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ActiveMLS #2978505

421 Fm 845, Cameron TX 76520

Cameron, TX 76520 · Cameron

Single Family Residence for sale in Cameron

3Bedrooms
2Bathrooms
2,085Square Ft
49.48Acres
0Garage
1960Year Built
Price Reduced
1 / 37
$670,000$825,000

Overview

Property Description

Discover the potential within the walls of 421 Fm 845, Cameron, TX 76520, nestled in Milam County; this single-family residence presents a great investment opportunity for the discerning buyer. Imagine waking up each morning in a bedroom that elevates the ambiance of your personal sanctuary. This single-story home offers the unique feature of a sunroom, providing a tranquil space to bask in natural light and enjoy the beauty of the rural area surrounding the property. The open floor plan creates a sense of spaciousness, perfect for entertaining or simply enjoying comfortable daily living. This three-bedroom, two-bathroom home, built in 1960, awaits your vision to transform it into a cherished haven.

Financial Info
Price
$670,000
$ / Sqft
$321
HOA
None
Tax Rate
1.6322%
Est. Taxes
$5,688
Tax Year
2024
Exemptions
Agricultural
Legal Info
Address
421 Fm 845
County
Milam
City
Cameron
State
TX
Zip
76520
Subdivision
Cameron
Legal Description
A0300 LEWIS, W.W.,1.0 ACRES, A0300 LEWIS, W.W.,28.36 ACRES, A0300 LEWIS, W.W.,20.12 ACRES
Parcel
A03006100401
Interior Features
Floor
Carpet, Concrete, Tile
Num Living
1
Dining
1
Appliances
Electric Range
Laundry
Laundry Room
Master Bed
Primary Bedroom on Main
Master Main
Yes
Fireplaces
1
Fireplace Description
Wood Burning
Interior Features
Ceiling Fan(s), Electric Dryer Hookup, Primary Bedroom on Main, Washer Hookup, None, Screens
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1960 / Resale
Square Feet
2,085 / Public Records
Garage Desc
Circular Driveway, Detached Carport
Foundation
Slab
Roof
Shingle
Construction
Brick, Masonry – All Sides
Acres
49.48
Lot Description
Agricultural
Restrictions
None
Flood Plain
No
View
Pasture, Pond
Water Access
No
Waterfront
No
Area
MC
Utility Info
Water
Private
Sewer
Septic Tank
Utilities
Electricity Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Livestock
Exterior Features
See Remarks, Covered, Enclosed, Patio
Pool On Property
No
Area Amenities
None

Rooms

Rooms3 rooms

Main level

  • Primary Bedroom

    Ceiling Fan(s)

  • Kitchen

    Open to Family Room

  • Primary Bathroom

    Laminate Counters, Full Bath, Garden Tub

Price history

Members only
Days on market
−$155,000 (−18.8%)
$825,000 → $670,000
18
Price reductions
Active
Since Sep 30, 2024
Price trend
List priceSep 2024 → Sep 2026
Property history19 events
DateEventPriceChange
Sep 15, 2026Price Decrease$670,000−$10,000 (−1.5%)
Sep 1, 2026Price Decrease$680,000−$5,000 (−0.7%)
Jul 10, 2026Price Decrease$685,000−$15,000 (−2.1%)
Apr 6, 2026Price Decrease$700,000−$10,000 (−1.4%)
Feb 22, 2026Price Decrease$710,000−$5,000 (−0.7%)
Feb 2, 2026Price Decrease$715,000−$10,000 (−1.4%)
Jan 6, 2026Price Decrease$725,000−$10,000 (−1.4%)
Dec 11, 2025Price Decrease$735,000−$10,000 (−1.3%)
Nov 21, 2025Price Decrease$745,000−$20,000 (−2.6%)
Oct 31, 2025Price Decrease$765,000−$5,000 (−0.6%)
Oct 9, 2025Price Decrease$770,000−$5,000 (−0.6%)
Sep 3, 2025Price Decrease$775,000−$25,000 (−3.1%)
Aug 1, 2025Price Decrease$800,000−$5,000 (−0.6%)
Jul 1, 2025Price Decrease$805,000−$5,000 (−0.6%)
Jun 10, 2025Price Decrease$810,000−$3,000 (−0.4%)
May 9, 2025Price Decrease$813,000−$2,000 (−0.2%)
Mar 21, 2025Price Decrease$815,000−$8,000 (−1%)
Dec 9, 2024Price Decrease$823,000−$2,000 (−0.2%)
Sep 30, 2024New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Cameron ISD
Elementary
Cameron
Middle
Cameron Middle
High
Cameron Yoe

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $670,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,420 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,420

Principal & interest
$3,388
Property taxes
$474
Homeowners insurance
$558

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$536,000$5,991$34,664$530,009
2$530,009$6,392$34,262$523,617
3$523,617$6,820$33,834$516,796
4$516,796$7,277$33,378$509,519
5$509,519$7,764$32,890$501,755
6$501,755$8,284$32,370$493,470
7$493,470$8,839$31,815$484,631
8$484,631$9,431$31,223$475,200
9$475,200$10,063$30,592$465,137
10$465,137$10,737$29,918$454,400
  • Year 1$530,009
    Principal paid
    $5,991
    Interest paid
    $34,664
    Starting balance
    $536,000
  • Year 2$523,617
    Principal paid
    $6,392
    Interest paid
    $34,262
    Starting balance
    $530,009
  • Year 3$516,796
    Principal paid
    $6,820
    Interest paid
    $33,834
    Starting balance
    $523,617
  • Year 4$509,519
    Principal paid
    $7,277
    Interest paid
    $33,378
    Starting balance
    $516,796
  • Year 5$501,755
    Principal paid
    $7,764
    Interest paid
    $32,890
    Starting balance
    $509,519
  • Year 6$493,470
    Principal paid
    $8,284
    Interest paid
    $32,370
    Starting balance
    $501,755
  • Year 7$484,631
    Principal paid
    $8,839
    Interest paid
    $31,815
    Starting balance
    $493,470
  • Year 8$475,200
    Principal paid
    $9,431
    Interest paid
    $31,223
    Starting balance
    $484,631
  • Year 9$465,137
    Principal paid
    $10,063
    Interest paid
    $30,592
    Starting balance
    $475,200
  • Year 10$454,400
    Principal paid
    $10,737
    Interest paid
    $29,918
    Starting balance
    $465,137
First 10 of 30 years

Nearby

Courtesy of Agents Realty of Texas, LLC · (512) 590-5192

Listings courtesy of ACTRIS as distributed by MLS GRID.