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ActiveMLS #9585851

620 Lake Island DR, Canyon Lake TX 78133

Canyon Lake, TX 78133 · Canyon Lake Island

Single Family Residence for sale in Canyon Lake Island

3Bedrooms
2Bathrooms
1,963Square Ft
0.90Acres
2Garage
1983Year Built
Price Reduced
1 / 40
$460,000$590,000

Overview

Property Description

HUGE PRICE DROP for you to REMODEL and make it your own. TECHNICAL Lakefront on Canyon Lake for only $495K....WOW! Welcome to your Canyon Lake retreat, where every evening ends with a painted sky. This 3BR/2BA waterfront home invites you to live where sunsets linger over the water and cool breezes drift across your patio swing. With sweeping views from the kitchen, dining, and living spaces, the lake becomes the backdrop to your everyday life. Step outside to discover a spacious covered patio designed for gatherings, laughter, and quiet mornings with coffee. A backyard deck extends the invitation to soak in the serenity, where the gentle rhythm of Canyon Lake reminds you to slow down and savor the moment. Inside, the heart of the home has been beautifully refreshed. A custom kitchen with granite countertops makes cooking a joy, while both baths offer spa-like comfort with walk-in showers, granite finishes, and thoughtful accessibility features. Saltillo tile adds timeless charm, and each bedroom provides comfort and space for family or guests. Practical updates—newer HVAC, water heater, and a full suite of appliances—make this home move-in ready. The generous two-car garage doubles as a workspace for your weekend projects. Though the lake level is currently low, your property still carries its coveted technical waterfront designation and direct legal access—ensuring your connection to the water. This is more than a house; it’s a place where memories will be made, sunsets will be celebrated, and every day feels like a getaway.

Financial Info
Price
$460,000
$ / Sqft
$234
HOA
Yes - Voluntary / $100 / Annually
HOA Name
Canyon Lake Island
HOA Includes
See Remarks
Tax Rate
1.4737%
Est. Taxes
$7,334
Tax Year
2025
Exemptions
None
Legal Info
Address
620 Lake Island DR
County
Comal
City
Canyon Lake
State
TX
Zip
78133
Subdivision
Canyon Lake Island
Legal Description
CANYON LAKE ISLAND, LOT 134R
Parcel
11899
Interior Features
Floor
Carpet, Tile, See Remarks
Num Living
2
Dining
1
Kitchen
Granite Counters
Appliances
Cooktop, Dishwasher, Disposal, Dryer, Electric Range, Microwave, Electric Oven, Free-Standing Electric Oven, Refrigerator, Free-Standing Refrigerator, See Remarks, Washer, Electric Water Heater
Laundry
In Unit, Laundry Room, Main Level
Master Bed
Walk-In Closet(s)
Master Main
Yes
Fireplace Description
None
Interior Features
Bookcases, Built-in Features, Ceiling Fan(s), Chandelier, Granite Counters, Electric Dryer Hookup, Entrance Foyer, Multiple Living Areas, Smart Thermostat, Storage, Walk-In Closet(s), Washer Hookup, Smoke Detector(s), Blinds, Double Pane Windows, Screens, See Remarks
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1983 / Resale
Square Feet
1,963 / Appraiser
Garages
2
Garage Desc
Concrete, Door-Single, Driveway, Garage Door Opener, Garage Faces Front, Inside Entrance, Kitchen Level
Foundation
Slab
Roof
Composition, Shingle
Construction
Brick Veneer, Attic/Crawl Hatchway(s) Insulated, Masonry – All Sides, See Remarks
Acres
0.90
Lot Description
Bluff, Cleared, Few Trees, Front Yard, Interior Lot, Landscaped, Level, Public Maintained Road, Sloped Down, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - In-ground, Subdivided, Trees-Medium (20 Ft - 40 Ft), Views
Restrictions
Deed Restrictions
Flood Plain
Partial
View
Hill Country, Lake
Water Access
Yes
Waterfront
Yes
Area
CM
Utility Info
Water
Well
Sewer
Septic Tank
Utilities
Above Ground, Cable Available, Electricity Connected, Internet-Fiber, Phone Available, See Remarks
Heat
Central, Electric
A C
Central Air, Electric
Exterior Features
Fence
Chain Link, Partial, Wood, Wrought Iron
Exterior Features
Exterior Steps, Gutters Partial, Covered, Deck, Front Porch, Patio, Rear Porch
Pool On Property
No
Area Amenities
Lake

Rooms

Rooms4 rooms

First level

  • Kitchen

    See Remarks

  • Family Room
  • Primary Bathroom

    See Remarks

  • Primary Bedroom

    See Remarks

Price history

Members only
Days on market
−$130,000 (−22%)
$590,000 → $460,000
4
Price reductions
Active
Since Apr 24, 2025
Price trend
List priceApr 2025 → Jun 2026
Property history5 events
DateEventPriceChange
Jun 30, 2026Price Decrease$460,000−$29,000 (−5.9%)
Apr 21, 2026Price Decrease$489,000−$6,000 (−1.2%)
Oct 21, 2025Price Decrease$495,000−$25,000 (−4.8%)
Aug 25, 2025Price Decrease$520,000−$70,000 (−11.9%)
Apr 24, 2025New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Comal ISD
Elementary
Rebecca Creek
Middle
Mountain Valley Middle
High
Canyon Lake

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $460,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,320 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,320

Principal & interest
$2,326
Property taxes
$611
Homeowners insurance
$383

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$368,000$4,113$23,799$363,887
2$363,887$4,389$23,523$359,498
3$359,498$4,683$23,230$354,815
4$354,815$4,996$22,916$349,819
5$349,819$5,331$22,581$344,488
6$344,488$5,688$22,224$338,801
7$338,801$6,069$21,843$332,732
8$332,732$6,475$21,437$326,257
9$326,257$6,909$21,003$319,348
10$319,348$7,372$20,541$311,976
  • Year 1$363,887
    Principal paid
    $4,113
    Interest paid
    $23,799
    Starting balance
    $368,000
  • Year 2$359,498
    Principal paid
    $4,389
    Interest paid
    $23,523
    Starting balance
    $363,887
  • Year 3$354,815
    Principal paid
    $4,683
    Interest paid
    $23,230
    Starting balance
    $359,498
  • Year 4$349,819
    Principal paid
    $4,996
    Interest paid
    $22,916
    Starting balance
    $354,815
  • Year 5$344,488
    Principal paid
    $5,331
    Interest paid
    $22,581
    Starting balance
    $349,819
  • Year 6$338,801
    Principal paid
    $5,688
    Interest paid
    $22,224
    Starting balance
    $344,488
  • Year 7$332,732
    Principal paid
    $6,069
    Interest paid
    $21,843
    Starting balance
    $338,801
  • Year 8$326,257
    Principal paid
    $6,475
    Interest paid
    $21,437
    Starting balance
    $332,732
  • Year 9$319,348
    Principal paid
    $6,909
    Interest paid
    $21,003
    Starting balance
    $326,257
  • Year 10$311,976
    Principal paid
    $7,372
    Interest paid
    $20,541
    Starting balance
    $319,348
First 10 of 30 years

Nearby

Courtesy of Saxet Realty, Inc · (830) 935-3691

Listings courtesy of ACTRIS as distributed by MLS GRID.