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ActiveMLS #8612021

1226 Cougar DR # 12, Canyon Lake TX 78133

Canyon Lake, TX 78133 · COUGAR RIDGE

Condominium for sale in COUGAR RIDGE

3Bedrooms
2Bathrooms
1,290Square Ft
1.43Acres
0Garage
1983Year Built
New
1 / 40
$240,000

Overview

Property Description

Lake Views, Hill Country Scenery & Stunning Sunsets! This beautifully situated ground-floor condo offers the perfect blend of comfort, convenience, and Hill Country charm. Enjoy gorgeous lake views from the living room and kitchen, with spectacular sunsets providing the perfect backdrop to your everyday life. Laminate flooring flows throughout the unit, creating a warm and inviting feel. The spacious living room features a beautiful stone wood-burning fireplace, perfect for cozy evenings, while the kitchen offers a breakfast bar and direct lake views. A separate dining room provides plenty of space for entertaining. French doors open to your private patio, where you can relax and take in the peaceful lake and Hill Country views. Residents also enjoy access to a community pool and BBQ area with multiple decks. The HOA covers water and trash, adding convenience and value. Conveniently located near shopping, dining, boat ramps, and schools, this condo is an ideal Hill Country retreat or full-time residence.

Financial Info
Price
$240,000
$ / Sqft
$186
HOA
Yes - Mandatory / $893 / Quarterly
HOA Name
COUGAR RIDGE CONDOS
HOA Includes
Common Area Maintenance, Maintenance Grounds, Parking, Trash, Water
Tax Rate
1.5%
Est. Taxes
$4,109
Tax Year
2025
Exemptions
None
Legal Info
Address
1226 Cougar DR # 12
County
Comal
City
Canyon Lake
State
TX
Zip
78133
Subdivision
COUGAR RIDGE
Legal Description
Cougar Ridge Phase II Condo, Bldg B, Unit 12
Parcel
2401990001300
Interior Features
Floor
Laminate, Linoleum
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Eat-in Kitchen
Appliances
Dishwasher, Microwave, Range, Electric Water Heater
Laundry
In Unit
Master Bed
Primary Bedroom on Main
Master Main
Yes
Fireplaces
1
Fireplace Description
Living Room, Wood Burning
Interior Features
Breakfast Bar, Eat-in Kitchen, Open Floorplan, Primary Bedroom on Main, None, Double Pane Windows, Window Treatments
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Condominium
Stories
1
Year Built
1983 / Resale
Square Feet
1,290 / Public Records
Garage Desc
Parking Lot
Foundation
Slab
Roof
Composition
Construction
Stucco, Wood Siding
Acres
1.43
Lot Description
Views
Restrictions
Deed Restrictions
Flood Plain
No
View
Hill Country, Lake
Water Access
No
Waterfront
No
Area
CM
Utility Info
Water
Public
Sewer
Private Sewer
Utilities
Electricity Connected, Phone Available, Water Connected
Heat
Central, Electric
A C
Central Air
Exterior Features
Fence
See Remarks
Exterior Features
Balcony, Covered, Patio
Pool On Property
Community
Area Amenities
BBQ Pit/Grill, Pool

Price history

Members only
Days on market
$240,000
List price
0
Price reductions
Active
Since Oct 9, 2026
Property history1 event
DateEventPriceChange
Oct 9, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Comal ISD
Elementary
Mountain Valley
Middle
Mountain Valley Middle
High
Canyon Lake

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $240,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,756 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,756

Principal & interest
$1,214
Property taxes
$342
Homeowners insurance
$200

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$192,000$2,146$12,417$189,854
2$189,854$2,290$12,273$187,564
3$187,564$2,443$12,120$185,121
4$185,121$2,607$11,956$182,514
5$182,514$2,781$11,782$179,733
6$179,733$2,968$11,595$176,766
7$176,766$3,166$11,397$173,599
8$173,599$3,378$11,184$170,221
9$170,221$3,605$10,958$166,616
10$166,616$3,846$10,717$162,770
  • Year 1$189,854
    Principal paid
    $2,146
    Interest paid
    $12,417
    Starting balance
    $192,000
  • Year 2$187,564
    Principal paid
    $2,290
    Interest paid
    $12,273
    Starting balance
    $189,854
  • Year 3$185,121
    Principal paid
    $2,443
    Interest paid
    $12,120
    Starting balance
    $187,564
  • Year 4$182,514
    Principal paid
    $2,607
    Interest paid
    $11,956
    Starting balance
    $185,121
  • Year 5$179,733
    Principal paid
    $2,781
    Interest paid
    $11,782
    Starting balance
    $182,514
  • Year 6$176,766
    Principal paid
    $2,968
    Interest paid
    $11,595
    Starting balance
    $179,733
  • Year 7$173,599
    Principal paid
    $3,166
    Interest paid
    $11,397
    Starting balance
    $176,766
  • Year 8$170,221
    Principal paid
    $3,378
    Interest paid
    $11,184
    Starting balance
    $173,599
  • Year 9$166,616
    Principal paid
    $3,605
    Interest paid
    $10,958
    Starting balance
    $170,221
  • Year 10$162,770
    Principal paid
    $3,846
    Interest paid
    $10,717
    Starting balance
    $166,616
First 10 of 30 years

Nearby

Courtesy of Sullivan Hill Country Properti · (210) 725-5201

Listings courtesy of ACTRIS as distributed by MLS GRID.