEC THREE-B, BLOCK G, LOT 63
Parcel
112794000G063002
Interior Features
Floor
Carpet, Tile, Wood
Num Living
2
Dining
1
Kitchen
Granite Counters, Kitchen Island
Appliances
Dishwasher, Disposal, Microwave, Electric Oven, Gas Water Heater
Laundry
Laundry Room
Master Bed
Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Gas, Living Room
Interior Features
Ceiling Fan(s), High Ceilings, Tray Ceiling(s), Granite Counters, Interior Steps, Kitchen Island, Multiple Living Areas, Stackable W/D Connections, Walk-In Closet(s), Carbon Monoxide Detector(s), Security System Owned, Smoke Detector(s), Screens
General Info
Beds
4 Total / 1 Main Level / 3 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2015 / Resale
Square Feet
2,529 / Public Records
Garages
2
Garage Desc
Attached, Door-Single, Driveway, Garage, Garage Faces Front
Foundation
Slab
Roof
Shingle
Construction
Masonry – Partial
Acres
0.14
Lot Description
Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Side Yard
Restrictions
Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Available, Natural Gas Available, Water Available
Heat
Central, Natural Gas
A C
Ceiling Fan(s), Central Air, Electric
Exterior Features
Fence
Fenced, Wood
Exterior Features
Gutters Full, Covered, Patio, Porch
Pool On Property
No
Area Amenities
Cluster Mailbox

Price history

Members only
Days on market
−$10,000 (−2.4%)
$425,000 → $415,000
1
Price reduction
Active
Since Sep 2, 2026
Price trend
List priceSep 2026Sep 2026
Property history2 events
DateEventPriceChange
Sep 17, 2026Price Decrease$415,000−$10,000 (−2.4%)
Sep 2, 2026New Listing

Taxes

General Information
Owner
BOYETTE-DAVIS JESSICA & DAVIS GEORGE A
Legal
ELM GROVE SEC THREE-B, BLOCK G, Lot 63
Geo ID
112794000G063002
Exemptions
Exemption Type
Homestead
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$9,580
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$116,820$314,711$431,531$431,531

Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).

Schools

School Info
District
HaysCONSISD
Elementary
Elm Grove
Middle
Eric Dahlstrom
High
Johnson High School

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $415,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,242 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,242

Principal & interest
$2,098
Property taxes
$798
Homeowners insurance
$346

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$332,000$3,711$21,471$328,289
2$328,289$3,959$21,222$324,330
3$324,330$4,225$20,957$320,105
4$320,105$4,507$20,674$315,598
5$315,598$4,809$20,372$310,788
6$310,788$5,131$20,050$305,657
7$305,657$5,475$19,707$300,182
8$300,182$5,842$19,340$294,340
9$294,340$6,233$18,949$288,107
10$288,107$6,650$18,531$281,457
  • Year 1$328,289
    Principal paid
    $3,711
    Interest paid
    $21,471
    Starting balance
    $332,000
  • Year 2$324,330
    Principal paid
    $3,959
    Interest paid
    $21,222
    Starting balance
    $328,289
  • Year 3$320,105
    Principal paid
    $4,225
    Interest paid
    $20,957
    Starting balance
    $324,330
  • Year 4$315,598
    Principal paid
    $4,507
    Interest paid
    $20,674
    Starting balance
    $320,105
  • Year 5$310,788
    Principal paid
    $4,809
    Interest paid
    $20,372
    Starting balance
    $315,598
  • Year 6$305,657
    Principal paid
    $5,131
    Interest paid
    $20,050
    Starting balance
    $310,788
  • Year 7$300,182
    Principal paid
    $5,475
    Interest paid
    $19,707
    Starting balance
    $305,657
  • Year 8$294,340
    Principal paid
    $5,842
    Interest paid
    $19,340
    Starting balance
    $300,182
  • Year 9$288,107
    Principal paid
    $6,233
    Interest paid
    $18,949
    Starting balance
    $294,340
  • Year 10$281,457
    Principal paid
    $6,650
    Interest paid
    $18,531
    Starting balance
    $288,107
First 10 of 30 years

Nearby

Courtesy of All City Real Estate Ltd. Co · (866) 277-6005

Listings courtesy of ACTRIS as distributed by MLS GRID.