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ActiveMLS #7638868

381 Monarch, Canyon Lake TX 78133

Canyon Lake, TX 78133 · Point Rancho Del Lago 4

Single Family Residence for sale in Point Rancho Del Lago 4

3Bedrooms
2Bathrooms
1,707Square Ft
0.50Acres
2Garage
2020Year Built
Price Reduced
1 / 40
$409,900$419,900

Overview

Property Description

Discover Hill Country living at its finest in this beautifully maintained 3-bedroom, 2-bath single-story home located in the heart of Canyon Lake, TX. Set on an oversized, level half-acre lot, this property offers the perfect blend of comfort, efficiency, and space to breathe. Inside, you'll find a bright and open split floorplan with the primary bedroom on one side of the home and additional bedrooms on the other, designed for privacy and ease of living. High ceilings, recessed lighting, and abundant natural light create a warm and inviting atmosphere throughout the main living spaces. The well-appointed kitchen and spacious living area flow seamlessly, making everyday living and entertaining effortless. Retreat to the serene master suite, complete with a full ensuite bathroom featuring a double vanity and large walk-in shower. Two additional bedrooms and a second full bath are thoughtfully positioned on the opposite side of the home. A standout feature of this property is its commitment to efficiency-enjoy solar panels, a water softener system, and whole-house water filtration for optimal water quality and reduced utility costs. Outside, the expansive lot offers endless potential-add a workshop, a pool, or create the backyard oasis of your dreams. Move-in ready and ideally situated near Canyon Lake's outdoor recreation- Only 1 mile from the High School, 1.8 miles to Brookshire Brothers grocery store, and 3 miles to Canyon Park and Canyon Lake Marina on the lake! This home delivers the best of Hill Country charm and modern convenience. Come out and see it for yourself today!

Financial Info
Price
$409,900
$ / Sqft
$240
HOA
None
Tax Rate
1.47%
Est. Taxes
$8,493
Tax Year
2025
Exemptions
None
Legal Info
Address
381 Monarch
County
Comal
City
Canyon Lake
State
TX
Zip
78133
Subdivision
Point Rancho Del Lago 4
Legal Description
POINT AT RANCHO DEL LAGO PHASE 4, LOT 234
Parcel
45383
Interior Features
Floor
Tile, Vinyl
Num Living
1
Dining
1
Kitchen
Kitchen Island
Appliances
Refrigerator
Laundry
Laundry Room, Main Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Ceiling Fan(s), Double Vanity, Kitchen Island, Primary Bedroom on Main, Storage, Walk-In Closet(s), None
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2020 / Resale
Square Feet
1,707 / Public Records
Garages
2
Garage Desc
Boat, Garage, Open, RV Access/Parking
Foundation
Slab
Roof
Composition, Shingle
Construction
HardiPlank Type, Vertical Siding, Stone
Acres
0.50
Lot Description
Back Yard, Cleared, Level
Restrictions
Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
CM
Utility Info
Water
Public
Sewer
Aerobic Septic
Utilities
Above Ground, Electricity Connected, Water Connected
Heat
Central, Electric
A C
Central Air
Exterior Features
Fence
None
Exterior Features
Gutters Full, Covered, Patio
Pool On Property
No
Area Amenities
None

Rooms

Rooms5 rooms

Main level

  • Primary Bedroom
  • Kitchen
  • Living Room
  • Bedroom
  • Bedroom

Price history

Days on market
−$10,000 (−2.4%)
$419,900 → $409,900
1
Price reduction
Active
Since Jan 28, 2026
Price trend
List priceJan 2026 → Sep 2026
Property history2 events
DateEventPriceChange
Sep 30, 2026Price Decrease$409,900−$10,000 (−2.4%)
Jan 28, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Comal ISD
Elementary
Rebecca Creek
Middle
Mountain Valley Middle
High
Canyon Lake

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $409,900
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,123 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,123

Principal & interest
$2,073
Property taxes
$708
Homeowners insurance
$342

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$327,920$3,665$21,207$324,255
2$324,255$3,911$20,961$320,344
3$320,344$4,173$20,700$316,171
4$316,171$4,452$20,420$311,719
5$311,719$4,750$20,122$306,969
6$306,969$5,068$19,804$301,901
7$301,901$5,408$19,464$296,493
8$296,493$5,770$19,102$290,723
9$290,723$6,156$18,716$284,567
10$284,567$6,569$18,303$277,998
  • Year 1$324,255
    Principal paid
    $3,665
    Interest paid
    $21,207
    Starting balance
    $327,920
  • Year 2$320,344
    Principal paid
    $3,911
    Interest paid
    $20,961
    Starting balance
    $324,255
  • Year 3$316,171
    Principal paid
    $4,173
    Interest paid
    $20,700
    Starting balance
    $320,344
  • Year 4$311,719
    Principal paid
    $4,452
    Interest paid
    $20,420
    Starting balance
    $316,171
  • Year 5$306,969
    Principal paid
    $4,750
    Interest paid
    $20,122
    Starting balance
    $311,719
  • Year 6$301,901
    Principal paid
    $5,068
    Interest paid
    $19,804
    Starting balance
    $306,969
  • Year 7$296,493
    Principal paid
    $5,408
    Interest paid
    $19,464
    Starting balance
    $301,901
  • Year 8$290,723
    Principal paid
    $5,770
    Interest paid
    $19,102
    Starting balance
    $296,493
  • Year 9$284,567
    Principal paid
    $6,156
    Interest paid
    $18,716
    Starting balance
    $290,723
  • Year 10$277,998
    Principal paid
    $6,569
    Interest paid
    $18,303
    Starting balance
    $284,567
First 10 of 30 years

Nearby

Courtesy of Sullivan Hill Country Properti · (210) 725-5201

Listings courtesy of ACTRIS as distributed by MLS GRID.