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ActiveMLS #1498993

1226 Cougar DR # 15, Canyon Lake TX 78133

Canyon Lake, TX 78133 · Cougar Ridge Ph Ii

Condominium for sale in Cougar Ridge Ph Ii

2Bedrooms
2Bathrooms
1,158Square Ft
1.43Acres
0Garage
1983Year Built
Price Reduced
1 / 37
$218,000$223,000
3D tour

Overview

Property Description

Welcome home to Unit 15 at 1226 Cougar Drive, where the effortless "lock-and-leave" lifestyle meets soulful, boho-inspired design. Perched in the heart of the Texas Hill Country, this residence offers a rare combination of modern comfort and breathtaking natural beauty. The View of a Lifetime! Step out onto your spacious private balcony and lose yourself in unobstructed, panoramic vistas of Canyon Lake. Whether you’re sipping morning coffee or stargazing over the rolling countryside, this is the ultimate backdrop for relaxation. Boho-Chic Aesthetic: A stylish, carpet-free interior that perfectly complements the relaxed lake-life vibe. Cozy Ambience: The living space is anchored by a warm, wood-burning fireplace—perfect for chilly Hill Country evenings. Restful Retreats: Two generously sized bedrooms, both featuring ample walk-in closets. Modern Convenience: Includes an in-unit washer and dryer for total autonomy. This condo is perfectly positioned to enjoy the very best of the area. You are just minutes away from fine dining and local favorite restaurants, beach access, boat ramps, hiking trails, and playgrounds. A private military club and scenic parks are also nearby Take a dip in the sparkling in-ground pool, surrounded by expansive decking designed for lively gatherings or quiet sunsets. Dedicated parking space 15. Quarterly dues cover water, trash, septic, exterior insurance, and exterior maintenance—giving you total peace of mind. High-speed Spectrum internet is available. This property is eligible for financing. Experience the magic of Canyon Lake. Schedule your tour today and see why Unit 15 in Cougar Ridge is the Hill Country hidden gem you’ve been waiting for!

Financial Info
Price
$218,000
$ / Sqft
$188
HOA
Yes - Mandatory / $893.75 / Quarterly
HOA Name
Cougar Ridge
HOA Includes
Common Area Maintenance, Landscaping, Maintenance Grounds, Maintenance Structure, Parking, Sewer, Trash, Water
Tax Rate
1.5%
Est. Taxes
$3,700
Tax Year
2025
Exemptions
None
Legal Info
Address
1226 Cougar DR # 15
County
Comal
City
Canyon Lake
State
TX
Zip
78133
Subdivision
Cougar Ridge Ph Ii
Legal Description
COUGAR RIDGE PHASE II CONDO, BLDG B, UNIT 15
Parcel
18921
Interior Features
Floor
Laminate, Tile
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Pantry
Appliances
Dishwasher, Disposal, Dryer, Electric Range, Exhaust Fan, Oven, Electric Oven, Range, Free-Standing Electric Range, Free-Standing Range, Refrigerator, Free-Standing Refrigerator, Stainless Steel Appliance(s), Vented Exhaust Fan, Washer, Washer/Dryer, Washer/Dryer Stacked
Laundry
In Bathroom, In Unit, Inside, Laundry Closet, Main Level
Master Bed
Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Masonry, Raised Hearth, Wood Burning
Interior Features
Bar, Breakfast Bar, Ceiling Fan(s), Chandelier, Laminate Counters, Electric Dryer Hookup, Entrance Foyer, Pantry, Stackable W/D Connections, Walk-In Closet(s), Washer Hookup, None
General Info
Beds
2 Total / 2 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Condominium
Stories
1
Year Built
1983 / Resale
Square Feet
1,158 / Public Records
Garage Desc
Assigned, Parking Lot
Foundation
Slab
Roof
Composition
Construction
Masonry – Partial, Wood Siding, Stucco
Acres
1.43
Lot Description
Native Plants, Public Maintained Road, Sloped Down, Sloped Up, Trees-Heavy, Trees-Medium (20 Ft - 40 Ft), Views
Restrictions
Covenant, Deed Restrictions
Flood Plain
No
View
Hill Country, Lake, Panoramic, Park/Greenbelt
Water Access
No
Waterfront
No
Area
CM
Utility Info
Water
Public
Sewer
Shared Septic, Septic Tank
Utilities
Electricity Connected, Other, Sewer Connected, Water Connected
Heat
Central, Electric, Fireplace(s), Forced Air
A C
Central Air, Electric
Exterior Features
Fence
None
Exterior Features
Balcony, Covered, Deck, Front Porch, Patio, Porch, Rear Porch
Pool On Property
Yes
Area Amenities
Picnic Area, Pool, Sidewalks

Price history

Members only
Days on market
−$5,000 (−2.2%)
$223,000 → $218,000
1
Price reduction
Active
Since Apr 24, 2026
Price trend
List priceApr 2026Jul 2026
Property history2 events
DateEventPriceChange
Jul 9, 2026Price Decrease$218,000−$5,000 (−2.2%)
Apr 24, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Comal ISD
Elementary
Rebecca Creek
Middle
Mountain Valley Middle
High
Canyon Lake

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $218,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,592 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,592

Principal & interest
$1,102
Property taxes
$308
Homeowners insurance
$182

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$174,400$1,949$11,279$172,451
2$172,451$2,080$11,148$170,371
3$170,371$2,219$11,009$168,152
4$168,152$2,368$10,860$165,784
5$165,784$2,526$10,702$163,258
6$163,258$2,696$10,532$160,562
7$160,562$2,876$10,352$157,686
8$157,686$3,069$10,159$154,617
9$154,617$3,274$9,954$151,343
10$151,343$3,493$9,734$147,850
  • Year 1$172,451
    Principal paid
    $1,949
    Interest paid
    $11,279
    Starting balance
    $174,400
  • Year 2$170,371
    Principal paid
    $2,080
    Interest paid
    $11,148
    Starting balance
    $172,451
  • Year 3$168,152
    Principal paid
    $2,219
    Interest paid
    $11,009
    Starting balance
    $170,371
  • Year 4$165,784
    Principal paid
    $2,368
    Interest paid
    $10,860
    Starting balance
    $168,152
  • Year 5$163,258
    Principal paid
    $2,526
    Interest paid
    $10,702
    Starting balance
    $165,784
  • Year 6$160,562
    Principal paid
    $2,696
    Interest paid
    $10,532
    Starting balance
    $163,258
  • Year 7$157,686
    Principal paid
    $2,876
    Interest paid
    $10,352
    Starting balance
    $160,562
  • Year 8$154,617
    Principal paid
    $3,069
    Interest paid
    $10,159
    Starting balance
    $157,686
  • Year 9$151,343
    Principal paid
    $3,274
    Interest paid
    $9,954
    Starting balance
    $154,617
  • Year 10$147,850
    Principal paid
    $3,493
    Interest paid
    $9,734
    Starting balance
    $151,343
First 10 of 30 years

Nearby

Courtesy of GoUpRE · (281) 853-5133

Listings courtesy of ACTRIS as distributed by MLS GRID.